Despite the inevitable costs of getting behind the wheel, there are certain steps you can take to keep to save money on car insurance.
Bundle Your Packages
Most insurance companies provide discounts to auto insurance customers who bundle home and auto insurance their services, offering potential savings to those who also insure their home with them. Even if you’re getting higher individual quotes from your existing company, you may be able to save big by having both policies with the same insurer.
Take Advantage of Loyalty
A new company may have some compelling offers on the table, but many companies offer discounts for long-standing customers. Before switching to a new insurance company, see if your existing insurer will offer any incentives for your loyalty.
Be on Your Best Behaviour
It’s no secret that better driving leads to greater discounts. When you’re a safe driver, you can benefit extensively, with lower rates and better coverage options. Good behaviour doesn’t end there, though; if you’re a student or have a child driver in school, his or her performance matters as well. Some insurance companies offer additional discounts for high grades, making hitting the books a good way to save money on car insurance.
Spring for Extra Safety Features
Safe drivers are less likely to cause issues for an insurance company, which is why most deductibles and principals are lower for drivers with a clean record. Many cars now come with extra safety features, like lane detection technology and rear-view cameras, that can also help drivers stay safer. If your car has any of these features, be sure to let your car insurer know; there may be additional savings available.
Keep Your Coverage Reasonable
It’s easy to be your own worst enemy when it comes to auto insurance, but it’s important to stay reasonable. Instead of choosing the biggest, best insurance policy, let your insurance professional help you understand what coverage is essential and what you can go without. Taking a few unnecessary features off your policy can make a bigger difference than you may think.
Maximize Your Discounts
Car insurance may be a mandatory expense, but that doesn’t mean your policy has to break the bank. You can maximize your discounts by taking advantage of an independent insurance broker who can help you find a policy that best suits your needs while saving you money.
No Obligation Quotes
Need a quote or have any questions? Contact Mitch at 1-800-731-2228, or email us at info@nullmitchinsurance.com and see how much our team of insurance experts can save you!
