Cheapest high risk insurance

Get the high-risk auto coverage you need at the best price around, fast.

Our customers love us

We have a 4.8-star Google rating! Awesome sauce.

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Near perfect
customer satisfaction

Our customers love us but don’t take our word on it, read the reviews. We have a 4.8 star Google rating. More than a price comparison site for insurance, we go the extra mile to make sure our customers get the best coverage and care.

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We provide
well deserved discounts

With access to more than 40 of Canada’s biggest insurance companies, you never have to shop anywhere else to get the better coverage and prices. We can save you up to 70% on auto insurance!

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More than
a marketplace

Many auto insurance comparison sites only list the lowest prices. We’ll shop and compare the best coverage for the best price, and offer free advice whenever you need it.

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Instant
quote insurance

We’ll get you a quote in minutes. If you like what you see, our advisors will make sure you pay only what you need and help you with questions over the phone. It’s super easy.

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We’ve been
doing this for a while

Mitchell u0026 Whale began as a family business in 1948. Three generations later we’ve not only grown, we’re on a mission to make insurance easier to buy and understand. We’ve also picked up a bunch of awards in the process.

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We’ve won
a few awards

Since 2016, we’ve been named one of Canada’s Top Insurance Brokers. What’s put us there is a commitment to giving every one of our customers the highest level of care and service.

Quick. Easy. Reliable.

You’ve been classified as a high risk driver? No worries, we work with all high-risk auto insurance companies in Ontario, guaranteeing you the best possible rate. So let us do the rate shopping and coverage comparison for your insurance needs. Our professional team of licensed insurance experts will find you the best prices around in one call!

3 reasons to call us directly and skip online quoting

1. Get hones rates.

“Online quotes” are really advertising estimates. Insurance companies use these short web forms to quickly show you preliminary prices, so you’re lead to contact their agent.

However, these online estimates are usually more conservative than the final price that you’re given over the phone, after their agent has taken more information into account.

No bait-and-switch gimmick with us. You’ll get the real deal in one call!

2. Better your policy.

We can optimize your policy in more ways during the call:

Access smaller providers or newer insurance brands, such as SGI. They often provide quotes exclusively through licensed experts offline, but they may also offer far lower rates.

Personalize coverage. An expert can help you better understand the options you actually need (or not). For instance, choosing the right level of deductibles could considerably affect your cost. Yet, many online quoters shortcut that step.

Get more discounts that are just better customized when we talk. For example, combining multiple policies (auto, home, motorcycle…) could save you up to 37%.

The list goes on. Reach out for more and see how much you can save.

3. Save time and money.

Exactly, spare yourself needless online hassle and #frustrations.

Online quoters lack good old human wits. They may be incomplete, perhaps ambiguous, and usually inconsistent from site to site, that they could easily leave you comparing apples with oranges from one insurer to the next. And you wouldn’t even know it.

Take a hint from the law. In most cases, Ontario regulation requires that car insurance buyers directly speak with a company’s licensed agent before sealing the deal. So why not just skip online quoting?

Bottom line: only an expert can ask you the right questions, so you may get direct, accurate, and optimal pricing for the coverage you just need; headaches-free! Call us:

What our clients are saying

Who’s Mitch

Mitch is a leading digital insurance brokerage on a mission to make insurance lovable through exceptional experiences. A family-owned business since 1948, the company is a marketplace for more than 70 of Canada’s top insurance companies. An unwavering supporter for consumer and public good, Mitch believes that everyone deserves fair and transparent insurance.

Mitch Insurance is operated by Mitchell & Whale Insurance Brokers Ltd.

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