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# Mitch Insurance Brokers

## Sitemaps

- [XML Sitemap](https://mitchinsurance.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Can you keep your car after it’s been written off by your insurance company?](https://mitchinsurance.com/blog/can-you-keep-your-car-after-its-written-off/) - If your vehicle’s in an accident and gets written off by your insurance company, you may be able to keep the car with an owner-retained salvage agreement.
- [Ontario auto insurance is changing](https://mitchinsurance.com/blog/ontario-auto-insurance-changing/) - More changes are coming to Ontario auto insurance starting on June 1, 2016, which will give you more choice and control over your car insurance rates.
- [Does car insurance cover that?](https://mitchinsurance.com/blog/car-insurance-cover/) - Knowing how your car insurance covers you in various common situations will protect your driving record and can save you money too.
- [Why is motorcycle insurance so expensive in Ontario?](https://mitchinsurance.com/blog/why-motorcycle-insurance-so-expensive-ontario/) - One reason motorcycle insurance is so expensive in Ontario is the increased risk of serious injuries, which lead to high treatment costs. Find out more.
- [Ask Adam: Auto insurance myths](https://mitchinsurance.com/ask-adam/auto-insurance-myths/) - Our brokers regularly hear myths about auto insurance in Ontario, mostly regarding how accidents and tickets can affect premiums. Here are 9 common myths.
- [What is Full Coverage, And Why Is It Not On My Auto Policy?](https://mitchinsurance.com/blog/what-is-full-coverage-and-why-is-it-not-on-my-auto-policy/) - Auto insurance is usually considered full coverage if it includes collision and comprehensive. But there are many exclusions that you should be aware of.
- [What questions do I need to answer to get an auto insurance quote?](https://mitchinsurance.com/blog/what-questions-for-auto-insurance-quote/) - Auto insurers score you on a number of rating factors to determine your premium. When you call for a quote, expect these questions.
- [What happens when you exclude a high-risk driver from your policy?](https://mitchinsurance.com/blog/exclude-high-risk-driver-from-your-policy/) - We don’t recommend using an excluded driver form except in the most extreme circumstances. Think about it carefully, and make sure you know what you’re signing.
- [Driving without insurance? Good luck!](https://mitchinsurance.com/blog/driving-without-insurance/) - Before you get behind the wheel without insurance, think about some of the very serious consequences if you get caught, or if you get in an accident.
- [Comparing Ontario motorcycle insurance to other jurisdictions – California](https://mitchinsurance.com/blog/motorcycle-insurance-ontario-vs-california/) - Riders in Ontario pay more for motorcycle insurance. That's because Ontario riders have much more coverage than those in other places like California.
- [New car vs. used car: How will it affect my rate?](https://mitchinsurance.com/blog/new-vs-used-car-insurance-rates/) - We take a look at the differences between insuring a new car and a used car and how this might affect your buying decisions.
- [Where does your auto insurance money go?](https://mitchinsurance.com/blog/where-your-auto-insurance-money-goes/) - How much of your auto insurance premium goes to pay claims, and how much is profit? See how your auto insurance dollar breaks down.
- [The Winners and Losers of Territory Independent Auto Insurance](https://mitchinsurance.com/blog/winners-and-losers-territory-independent-auto-insurance/) - Where you live affects how much you pay for home insurance in Ontario, but this may not always be the case. Learn how territory affects risk in home insurance claims throughout the province.
- [How much to insure the Fast X cars?](https://mitchinsurance.com/blog/premiums-for-fast-x-cars/) - Fast X features a number of classic and exotic cars. We break down how much you could expect to pay in insurance for each one.
- [Opening your cottage: What to expect ](https://mitchinsurance.com/blog/opening-your-cottage/) - Because cottages are usually unoccupied in the winter, there is some work involved in getting your seasonal residence ready for summer.
- [Getting married: Have you thought about insurance?](https://mitchinsurance.com/blog/getting-married-and-insurance/) - Getting married means changes to your life. We look at how these changes affect your insurance.
- [Summer boating fun: 24 tips](https://mitchinsurance.com/blog/summer-boating-24-tips/) - Boating is a favourite summer pastime for many Ontarians. Make sure to follow these safety and insurance tips before heading out on the water.
- [2023's best insurance companies for female drivers in Ontario](https://mitchinsurance.com/blog/best-insurance-companies-ontario-female-drivers-2023/) - In 2023, Ontario's top auto insurance for women varies by individual factors. While CAA leads in price, a broker can find the best personalized match
- [Yes, auto insurance is expensive: Here’s why it needs to be](https://mitchinsurance.com/blog/heres-why-auto-insurance-is-expensive/) - Yes, you read that right: auto insurance needs to be expensive. Rates, claims, and insurance pricing factors are complex - let's get into it here.
- [Comparing premiums for Canada’s top 10 selling sports cars](https://mitchinsurance.com/blog/how-much-to-insure-sports-cars/) - In the market for a sports car and wondering how much it’s going to cost to insure it? We compare rates for Canada’s best-selling sports cars of 2021.
- [Steer clear of fraud: Verify your car’s ownership before purchase](https://mitchinsurance.com/blog/verifying-your-cars-ownership-before-purchase/) - There's a growing issue in Ontario when it comes to vehicle theft. Here's how to verify your car's ownership before purchase to avoid re-vinning--a common scam.
- [How does ATV insurance work?](https://mitchinsurance.com/blog/how-does-atv-insurance-work/) - All terrain vehicles or ATVs have become very popular in North America. Insurance for these four-wheeled power toys starts around $300 a year.
- [The best insurance companies for younger drivers in Ontario in 2023](https://mitchinsurance.com/blog/best-car-insurance-companies-young-drivers-2023/) - Find out which Ontario insurance companies offer the best rates for drivers under 25 years old. Rankings for young men and young women.
- [2023's best insurance companies for older drivers in Ontario](https://mitchinsurance.com/blog/best-insurers-for-older-drivers/) - Different insurance companies target different groups of drivers. We take a look at the best insurers for older drivers in Ontario.
- [Where to go for motorcycle training in Ontario](https://mitchinsurance.com/blog/list-of-ontario-motorcycle-schools/) - A full list of MTO-approved motorcycle training schools in Ontario, organized by region and indicating the types of courses offered.
- [Gap in condo insurance can prove costly](https://mitchinsurance.com/blog/gaps-in-condo-insurance/) - Condos are protected by at least two separate insurance policies. Gaps between them can leave condo owners facing considerable costs.
- [Everything you need to know about snowmobiles](https://mitchinsurance.com/blog/everything-you-need-to-know-about-snowmobiles/) - Snowmobiling is one of Canada’s favourite power sports. If you’re new to it, here’s what you need to know.
- [Do I need liquor liability insurance for my holiday party?](https://mitchinsurance.com/blog/liquor-liability-for-holiday-parties/) - If you host a holiday gathering, you could be liable if one of your guests drinks too much and injures someone. Learn about liquor liability insurance.
- [Natural disasters – what's covered?](https://mitchinsurance.com/blog/natural-disasters-insurance-coverage/) - Understanding insurance coverage for 'acts of God'. Learn about standard policies, endorsements for natural disasters, and ways to protect your home and car.
- [Ontario government no longer sending license renewal reminders](https://mitchinsurance.com/blog/license-reminders-discontinued/) - In March 2022 the Ontario government stopped mailing reminders for driver’s license renewals. Drivers can sign up for electronic reminders.
- [How does life insurance work?](https://mitchinsurance.com/blog/how-does-life-insurance-work/) - Life insurance can be very simple or quite complicated. Learn how the different types of life insurance work.
- [Is your older home underinsured?](https://mitchinsurance.com/blog/is-your-older-home-underinsured/) - If you have an older home, you probably don’t have guaranteed replacement cost coverage, so you want to pay close attention to your policy limits.
- [What is a deductible…and what’s the right deductible for me?](https://mitchinsurance.com/blog/what-is-a-deductible/) - Just about every insurance policy has some kind of deductible. It’s the portion of a claim that is paid by the claimant, and helps to keep insurance affordable.
- [Why do insurers give a winter tire discount?](https://mitchinsurance.com/blog/why-a-winter-tire-insurance-discount/) - Winter tires are an important part of safe winter driving in Ontario, and can get you a 5% discount on your auto insurance.
- [How much to insure Canada’s cheapest pickup trucks for 2023?](https://mitchinsurance.com/blog/insurance-rates-cheapest-pickups-canada-2023/) - We break down the best premiums for Canada’s cheapest pickup trucks for 2023. Heavy-duty trucks are the most affordable to insure.
- [The best insurance companies for Ontario drivers with clean records in 2023](https://mitchinsurance.com/blog/best-insurers-for-drivers-with-clean-records-2/) - Different insurers specialize in different types of drivers. We break down which Ontario insurers offer the best rates for drivers with clean records.
- [Spring flooding – Why does it happen and what’s the damage?](https://mitchinsurance.com/blog/protect-your-home-from-spring-flooding/) - Spring in Ontario is a time when many homes are affected by flooding. What kind of damage can you expect and how can you prevent it?
- [Should I get collision and comprehensive on an older car?](https://mitchinsurance.com/blog/collision-comprehensive-on-older-vehicle/) - While collision and comprehensive are indeed optional on a fully paid off vehicle, such coverage can still save you money and a lot of hassles.
- [Emotional stressors adding to distraction behind the wheel](https://mitchinsurance.com/blog/travelers-distracted-driving-study/) - A 2023 study from Travelers Canada reveals that distracted driving is getting worse and we all share responsibility for changing driving behaviours.
- [The importance of tenants insurance - By the numbers](https://mitchinsurance.com/blog/tenants-insurance-by-the-numbers/) - More than half of Canadian renters have no tenants insurance policy. We look at the numbers behind why that’s a risky move.
- [Thinking of renting out your backyard pool?](https://mitchinsurance.com/blog/renting-your-backyard-pool/) - Renting out your backyard pool can lead to issues getting home insurance, and much bigger problems if someone gets hurt.
- [18 ways to save on insurance in 2023](https://mitchinsurance.com/blog/fight-inflation-save-on-insurance/) - With the price of food and everything else continuing to rise in 2023, insurance discounts are a way to make ends meet.
- [How much to insure these luxury vehicles in Toronto’s most affluent neighbourhoods?](https://mitchinsurance.com/blog/insuring-luxury-vehicles-in-toronto/) - Breaking down insurance costs for Canada’s top-selling luxury vehicles in Toronto’s most affluent neighbourhoods.
- [Should I insure my family's vehicles together on one policy?](https://mitchinsurance.com/blog/insuring-multiple-vehicles-in-a-household/) - If your household has multiple vehicles, you could be missing out on huge savings! Here's the details on how to insure multiple vehicles in a single household.
- [Fall fun for all](https://mitchinsurance.com/blog/fall-fun-for-all-2022/) - Members of the Mitch Insurance team share their suggestions for fun autumn activities.
- [The best insurance companies of 2024 for female drivers in Ontario ](https://mitchinsurance.com/blog/best-insurance-companies-ontario-female-drivers-2024/) - The rankings for best insurance companies for female drivers in Ontario changes yearly. Here's this year's list of best insurance companies for female drivers.
- [2023's best insurance companies for male drivers in Ontario](https://mitchinsurance.com/blog/best-car-insurance-companies-males-ontario-2023/) - CAA Insurance has the best auto insurance premiums on average for men in Ontario for 2023. Jevco wins for best high risk auto insurance premiums for males.
- [Auto insurance gender gap: Is there any way out of it?](https://mitchinsurance.com/blog/closing-the-gender-gap/) - We know that among younger drivers in Ontario, men pay more for auto insurance. Find out if that gap is larger or smaller depending on different factors.
- [Wildfires and insurance: What you need to know](https://mitchinsurance.com/blog/wildfires-and-insurance/) - The 2023 Canadian wildfire season has been the worst on record. Learn how insurance protects you, and what you can expect if you suffer a fire loss.
- [Insuring your classic car: What to look for in an appraiser](https://mitchinsurance.com/blog/choosing-a-classic-car-appraiser/) - Getting the right insurance for your classic car may require an expert appraisal done by a professional. Here's how to find one.
- [Is your car on Ontario’s most stolen list?](https://mitchinsurance.com/blog/most-stolen-cars-list-ontario-2022/) - Read about Canada's most stolen cars, with Ontario's high theft rate linked to tech vulnerabilities, impacting insurance costs.
- [Should you lease or finance your vehicle?](https://mitchinsurance.com/blog/lease-vs-finance-vehicle/) - When you're in the market for a new or used vehicle, it's hard to know whether it makes more sense to lease or finance. We break down the pros and cons.
- [International driving experience and your insurance](https://mitchinsurance.com/blog/international-driving-experience-and-your-insurance/) - Learn about auto insurance for newcomers to Canada. Understand coverage options, requirements, and considerations for international or provincial driver’s licenses.
- [Working from home during the COVID-19 crisis](https://mitchinsurance.com/blog/working-from-home-covid-19/) - Not everyone is used to working from home. If you're working from home during the COVID-19 crisis, here are a few tips.
- [Best car insurance companies in Ontario for 2025 ](https://mitchinsurance.com/blog/best-car-insurance-companies-ontario-2025/) - Saving money on your insurance in Ontario is easy when you're working with the best car insurance provider. But who's the best in 2025? Let's compare.
- [How much can I save on car insurance by increasing my deductible?](https://mitchinsurance.com/blog/how-much-savings-car-insurance-increasing-my-deductible/) - Increasing your auto insurance deductible can lead to savings, but it comes with a risk as you’ll need to pay that higher amount when you have a claim.
- [Best home insurance companies in Ontario for 2025](https://mitchinsurance.com/blog/best-home-insurance-companies-ontario-2025/) - Looking to save money in 2025? Choosing the best home insurance company in Ontario (for you) is a surefire way to great savings! Here's how we rank
- [Insurance savings to look out for in 2025](https://mitchinsurance.com/blog/ultimate-guide-insurance-savings-2025/)
- [The aspiring insurance broker’s guide to RIBO](https://mitchinsurance.com/blog/the-aspiring-insurance-brokers-guide-to-ribo/) - Are you an aspiring insurance broker? You'll need to be RIBO licensed before you can sell insurance in Ontario. Here's all you need to know to get licensed.
- [How do insurance rates compare for cars in the same price range?](https://mitchinsurance.com/how-do-insurance-rates-compare-for-cars-in-the-same-price-range/) - How do insurance rates compare for vehicles with similar market values (MV)? We did a quote comparison to show you that sticker price isn't everything.
- [How much does it cost to insure Ontario’s most stolen vehicles? ](https://mitchinsurance.com/blog/how-much-does-it-cost-to-insure-ontarios-most-stolen-vehicles/) - Équité Association has released 2023's list of most stolen vehicles by number of thefts and frequency. Let's see how much these vehicles cost to insure.
- [I just turned 25. Shouldn’t my rates be much lower? ](https://mitchinsurance.com/blog/shouldnt-my-rates-be-lower-at-25/) - Driver's age is an important factor in auto insurance rates. But have your rates decreased as much as you thought they would by 25? Let's explore.
- [Why does my home insurance company need to know the breed of my dog?](https://mitchinsurance.com/blog/why-does-my-home-insurance-company-need-to-know-the-breed-of-my-dog/) - When applying for home insurance, you were likely asked about your dog's breed. Why is this important? Let's explore why your dog's breed matters to insurance.
- [The Mitch guide for an ultimate home inventory ](https://mitchinsurance.com/blog/guide-for-an-ultimate-home-inventory/) - A home inventory makes claims so much easier, plus it gives you an idea of everything you own. Here's the ultimate guide to creating your home inventory.
- [Road safety implications of electric vehicles](https://mitchinsurance.com/blog/road-safety-implications-of-electric-vehicles/) - EVs are more than a trend, but as they gain popularity on the roads one question arises: are they safe? Explore potential road safety implications of EVs here.
- [Can you share tenant insurance with your roommate?](https://mitchinsurance.com/blog/share-tenant-insurance-with-roommate/) - Splitting expenses is common nowadays, so why not for insurance? Explore some of the reasons why sharing tenant insurance with a roommate may not be ideal.
- [What you need to know about insuring your first car ](https://mitchinsurance.com/blog/what-to-know-about-insuring-your-first-car/) - Ready to buy your first car? How exciting! Check out our in-depth guide on all you need to know about insuring your very first car.
- [How much are Canada’s cheapest EVs to insure?](https://mitchinsurance.com/blog/how-much-are-canadas-cheapest-evs-to-insure/) - EVs are gaining more traction nowadays as their purchase price comes down. Explore the cost to insure some of Canada's cheapest EVs on the market.
- [How does your roof affect your insurance rates?](https://mitchinsurance.com/blog/how-your-roof-affects-insurance-rates/) - Did you know that the age, material, and type of your roof can affect your home insurance rates? Explore why roofs are such big drivers in insurance premiums.
- [What is the best time of year to replace your roof? ](https://mitchinsurance.com/blog/best-time-of-year-to-replace-roof/) - When is the best time of year to replace a roof? Explore optimal times for roof replacement, how replacing an older roof can help you save, and much more.
- [How do insurers set rates for gender X drivers?](https://mitchinsurance.com/blog/how-insurers-set-rates-for-gender-x-drivers/) - Gender X has been available as a gender marker on Ontario driver licenses for a few years. How do insurers set rates for these drivers?
- [What will this summer's wildfire season mean for your insurance?](https://mitchinsurance.com/blog/what-wildfire-season-means-insurance/) - Wildfire season is upon us. Explore how active wildfire risks in your area could impact your coverage, from its cost to its availabity.
- [How much will it cost to cancel my motorcycle insurance?](https://mitchinsurance.com/blog/cost-to-cancel-motorcycle-insurance/) - Riding a motorcycle in Canada is not a year-round thing. But if you cancel your insurance when the summer is over, you won’t get a refund. Here’s how it works.
- [What to do after a home burglary](https://mitchinsurance.com/blog/what-to-do-after-a-home-burglary/) - If you come home and discover a burglary has occurred, it’s important to leave your house immediately -don't disturb anything- & call police from a safe place.
- [Renting in Toronto – How much Is tenants insurance?](https://mitchinsurance.com/blog/how-much-tenants-insurance-toronto/) - Explore information on tenants insurance in Toronto. Learn about costs, coverage, and factors affecting premiums. Average cost: $20-40/month.
- [The best home insurance companies in Ontario](https://mitchinsurance.com/blog/best-home-insurance-companies-ontario/) - There are lots of companies that sell home insurance in Ontario. How do you know which one is right for you? We break it down for you.
- [Driving discounts for seniors](https://mitchinsurance.com/blog/auto-insurance-driving-discounts-for-seniors/) - Are you taking advantage of auto insurance discounts available to you as an older driver? Make sure you ask the next time you talk to your broker.
- [Does changing your name change your premium?](https://mitchinsurance.com/blog/does-changing-your-name-change-your-premium/) - Tens of thousands of people change their names every year, usually after getting married or divorced. This can impact your auto insurance rates.
- [Ask a broker #1 - Auto insurance special Q&A 1](https://mitchinsurance.com/ask-a-broker/auto-insurance-special-1/) - Our team gets lots of questions about auto insurance, and there's no question they can't handle. Here are some of the most common.
- [Ask a broker #2 - Home insurance special Q&A 1](https://mitchinsurance.com/ask-a-broker/home-insurance-special-1/) - Using their combined 276 years of experience, our service team answers some of your most common questions about home insurance.
- [What to know about auto insurance and winter tire discounts](https://mitchinsurance.com/blog/what-to-know-auto-insurance-winter-tire-discounts/) - Installing winter tires keeps you safe and can lower your insurance premiums. Here’s everything you need to know about winter tire discounts.
- [How to add a teen driver to your auto insurance policy ](https://mitchinsurance.com/blog/how-to-add-teen-driver-to-auto-insurance/) - Teen driver just got their license? Read here for our tips on how to add a teen driver to your auto policy and what are the best ways to save on your insurance.
- [Ask Adam: Motorcycle insurance special](https://mitchinsurance.com/ask-adam/motorcycle-insurance-special/) - In this edition of Ask Adam, Adam answers a whole bunch of questions we've been asked recently about motorcycle insurance.
- [Ask Adam: High-risk Auto Insurance Special](https://mitchinsurance.com/ask-adam/high-risk-auto-insurance/) - In this installment of Ask Adam, Adam answers questions about high risk auto insurance in Ontario, helping those of you struggling to find coverage.
- [When is my car considered a total loss?](https://mitchinsurance.com/blog/when-car-total-loss/) - When your older car is in an accident, there are a couple reasons why it might not make sense to fix it. Learn what makes a car a total loss after a crash.
- [Ontario's graduated licensing system – Everything you need to know](https://mitchinsurance.com/blog/ontario-graduated-licensing-g-g1-g2/) - Ontario's graduated licensing system allows new drivers to learn in a controlled environment. Here's how it works.
- [Ontario DUI Laws, Penalties & Charges](https://mitchinsurance.com/blog/dui-ontario/) - Here's the complete list of laws, charges, penalties, and fines for drinking and driving in Ontario as well as Canada. Updated for 2020.
- [Tyler McGregor: Empower and inspire others](https://mitchinsurance.com/blog/tyler-mcgregor/) - Paralympic medallist Tyler McGregor talks about overcoming adversity, finding a new path and paying tribute to Terry Fox.
- [Make winter the season to discuss Accident Waivers with your broker](https://mitchinsurance.com/blog/winter-driving-accident-waivers/) - Winter driving is a different beast here in Ontario. An Accident Waiver can help protect your rates from rising, even after an at-fault accident. Here's how.
- [#EmbraceEquity with the Mitch Insurance team](https://mitchinsurance.com/blog/iwd-embrace-equity/) - Some of our teammates have shared what International Women’s Day and #EmbaceEquity mean to them.
- [What to expect when you submit a car insurance claim](https://mitchinsurance.com/blog/what-to-expect-when-you-submit-a-car-insurance-claim/) - Got into a crash? It's good to know we have car insurance. Here's what you can expect when you submit a car insurance claim after an unexpected loss!
- [What is a proof of loss form and why do I need it?](https://mitchinsurance.com/blog/what-is-a-proof-of-loss-form-and-why-do-i-need-it/) - If you needed to file a claim, submitting a proof of loss form is a crucial part of the process. Here is what a proof of loss form is and why you need one.
- [How insurers determine the value of your write-off](https://mitchinsurance.com/blog/how-much-write-off-value-your-car/) - When your car is totalled, your insurer will offer to pay you the actual cash value of the vehicle just before the crash. It may be less than you thought.
- [Is an RHD vehicle right for you?](https://mitchinsurance.com/blog/rhd-vehicle-right-for-you/) - Considering a right-hand drive vehicle? Here's a list of important facts and tips to help you make an informed decision on if RHD might be for you.
- [How much to insure Canada’s cheapest vehicles in 2023? ](https://mitchinsurance.com/blog/insure-cost-canadas-cheapest-vehicles/) - Trying to budget a bit more? You might be surprised to discover that lower-priced vehicles don't necessarily get you the cheapest insurance premiums. Read here for the rundown.
- [Meet Mitch, the world’s first brand of lovable insurance.](https://mitchinsurance.com/meet-mitch-the-worlds-first-brand-of-lovable-insurance/) - We've modernized our brand and now under our new name Mitch, we’ve announced something called lovable insurance.
- [Pay Less for a Nicer Car? Ask Your Insurance Broker](https://mitchinsurance.com/blog/pay-less-for-a-nicer-car-ask-your-insurance-broker/) - Find out how a more expensive vehicle may cost you significantly less in terms of your insurance costs. Your broker holds the key to savings.
- [Auto theft is on the rise: What to do if your car is stolen](https://mitchinsurance.com/blog/what-to-do-if-your-car-is-stolen/) - Auto theft continues to increase across Canada and a car is now stolen every six minutes. Here are the steps to take if your vehicle is stolen.
- [The best car insurance companies in Ontario for 2024](https://mitchinsurance.com/blog/best-auto-insurance-companies-ontario-2024/) - Discover the top car insurance picks in Ontario for 2024! Learn how to select the right insurer based on rates, coverage, and customer service.
- [How much to insure Canada’s top 10 vehicles in 2023?](https://mitchinsurance.com/blog/cost-to-insure-canadas-top-ten-vehicles-2023/) - We ran insurance quotes for each of the vehicles on driving.ca's annual list of the best-selling vehicles in Canada. Pickup trucks produced the lowest premiums.
- [Canada’s top 10 pickups: How much for insurance in 2023?](https://mitchinsurance.com/blog/canada-top-ten-pickups-insurance-rates-2023/) - Battle of the pickups. Canada’s top 10 selling pickup trucks for the first quarter of 2023 are put to the test in a side-by-side comparison of insurance rates.
- [What Ontario’s DC-PD change means for your auto insurance](https://mitchinsurance.com/blog/ontario-dcpd-change-auto-insurance/) - Learn about the changes to Ontario's auto insurance policy, specifically the introduction of OPCF 49, which allows drivers to opt out of (DC-PD) coverage.
- [Repair times for vehicles are down – but insurance rates are still rising ](https://mitchinsurance.com/blog/repair-times-for-vehicles-down-prices-still-rising/) - A recent JD Power study in the U.S. indicated repair times are down. However, in both Canada and the US we're still seeing high auto insurance costs. Why?
- [How do premiums compare for Canada’s top ten SUVs in 2022?](https://mitchinsurance.com/blog/how-much-to-insure-suvs/) - We compared premiums for Canada’s best-selling SUVs in 2022. If you’re in the market for an SUV, the results might help you decide which model you go with.
- [Who are the most distracted drivers?](https://mitchinsurance.com/blog/distracted-driving-study/) - A 2022 study from the IIHS reveals that most drivers regularly talk, text, set their GPS and even play games on their phone while driving.
- [Toronto car thefts way up: How to protect your vehicle](https://mitchinsurance.com/blog/toronto-car-theft-how-to-protect-your-vehicle/) - Auto theft has increased over the last several years. We offer some tips on protecting your car from thieves.
- [Renting a car: Are you covered?](https://mitchinsurance.com/blog/renting-a-car-are-you-covered/) - When you buy auto insurance, for a small added premium you can be covered for any vehicle you rent or borrow.
- [Insurers combating auto theft: New incentives, surcharges](https://mitchinsurance.com/blog/anti-theft-devices-car-insurance-incentives-surcharges/) - With auto theft rates rising, some insurance companies are now offering incentives to install trackers on luxury vehicles.
- [Is it time to end postal code discrimination in Ontario? ](https://mitchinsurance.com/blog/postal-code-discrimination-ontario/) - Examining the call to end postal code-based insurance pricing in Ontario. The IBC suggests reforms, inspired by Alberta's 2020 changes, for fairer rates in the GTA.
- [The best car insurance companies in Ontario for 2023](https://mitchinsurance.com/blog/best-auto-insurance-companies-ontario-2023/) - Discover the best car insurance in Ontario for 2023. Dive into ratings, coverage types, and prices. Let Mitch Insurance Brokers guide you.
- [Auto insurance non-renewals increasing for expired driver’s licenses](https://mitchinsurance.com/blog/auto-insurance-non-renewals-increasing-for-expired-drivers-licenses/) - Learn about the increasing trend of auto insurance non-renewals due to expired driver’s licenses in Ontario, and how a non-renewal notice can impact your insurance coverage.
- [Here's how a distracted driving conviction can impact your insurance](https://mitchinsurance.com/blog/distracted-driving-conviction-impact-insurance/) - Discover the serious impact of distracted driving: fines, demerit points, license suspension, & insurance implications
- [Setting personal goals for 2024 with the Mitch team](https://mitchinsurance.com/blog/personal-goals-2024-mitch-team/) - The new year is a great opportunity for new aspirations and new goals. Here's what Mitch's team is looking forward to come 2024.
- [Your car's been hit in a parking lot. What now?](https://mitchinsurance.com/blog/parking-lot-accidents-what-to-do/) - Learn what to do if your car is hit in a parking lot, the common types of parking lot accidents, steps to take, and options for insurance in Ontario.
- [How to handle insurance claims with unknown parties](https://mitchinsurance.com/blog/how-to-handle-hit-and-run-insurance-claims/) - Navigate insurance claims with unknown parties. Learn about coverages, legal obligations, and effective documentation for hit-and-runs.
- [What to consider before you remove DC-PD coverage from your policy](https://mitchinsurance.com/blog/consider-before-you-remove-dc-pd-coverage-from-your-policy/) - Thanks to Ontario's most recent changes to auto insurance, drivers can now remove DC-PD from their coverage. Here's why you should think twice before doing so.
- [Spotting auto insurance fraud](https://mitchinsurance.com/blog/spotting-insurance-fraud/) - Insurance fraud impacts everyone, even those who aren't directly involved in any schemes. Explore top tips for spotting insurance fraud.
- [Best car insurance companies for Tesla drivers in 2024](https://mitchinsurance.com/blog/best-car-insurance-companies-tesla-drivers-2024/) - Buying a new Tesla? You'll want to know who the best car insurance company is for Tesla drivers. Explore our list of top car insurance companies for 2024.
- [The best insurance companies of 2024 for male drivers in Ontario](https://mitchinsurance.com/blog/best-car-insurance-companies-males-ontario-2024/) - Looking for ways to save money as a male driver in Ontario? Check out 2024's list of best insurance companies for male drivers in Ontario.
- [Does buying new vs used affect the cost of car insurance?](https://mitchinsurance.com/blog/new-vs-used-cost-of-car-insurance/) - When buying a car, you'll have to make the decision between purchasing new or used. Does buying new or used affect the cost of car insurance? Find out here.
- [The best car insurance companies for young drivers in Ontario (2024) ](https://mitchinsurance.com/blog/best-car-insurance-companies-young-drivers-2024/) - Young driver looking for a way to save some money? Check here for the best car insurance companies for younger drivers in Ontario in 2024.
- [Common car insurance fraud scams and how they might affect you](https://mitchinsurance.com/blog/common-car-insurance-fraud-scams/) - Auto insurance fraud is becoming more and more of a prevalent issue in Ontario. Explore some common car insurance fraud scams and how they could be impacting you.
- [How multiple car theft attempts can impact your auto insurance](https://mitchinsurance.com/blog/multiple-car-theft-attempts-impact-auto-insurance/) - Learn about Canada's escalating auto theft crisis, its insurance challenges, and tips to prevent your car from being stolen and insurance rates increasing.
- [2024’s list of best insurance companies for older drivers in Ontario ](https://mitchinsurance.com/blog/best-insurance-companies-older-drivers-ontario-2024/) - Looking for ways to save money as an older driver? Check out our list of best car insurance companies for older drivers in Ontario for 2024.
- [How do you insure student drivers away at US colleges?](https://mitchinsurance.com/blog/how-do-you-insure-students-at-us-colleges/) - Kids heading to college? Learn how to properly insure adult student drivers away at school with these essential tips. Read more in this article.
- [Are vacation trailers required to have insurance?](https://mitchinsurance.com/blog/vacation-trailers-required-to-have-insurance/) - Getting ready for your next summer adventure? Before you hit the road, be sure you have everything in order - including your vacation trailer insurance.
- [Unraveling popular misconceptions about Tag](https://mitchinsurance.com/blog/unraveling-misconceptions-about-tag/) - Tag is considered the "industry gold standard" for anti-theft devices, but some are skeptical. In this blog, we unravel some popular misconceptions about Tag.
- [Is Tag the best aftermarket car anti-theft device?](https://mitchinsurance.com/blog/is-tag-the-best-aftermarket-car-anti-theft-device/) - Car theft is a growing issue in Canada and Ontario, so much so that a car is stolen once per every 14 minutes. Devices like Tags can help protect your car.
- [Does car insurance cover engine failure?](https://mitchinsurance.com/blog/does-car-insurance-cover-engine-failure/) - Knowing what your policy covers and what it doesn't is key when you're unsure about a claim. Explore scenarios in which insurance can cover engine failure.
- [Is cannabis becoming the most common impairing substance for Canadian drivers?](https://mitchinsurance.com/blog/cannabis-becoming-the-most-common-impairing-substance-for-drivers/) - Is cannabis edging out alcohol as the more impairing substance for Canadian drivers? Let's dig into the impacts of cannabis on driving ability-and consequences.
- [Why do I still have to pay my deductible if the accident wasn't my fault?](https://mitchinsurance.com/blog/pay-my-deductible-if-accident-wasnt-my-fault/) - You hit a patch of ice in the winter and your car rolls over. It's damaged, and your insurance company says you have to pay your deductible. Why is this?
- [Do students living away from home need their own insurance? ](https://mitchinsurance.com/blog/do-students-living-away-from-home-need-their-own-insurance/) - Over half of students choose to live away from home when attending post-secondary. Do these students need their own insurance? Explore the answer here.
- [How much does my car insurance go up after an accident?](https://mitchinsurance.com/blog/how-much-does-my-car-insurance-go-up-after-an-accident/) - While cars today are certainly becoming safer, accidents will happen—and they can impact your carates. Here's how your rates are impacted after an accident.
- [Best car insurance companies for drivers in Toronto 2024 ](https://mitchinsurance.com/blog/best-car-insurance-companies-for-drivers-in-toronto-2024/) - Toronto is known for its high car insurance rates. Luckily, we at Mitch have a solution. Discover the best car insurance companies in Toronto for 2024 here.
- [Does car insurance cover battery replacement?](https://mitchinsurance.com/blog/does-car-insurance-cover-battery-replacement/) - EVs are getting more popular in Canada. Will your auto insurance cover replacing EV batteries? Explore the answer to this question and more.
- [The best car insurance companies for drivers in Ottawa 2024](https://mitchinsurance.com/blog/best-car-insurance-companies-in-ottawa-2024/) - Live in Ottawa and on the hunt for affordable car insurance? You've come to the right place. We break down who's the best of the best for providers in Ottawa.
- [Car repair costs: Why they’re rising & insurance impacts ](https://mitchinsurance.com/blog/rising-car-repair-costs-and-your-insurance/) - Car repair costs are rising. Did you know this could have an impact on your insurance premiums? Explore the reasons why in our latest blog post.
- [Saving on car insurance with driver’s education](https://mitchinsurance.com/blog/saving-on-car-insurance-with-drivers-education/) - Did you know you can save on your car insurance as a new driver by enrolling in driver school? Explore the benefits of driver's education and more here.
- [The frightening truth about dangerous driving in Ontario](https://mitchinsurance.com/blog/truth-about-dangerous-driving-in-ontario/) - The occasional risky driving maneuver is no big deal, right? We all do it. Well, dangerous driving is a serious issue that can impact your insurance!
- [2024 is Canada's most expensive year for extreme weather - here's what it means for your insurance](https://mitchinsurance.com/blog/how-extreme-weather-impacting-insurance/) - 2024 is Canada's worst year on record for extreme weather loss costs. Whether you were directly hit or not, these events could be impacting your insurance.
- [Are electric cars more expensive to insure? ](https://mitchinsurance.com/blog/electric-cars-more-expensive-to-insure/) - Is insuring an electric vehicle costlier than insuring a gas-powered one? The answer might surprise you. Explore here for more details.
- [Driving smart and saving big with telematics](https://mitchinsurance.com/blog/driving-smart-saving-money-telematics/) - Telematics tracks driving habits for insurance discounts, but poor driving may lead to surcharges. It's an optional program that helps tailor rates based on behaviour.
- [Information to have ready for your car insurance quote](https://mitchinsurance.com/blog/information-needed-car-insurance-quote/) - If you’re shopping around for cheaper car insurance quotes, you can save time by being prepared with the information that will be required.
- [The best car insurance companies in Ontario](https://mitchinsurance.com/blog/best-auto-insurance-companies-ontario/) - You might see hundreds of ads for dozens of companies that want to sell you auto insurance. Learn how to find the right insurer for you.
- [5 things you shouldn't lie to your insurance broker about](https://mitchinsurance.com/blog/5-things-you-shouldnt-lie-to-insurance-broker-about/) - Lying to your insurance company is never a good idea. It can lead to your claim being denied, your policy being cancelled, or worse.
- [Ontario flooding: Making an insurance claim and what’s covered  ](https://mitchinsurance.com/blog/ontario-flooding-make-insurance-claim-and-whats-covered/) - Yesterday’s storm in south Ontario brought over 100 mm of rain to some areas, causing widespread flooding. Here's how to make an insurance claim after a flood.
- [Why a larger insurer is sometimes better…and sometimes not](https://mitchinsurance.com/blog/size-insurance-company-does-it-matter/) - There are pros and cons to choosing a larger or smaller insurance company. We break it down for you.
- [The role of insurance in wildfire disaster recovery](https://mitchinsurance.com/blog/role-of-insurance-wildfire-disaster-recovery/) - Last year over 230,000 Canadians were forced to evacuate from their homes due to wildfire. Explore the role of insurance in wildfire disaster recovery.
- [The best home insurance companies in Ontario for 2024](https://mitchinsurance.com/blog/best-home-insurance-companies-ontario-2024/) - Save money on your home insurance in Ontario by working with the best home insurer! Which home insurance company is the best of the best? Find out here.
- [What’s impacting home insurance prices in Ontario?](https://mitchinsurance.com/what-impacts-home-insurance-prices-ontario/) - Insurance rates climbing? You're not alone. Explore in-depth how home insurance rates are being impacted in Ontario, what's going on, and what you can do.
- [Does home insurance cover hotel stay?](https://mitchinsurance.com/blog/home-insurance-cover-hotel-stay/) - Although your home insurance won't cover your fun hotel stay on spring break, it is there for you in the event of disaster. Here's how ALE insurance works.
- [Halloween insurance liabilities: How to prepare for trick-or-treaters](https://mitchinsurance.com/blog/how-to-prepare-for-trick-or-treaters/) - Halloween is a delightful eve for many, but for homeowners it could pose some risk. Here's how to protect your liability against trick-or-treaters this year.
- [Key considerations for heritage home insurance](https://mitchinsurance.com/blog/considerations-for-heritage-home-insurance/) - Do you have a heritage home in Ontario? If so, you need to know there's certain considerations that come with insuring a home considered "heritage."
- [Wind Damage: What’s Covered and How to Proceed](https://mitchinsurance.com/blog/wind-damage-whats-covered-how-to-proceed/) - Severe weather is the number one risk to property owners in Ontario, and wind damage is a major factor. Find out what's covered by insurance and learn how to prevent claims.
- [My roof is damaged and now it's raining. What do I do next?](https://mitchinsurance.com/blog/roof-damaged-raining-what-next/) - If water is entering your home through the roof, take these steps to protect yourself from more damage while you wait for your insurer to respond.
- [Here’s how being proactive against water damage can save you on your home insurance](https://mitchinsurance.com/blog/proactive-against-water-damage-save-money-home-insurance/) - The average cost to repair a flooded basement is over $40,000! Explore how being proactive can help protect your home against flooding damages - and save money.
- [Protecting your home and business from snowfall hazards](https://mitchinsurance.com/blog/protecting-your-home-and-business-from-snowfall/) - Heavy snowfall is bound for Ontario. Explore our best advice on protecting yourself against heavy snowfall this spring.
- [10 Tips to Increase Your Cybersecurity Without Spending a Ton](https://mitchinsurance.com/blog/tips-increase-cyber-security-without-spending-a-ton/) - If you own a small business, having a cyber risk management strategy is crucial. Ten tips to improve your cyber defence without spending a lot.
- [12 auto insurance discounts you need to know about](https://mitchinsurance.com/blog/auto-insurance-discounts-to-know-about/) - Driving can be costly, but your premiums don’t have to be. Knowing which auto insurance discounts you’re eligible for can result in significant savings.
- [Where do my insurance premiums go? ](https://mitchinsurance.com/blog/where-insurance-premiums-go/) - Insurance has been around for a long time, but how many people actually understand how it works? Explore the answer to what happens to your insurance premiums.
- [How to reduce your risks for cheaper car insurance](https://mitchinsurance.com/blog/reduce-risk-get-lower-car-insurance-rates/) - If you’re like most people, you’re looking for ways to save money and get lower car insurance rates while remaining properly protected.
- [Distracted driving fines in Ontario](https://mitchinsurance.com/blog/distracted-driving-regulations-in-ontario/) - Distracted driving is now causing more deaths than drunk driving, and fines for distracted driving in Ontario have been significantly increased.
- [5 ways new drivers can get lower insurance rates](https://mitchinsurance.com/blog/5-ways-new-drivers-can-get-lower-insurance-rates/) - New drivers in Ontario face enough challenges. Here are 5 ways to get lower car insurance rates for the novice driver in your home.
- [Closing the gender gap: The end of discrimination for insurance is near](https://mitchinsurance.com/blog/ontario-insurance-x-gender/) - The Ontario government is changing the way it displays sex and gender information on health cards and driver’s licences. Found out how.
- [How a DUI affects your auto insurance in Ontario](https://mitchinsurance.com/blog/dui-auto-insurance/) - Drinking and driving is serious business. Find out how a DUI conviction in Ontario affects your auto insurance history.
- [The x-factor: Genderless auto insurance hits Ontario](https://mitchinsurance.com/blog/the-x-factor-genderless-auto-insurance-hits-ontario/) - If you’ve chosen the ’X’ gender option on your Ontario driver’s licence, you might now start paying less for your auto insurance. Let us know what you think.
- [Advanced rider training courses in Ontario](https://mitchinsurance.com/blog/advanced-motorcycle-rider-training-ontario/) - Looking for advanced rider training courses in Ontario? Well guess what? We've done the research, and here's what you need to know.
- [Are Tornadoes Covered by Homeowners Insurance?](https://mitchinsurance.com/blog/are-tornadoes-covered-by-home-insurance/) - In Ontario, property damage from tornadoes and hurricanes is covered by most basic home and business insurance policies. Learn more...
- [How much does landlord insurance cost in Ontario?](https://mitchinsurance.com/blog/how-much-does-landlord-insurance-cost-in-ontario/) - Being a landlord isn't easy. Insurance can be tough to budget, so explore this guide for insights on average costs, pointers, and more!
- [Understanding why insurance prices are rising](https://mitchinsurance.com/blog/why-insurance-prices-are-rising/) - Insurance prices are on the rise all across the country, and why? Explore the factors behind rising insurance prices and how it's impacting you.
- [When is it “too late” to buy travel insurance?](https://mitchinsurance.com/blog/when-is-too-late-to-buy-travel-insurance/) - Is there such thing as "too late" when it comes to buying travel insurance? Explore the most optimal times to buy travel insurance for your next vacation!
- [Everything homeowners need to know to better protect themselves against flooding  ](https://mitchinsurance.com/blog/everything-homeowners-need-to-know-to-better-protect-themselves-against-flooding/) - July 16's flooding in Toronto was another reminder about the importance of flood prevention. Explore our suggestions for protecting your home against flooding.
- [What is the best travel insurance for Canadians?](https://mitchinsurance.com/blog/the-best-travel-insurance-for-canadians/) - More than 3/4 of Canadians recognize that there is a risk of travelling without insurance. Explore how to find the best travel insurance as a Canadian.
- [Everything you need to know about business interruption insurance](https://mitchinsurance.com/blog/everything-you-need-to-know-about-business-interruption-insurance/) - Business interruption insurance is more important than ever, given the current rate of weather catastrophes. Here's all you need to know about this coverage.
- [Mitch’s insurance tips for being a safe holiday host this year](https://mitchinsurance.com/blog/insurance-tips-for-being-a-safe-holiday-host-this-year/) - Hosting at your house for the holidays this year? Throwing a festive bash? Here's all our tips for being a safe and mindful holiday host this year.
- [Saving your business a headache: Slip-and-fall prevention tips for the winter season](https://mitchinsurance.com/blog/slip-and-fall-prevention-tips-for-the-winter/) - With over 600,000 reported ED visits resulting from slip and fall injuries, it's more important than ever come winter to prepare your business. Here's our tips.
- [When is the best time to shop for a new insurance policy?](https://mitchinsurance.com/blog/the-best-time-to-shop-for-a-new-insurance-policy/) - Are you unhappy with your current insurance rate? It might be time to shop for a new insurance policy. Here's the best time to shop for a new insurance policy.
- [Insurance 101 for eavestrough and siding contractors](https://mitchinsurance.com/blog/insurance-101-for-eavestrough-and-siding-contractors/) - We're living in unprecedented times, and having insurance to protect your business is invaluable. If you work in eavestrough and siding, here's the rundown.
- [How to order your insurance history](https://mitchinsurance.com/blog/ordering-your-own-insurance-history/) - Insurance companies check your insurance history whenever you start a new policy. If you want to know what they're seeing, you can order it yourself.
- [Driving cost from Ontario auto insurance](https://mitchinsurance.com/blog/high-cost-ontario-auto-insurance/) - The Marshall Report says that Ontario's automobile insurance system is ailing. We pay much much than other provinces in Canada, but are we getting value for the price?
- [8 home insurance discounts that can save you money](https://mitchinsurance.com/blog/save-money-home-insurance-discounts/) - Home insurance prices are going up. Be sure to ask your broker about some of the more common home insurance discounts that could save you a few dollars.
- [How has life insurance changed since the pandemic?](https://mitchinsurance.com/blog/how-life-insurance-changed-since-pandemic/) - Life insurance payouts related to COVID-19 topped out at over $150 million in 2020. Here's how life insurance has changed since the end of the pandemic.
- [Do seasonal contractors need to have year-round insurance? ](https://mitchinsurance.com/blog/do-seasonal-contractors-need-year-round-insurance/) - Do contractors who do work exclusively in specific seasons need year-round insurance? In this article, we explore why having coverage all year is necessary.
- [So you want to rent your home on Airbnb](https://mitchinsurance.com/blog/so-you-want-to-rent-your-home-on-airbnb/) - Have a property you're looking to rent out on a homesharing platform? Before you do, there's a few things you'll want to do first. Explore advice, tips, and more here.
- [Cyber Security Awareness Month: Tips & tricks for businesses](https://mitchinsurance.com/blog/cyber-security-awareness-month-tips-tricks-for-businesses/) - October is Cyber Month in Canada. Learn how businesses of all sizes can protect themselves against the growing risk of cyberattack with these tips and tricks.
- [What is the best travel insurance for cancer patients?](https://mitchinsurance.com/blog/best-travel-insurance-for-cancer-patients/) - Been recently diagnosed with cancer of any stage? You can still travel with peace-of-mind and buy travel insurance. Here's how.
- [How can insurance protect business owners from extreme weather? ](https://mitchinsurance.com/blog/how-can-insurance-protect-business-owners-from-extreme-weather/) - Almost every business fears that they could be impacted by severe weather. Here's the interplay between commercial insurance and severe weather in Ontario.
- [The merits of minding your home business](https://mitchinsurance.com/blog/merits-of-minding-your-home-business/) - So you've decided to start a little home business. Before you reach out for a broker, learn a bit about insurance coverage you'll need if you work from home.
- [Does my home insurance cover a flood?](https://mitchinsurance.com/blog/does-my-home-insurance-cover-a-flood/) - The answer is yes and no; it depends on how the flood happened. So here’s what you need to know about home insurance and the flood protection it can offer.
- [Everything you need to know about water damage insurance in Ontario](https://mitchinsurance.com/blog/everything-you-need-to-know-water-damage-insurance-ontario/) - What's covered by water insurance in Ontario? Learn about base coverage plus endorsements such as overland flood, sewer backup, groundwater, and more.
- [Driving high? Here’s what you get](https://mitchinsurance.com/blog/driving-high-heres-what-you-get/) - Drug-impaired driving in Canada is no joke. Learn about penalties in Ontario as well as Federal laws regarding driving under the influence of Cannabis.
- [Why young men pay more for car insurance, and what they can do about it](https://mitchinsurance.com/blog/why-do-men-pay-more-for-car-insurance/) - It seems unfair that men have to pay more for auto insurance, but just like having tickets on your record is a predictor of future claims, so is gender.
- [The most common claims for roofing contractors and how to avoid them](https://mitchinsurance.com/blog/how-to-avoid-most-common-insurance-claims-for-roofing-contractors/) - The most common type of claim for roofing contractors has nothing to do with water damage from a badly installed roof.
- [Growth matters – Mitch cracks Growth 500 list](https://mitchinsurance.com/blog/growth-500-list-2019-mitchell-whale/) - M&W has been recognized as one of the 500 fastest growing businesses in the country…and it’s a really big country.
- [The difference between an insurance endorsement, rider, and floater ](https://mitchinsurance.com/blog/difference-between-insurance-endorsement-rider-and-floater/) - Insurance can be complicated. Three phrases you may often hear are rider, floater, and endorsement. Explore what the difference is between each in this blog.
- [Doing home renovations? Here’s why you should keep your insurance provider updated](https://mitchinsurance.com/blog/home-renovations-update-your-insurance-provider/) - Renovations to your home, even minor ones, can affect your home insurance policy in numerous ways. You may need more coverage.
- [Young driver in the house? How much for insurance?](https://mitchinsurance.com/blog/how-much-car-insurance-teen-drivers/) - If you have teenagers in the house who are working on getting their driver's license, here’s an idea of what to expect when they get their G2 and start needing insurance.
- [10 factors that affect the cost of home insurance](https://mitchinsurance.com/blog/10-factors-cost-home-insurance/) - Are you doing everything you can to save on your home insurance? Check out these 10 factors that affect your insurance premiums, and learn how to save.
- [Anatomy of a Flood (Avoid These Holes in Your Insurance) Part 1](https://mitchinsurance.com/blog/anatomy-of-a-flood-avoid-these-holes-in-your-insurance/) - Misunderstandings about water damage insurance can lead to your claim being rejected. Get the facts that make all the difference before it's too late.
- [Anatomy of a Flood (Avoid These Holes in Your Insurance) Part 2](https://mitchinsurance.com/blog/anatomy-of-a-flood-avoid-these-holes-in-your-insurance-part-2/) - Does your water damage coverage protect you how you think it does? Water damage isn't always as straightforward as it seems, so get the facts.
- [This $10 part could save you thousands of dollars in water damage](https://mitchinsurance.com/blog/10-dollar-part-save-thousands-dollars-water-damage/) - This $10 plumbing part can drastically reduce your risk of water damage and even reduce your insurance premiums. Sounds too good to be true, but it isn't!
- [Do architects and engineers need professional liability insurance?](https://mitchinsurance.com/do-architects-engineers-need-professional-liability-insurance/) - Both architects and engineers are professionals in every right. E&O or professional liability insurance protects the best of the best when they make mistakes.
- [6 ways to save money on home insurance](https://mitchinsurance.com/blog/save-money-home-insurance/) - If it's time to renew or buy home insurance, there are ways you can save money on your premiums: First and foremost, shop around!
- [13 Home Insurance Regrets to Avoid](https://mitchinsurance.com/blog/13-home-insurance-regrets-to-avoid/) - Avoid these common misconceptions and pitfalls before buying your home insurance, and always speak with your insurance broker before choosing coverage.
- [Can missing a monthly payment affect my insurance rates?](https://mitchinsurance.com/blog/missed-payment-affect-insurance-rates/) - One missed insurance payment may not be a big deal, but if you don't catch up right away, you could get cancelled, and that will affect your future premiums.
- [What is reinsurance and how does it work?](https://mitchinsurance.com/blog/what-is-reinsurance-how-it-works/) - Did you know that insurance companies need insurance too? Reinsurance is a complicated topic, so here's the breakdown to help you understand how it all works.
- [How will COVID-19 affect your insurance rates?](https://mitchinsurance.com/blog/how-covid-19-affect-insurance-rates/) - The COVID-19 pandemic is bringing auto insurance rates down in the short term, but all things considered, the crisis is likely to push all insurance rates higher.
- [AI, analytics for insurance, and delivering on the ‘moment of truth’](https://mitchinsurance.com/blog/ai-analytics-for-insurance/) - The insurance sector is primed for transformation, & AI is at the helm of many upcoming changes in the industry. What will this mean for brokers & customers?
- [What insurance do I need to open a cannabis store in Canada?](https://mitchinsurance.com/blog/what-insurance-cannabis-store-canada/) - The legal cannabis business is still in its infancy in Canada. If you're starting a retail cannabusiness, here's what you need to know in terms of insurance.
- [How is the cost of business insurance calculated?](https://mitchinsurance.com/blog/how-business-insurance-rates-calculated/) - Everything you need to know about how business insurance rates are calculated.
- [Your ATV adventure – 30+ things you’ll need](https://mitchinsurance.com/blog/your-atv-adventure-30-things-youll-need/) - Off-roading is a favourite pastime for thousands of Ontarians. Before you hit the trails on your ATV, make sure you have everything you need for a fun and safe ride.
- [Preventing & dealing with winter property insurance claims](https://mitchinsurance.com/blog/preventing-dealing-winter-property-insurance-claims/) - Learn how to prevent insurance claims in the winter, and know what to do in the event of damage due to ice, frozen pipes, and water.
- [How to handle a home insurance claim dispute](https://mitchinsurance.com/blog/handling-disputes-home-insurance-claim/) - If you ever need to make a home insurance claim, a detailed, up-to-date home inventory will help you get the best compensation.
- [Training requirements on construction projects](https://mitchinsurance.com/blog/training-requirements-on-construction-projects/) - Here is a brief summary of some recent changes to training requirements on construction projects for those who work at heights in Ontario.
- [3 tips to save money on teen auto insurance](https://mitchinsurance.com/blog/teen-auto-insurance/) - Parents looking for teen auto insurance may be in for a shock! To help you save some money, here are some tips to obtain lower car insurance rates.
- [6 myths about hacks, data breaches and cyber insurance](https://mitchinsurance.com/blog/myths-about-hacks-data-breaches-cyber-insurance/) - Think you know what you need to about cyber breaches and insurance? Don't be caught unaware or underinsured!
- [The Most Common Insurance Risks For Plumbing Contractors](https://mitchinsurance.com/blog/most-common-insurance-risks-plumbers/) - As a plumbing contractor, you need to be aware of the risks to your business. Learn about dangers on the job and insurance protection.
- [What’s not to love? Mitch wins awards for rebrand](https://mitchinsurance.com/blog/mitch-wins-awards-for-rebrand/) - We’re proud to share that we recently won three MarCom Awards for key marketing initiatives tied to our rebrand.
- [What happens to an insurance policy after the policyholder dies?](https://mitchinsurance.com/blog/what-happens-to-policy-after-policyholder-dies/) - The unexpected passing of a loved one isn't something anyone wants to think about. Explore what happens to an insurance policy after the insured passes away.
- [The Mitch team celebrates the holiday season by giving back](https://mitchinsurance.com/mitch-team-gives-back/) - One of our favourite holiday traditions at Mitch is our annual charity raffle that takes place every December.
- [Gurdeep Pandher: Spreading joy, hope and positivity to everyone](https://mitchinsurance.com/gurdeep-pandher-spreading-joy/) - Last year, Gurdeep Pandher was featured on YouTube billboards nationwide with a simple but very true message: “Taught people to dance. Moved the whole country.”
- [Moving out of Ontario: Can my car insurance come with me?](https://mitchinsurance.com/blog/move-province-car-insurance-come-with-me/) - Why a new car insurance policy is needed, and cancellation fees applied, when moving to another province…even if you use the same company.
- [Toronto asks: Does location really matter for auto insurance?](https://mitchinsurance.com/blog/toronto-location-matters-auto-insurance/) - Toronto is more expensive than most other Ontario municipalities for auto insurance. But what are the most expensive neighbourhoods within the 6ix?
- [Building climate resistance for construction and contractor businesses](https://mitchinsurance.com/blog/climate-change-affecting-construction-contractor-businesses/) - Climate change is causing huge impacts globally, but some industries may be feeling it more than others. Here's how climate change is impacting construction.
- [The best insurance companies for younger drivers in Ontario (2022)](https://mitchinsurance.com/blog/best-car-insurance-companies-young-drivers/) - Everybody knows that young drivers pay some of the highest premiums for auto insurance. But which insurance companies give youngsters the best rates?
- [Why is car insurance so expensive in Toronto & the GTA?](https://mitchinsurance.com/blog/why-car-insurance-expensive-toronto/) - As insurance brokers, we're interested in why auto insurance is so expensive in Toronto. Here are the facts.
- [Mitch certified as a Great Place to Work](https://mitchinsurance.com/blog/mitch-great-place-to-work/) - We’re excited to announce that Mitch Insurance has been certified as a Great Place to Work. We’ve always known that Mitch is a top workplace, and now it’s official!
- [Mitch continues to gain recognition as a top workplace in Canada](https://mitchinsurance.com/blog/mitch-top-workplace-awards/) - We’re so happy to share that Mitch recently won two more awards!
- [Distracted driving: More than just your phone](https://mitchinsurance.com/blog/distracted-driving-more-than-phones/) - Most Ontarians know not to text and drive. But there are many other things in your car that can take your attention off the road, with deadly consequences.
- [Careless & dangerous driving in Ontario: Laws, fines, & penalties](https://mitchinsurance.com/blog/careless-dangerous-driving-laws-fines-penalties/) - Careless Driving and Dangerous Driving are serious charges that can affect your insurance, and your life. Here's what you need to know.
- [How much to insure Canada’s cheapest cars of 2020?](https://mitchinsurance.com/blog/cost-insurance-cheapest-cars-canada/) - If you’re interested in the cheapest cars in Canada, then price is important to you. Find out how much you’d pay for insurance on Canada’s 11 cheapest cars in 2020.
- [How much does it cost to insure Canada’s top ten vehicles for 2018?](https://mitchinsurance.com/blog/how-much-does-it-cost-to-insure-canadas-top-ten-vehicles/) - They’re the most popular cars and trucks in the country. Before you buy one, check to see how much the insurance is gonna cost.
- [The best contractor insurance companies in Ontario](https://mitchinsurance.com/blog/best-contractor-insurance-companies-ontario/) - About 30 different companies offer contractors insurance in Ontario, specializing in different trades, and offer a slightly different mix of coverage and price.
- [Home insurance coverage for service lines a better value than municipal warranties](https://mitchinsurance.com/blog/options-for-service-line-coverage/) - Ontario municipalities have been promoting service line warranties. This coverage is already usually included in home insurance.
- [Time is money – quick response is critical in a cyberattack](https://mitchinsurance.com/blog/quick-response-in-cyber-attack/) - When your business gets hacked, every minute can cost you. Learn about an online retailer that lost $170,000 in one day, and how to avoid this kind of loss.
- [Which businesses are the most likely to get hacked?](https://mitchinsurance.com/blog/which-businesses-most-likely-get-hacked/) - Wondering if your business is a target for hackers? Here’s a breakdown of which businesses have the most to lose from cyberattacks.
- [Are remote employees increasing your cyber risk?](https://mitchinsurance.com/blog/remote-employees-cyber-risk/) - Work-from-home and mobile office arrangements are all the rage. But do you know how it can affect your risk of a cyberattack?
- [Telematics: Is It Worth It?](https://mitchinsurance.com/blog/telematics-is-it-worth-it/) - Telematics systems in cars can help drivers save on insurance. Learn the basics of how they work and how the public feels about them.
- [Selling on Amazon? Okay, now you'll need insurance](https://mitchinsurance.com/blog/selling-on-amazon-okay-now-youll-need-insurance/) - Amazon is starting to enforce its product liability insurance requirements. If you sell on its site, it’s time to get coverage.
- [Getting engaged? Insure that ring!](https://mitchinsurance.com/blog/engagement-ring-insure-it/) - If you’re getting engaged and you opt for an engagement ring that’s more than a couple thousand dollars in value, it’s a good idea to get separate insurance.
- [1st Runner-Up - Insurance Canada Technology Awards](https://mitchinsurance.com/blog/insurance-chatbots-customer-service/) - On February 28, 2017, Mitchell & Whale was awarded 1st Runner-Up at the Insurance Canada Technology Awards (ICTA) ceremony in Toronto, Ontario.
- [Insuring a side hustle: The what, whys, and hows](https://mitchinsurance.com/blog/insuring-a-side-hustle/) - Have a side hustle to supplement your main source of income? You should get insured. Explore why insurance is so important for side hustles.
- [How much is that ticket really going to cost me?](https://mitchinsurance.com/blog/how-much-tickets-affect-insurance-rates/) - How much is that ticket going to drive up your auto insurance rates? We break down different tickets and their potential impact on premiums.
- [What you need to know about your home for an accurate insurance quote](https://mitchinsurance.com/blog/what-to-know-about-your-home-accurate-insurance-quote/) - When you're shopping for home insurance, your broker will ask you a series of questions about your home. How good will your answers be?
- [Are you making money with your car? Insurance implications](https://mitchinsurance.com/blog/car-business-use-insurance-implications/) - Are you using your personal vehicle to transport passengers, deliver food, or other business uses? Are you driving for Uber, Lyft, Skip the Dishes, or Turo? Here are the implications on your car insurance.
- [Why should landlords require tenants to carry insurance? ](https://mitchinsurance.com/blog/why-should-landlords-require-tenants-to-carry-insurance/) - Should landlords require their tenants to carry insurance? Explore the answer to this question, benefits of landlords requiring insurance, and more.
- [Do you need both landlord insurance and home insurance?](https://mitchinsurance.com/blog/do-you-need-both-landlord-insurance-and-home-insurance/) - Are you renting out a part of your home or a secondary property? Wondering if you need landlord insurance? Explore the answer to this question and more.
- [Insurance challenges for Canadian landlords with 3 or more tenants](https://mitchinsurance.com/blog/landlords-renting-to-3-or-more-tenants/) - Learn about the unique insurance challenges faced by Canadian landlords renting to 3 or more unrelated tenants. Discover tips on reducing risks, tenant screening, and more.
- [What are the implications of missing an insurance payment?](https://mitchinsurance.com/blog/implications-of-missing-insurance-payment/) - Explore consequences of missing insurance payments, rise in missed payments, and practical tips by Mitch Insurance.
- [Modifying your vehicle? Update your insurance](https://mitchinsurance.com/blog/modifying-your-vehicle-update-your-insurance/) - If you modify your vehicle, you need to tell your insurer, and provide documentation if you think the value has gone up.
- [Brianne Jenner: Writing a new story](https://mitchinsurance.com/brianne-jenner-writing-a-new-story/) - She’s an icon of women’s sport in Canada. We talk to Olympic gold medalist Brianne Jenner about pandemic hockey, elevating others, and yeah, insurance.
- [54-40: Aim high and always keep pushing forward](https://mitchinsurance.com/blog/54-40-aim-high-and-always-keep-pushing-forward/) - Canadian music legends 54-40 talk about their longevity, setting ambitious goals and insuring their vintage gear.
- [Matt Basile: Keeping things fresh and staying hungry](https://mitchinsurance.com/blog/matt-basile-stay-hungry/) - Celebrity chef and food entrepreneur Matt Basile gives tips on creating great customer experiences and building strong brands.
- [Madison Tevlin: Love who you are](https://mitchinsurance.com/madison-tevlin-love-who-you-are/) - A singer, actor, TV host, model and activist, Tevlin has been working to change perceptions around Down syndrome and her own abilities.
- [Kyne: Breaking down barriers with glitter and glamour](https://mitchinsurance.com/kyne-breaking-down-barriers-with-glitter-and-glamour/) - Kyne doesn’t just break down barriers and look fabulous. She teaches math! And makes it fun for kids. We get the skinny on STEM from Canada’s drag diva.
- [Alan Cross: Staying lovable in a digital world](https://mitchinsurance.com/alan-cross-staying-lovable-in-a-digital-world/) - A self-described “professional music geek,” Alan Cross is one of Canada’s best-loved radio broadcasters, an author, journalist, professional speaker, consultant and more.
- [How much is contractor insurance in Ontario?](https://mitchinsurance.com/blog/how-much-is-contractors-insurance-in-ontario/) - You're a contractor working in Ontario. How much are you going to pay for insurance, and how can you keep your costs as low as possible?
- [The most common claims for electrical contractors & how to avoid them](https://mitchinsurance.com/blog/most-common-claims-for-electrical-contractors-and-how-to-avoid-them/) - Learn about the most common insurance claims filed by electrical contractors as well as how to avoid the usual threats to your business.
- [The most common claims for plumbing contractors & how to avoid them](https://mitchinsurance.com/blog/most-common-claims-plumbing-contractors-how-to-avoid-them/) - If you run your own plumbing business, you’re probably well aware of the hazards on the job that could lead to an insurance claim. Some are obvious, but others not so much.
- [The most common claims for landscapers and how to avoid them](https://mitchinsurance.com/blog/how-to-avoid-most-common-insurance-claims-for-landscapers/) - Landscapers are just a little different from other contractors in terms of the claims they make. You might be surprised.
- [The most common claims for painting contractors and how to avoid them](https://mitchinsurance.com/blog/how-to-avoid-most-common-insurance-claims-for-painting-contractors/) - As a painting contractor, your chances of accidental property damage is relatively lower than for other contractors, but there are still risks. Learn what they are.
- [The most common claims for floor installers and how to avoid them](https://mitchinsurance.com/blog/avoid-common-claims-for-floor-installers-and-how-to-avoid-them/) - Floor installers sometimes put screws and nails where they’re not supposed to go. Find out how to prevent the most common flooring business claims.
- [Why do I need a certificate of contractor’s insurance?](https://mitchinsurance.com/blog/need-certificate-contractors-insurance/) - A certificate of insurance tells customers and potential customers of your contracting business that they are protected if something should go wrong.
- [The most common insurance claims for general contractors](https://mitchinsurance.com/blog/most-common-claims-general-contractors/) - If you're a general contractor, the best way to control your insurance costs is to protect against the these common types of claims.
- [The most common claims for HVAC contractors and how to avoid them](https://mitchinsurance.com/blog/avoid-insurance-claims-hvac-contractors/) - If you're an HVAC contractor, you need to be aware of these common claims that befall other HVAC businesses, so you can avoid them.
- [The most common claims for carpenters and how to avoid them](https://mitchinsurance.com/blog/avoid-common-carpenters-insurance-claims/) - Your carpentry business faces a number of common occurrences that could lead to an insurance claim. Learn what they are so you can avoid them.
- [The most common claims for drywall contractors and how to avoid them](https://mitchinsurance.com/blog/avoid-insurance-claims-drywall-contractors/) - Drywalling contractors: Do you know the most common insurance claims in your business and how to avoid them? Learn how to keep your insurance costs in check.
- [The most common claims for bricklayers and how to avoid them](https://mitchinsurance.com/blog/avoid-insurance-claims-for-bricklaying-masonry-contractors/) - You need insurance for your bricklaying and masonry business, but you'll want to protect against these common mishaps to keep your insurance costs down.
- [What is malware and how can I avoid it?](https://mitchinsurance.com/blog/what-is-malware-and-how-can-i-avoid-it/) - Viruses, trojans, spyware, phishing. Are these all different kinds of malware? Learn about malware and how to keep it at bay.
- [What is a phishing attack and how can I protect myself?](https://mitchinsurance.com/blog/what-is-a-phishing-attack-and-how-can-i-protect-myself/) - Phishing attacks are increasingly common, and are a serious threat to individuals and business alike. Learn how to protect yourself from a phishing attack before it's too late.
- [What is cryptojacking and how can I avoid it?](https://mitchinsurance.com/blog/what-is-cryptojacking-how-to-avoid-it/) - Cryptojacking is when cyber-criminals use your business’ servers to mine for Bitcoin, leading to lots of headaches. Protect yourself with cyber insurance.
- [How secure are your passwords?](https://mitchinsurance.com/blog/how-secure-are-your-passwords/) - How difficult would it be for a hacker to guess your password? Learn about passwords you should - and shouldn't use, to protect yourself from cyber criminals.
- [What do hackers want from your business?](https://mitchinsurance.com/blog/what-do-hackers-want-from-your-business/) - Hackers are trying to get into your business systems. What do they want and how do you stop them?
- [DDoS attacks: Are malicious bots targeting my network?](https://mitchinsurance.com/blog/ddos-attacks-bots-targeting-network/) - Online bad guys could try to grind your business to a halt with a DDoS attack, then demand a ransom. This just one great reason to get cyber insurance.
- [5 ways to protect your business against cybercrime](https://mitchinsurance.com/blog/five-ways-can-protect-business-cybercrime/) - Small businesses are more vulnerable to cybercrime and attacks can be devastating – a majority of them are out of business six months later.
- [The most common cyber insurance claims](https://mitchinsurance.com/blog/most-common-cyber-insurance-claims/) - Worried that your business will get hacked? Do you know what to watch for? We break down the most common cyber attacks.
- [Europe’s GDPR makes cyber insurance more relevant than ever for Canadian companies](https://mitchinsurance.com/blog/gdpr-cyber-insurance-canadian-companies/) - If you collect & store personal data from your customers, you need to comply with the General Data Protection Regulation or face the possibility of stiff fines.
- [What is multi-factor authentication?](https://mitchinsurance.com/blog/multi-factor-authentication-how-it-protects-business-from-hackers/) - When you open a bank account, the bank asks for 2 pieces of ID to make sure you are who you say. Multi-factor authentication gives you that same level of security.
- [Why do I pay more to insure my cannabis shop?](https://mitchinsurance.com/blog/why-cannabis-store-insurance-cost-more/) - The legal cannabis business is still very new and highly regulated. These and other factors make it more expensive to get insurance for your cannabis shop.
- [Leaving Toronto – How much can you save on insurance?](https://mitchinsurance.com/blog/leave-toronto-save-on-insurance/) - Many Torontonians are taking advantage of remote work options to move away from the city. One of the benefits is cheaper insurance. But how much can you save?
- [5 ways to save on motorcycle insurance this spring](https://mitchinsurance.com/blog/save-money-motorcycle-insurance-spring/) - Motorcycle insurance in Ontario can be pricey, but there are a few things you can do to keep your premiums as low as possible.
- [Save some dough during the pandemic with CAA MyPace™](https://mitchinsurance.com/blog/save-money-during-pandemic-with-caa-mypace/) - Learn more about CAA MyPace, a unique pay-as-you-drive payment plan for auto insurance that can save you up to 40%.
- [Renting out your property on Airbnb: Four things you need to know](https://mitchinsurance.com/blog/renting-property-airbnb-insurance-considerations/) - Many Canadians are earning some extra money by home sharing. Even with home insurance in place, here are some facts about the need for home sharing insurance.
- [Mitch Insurance: Cultivating a winning team](https://mitchinsurance.com/blog/cultivating-a-winning-team/) - Learn about the work environment at Mitch Insurance, which encourages employees to have fun while achieving our business goals.
- [What is fair rental value coverage? ](https://mitchinsurance.com/blog/what-is-fair-rental-value-coverage/) - Fair rental value coverage is an essential component of landlord insurance. Explore how this coverage works and why it's so important.
- [Learn how to spot car insurance fraud: Don’t be scared, be aware!](https://mitchinsurance.com/blog/recognize-avoid-insurance-fraud/) - Some of the most common types of fraud involve insurance and you may be unwittingly committing some of these yourself without even knowing it.
- [The best insurance companies for male drivers in Ontario (2021)](https://mitchinsurance.com/blog/best-car-insurance-companies-males-ontario/) - There are lots of different ways to rank insurance companies. In this piece we compare rates that some of our top insurer partners offer male drivers in Ontario.
- [Why the best mortgage insurance is life insurance](https://mitchinsurance.com/blog/why-life-insurance-is-best-mortgage-insurance/) - Buying life insurance in the amount of your mortgage is a far superior option to buying mortgage insurance from the bank. Find out why.
- [How much is snowmobile insurance in Ontario?](https://mitchinsurance.com/blog/cost-snowmobile-insurance-ontario/) - Got your eye on a new sled? We look at average insurance costs for Canada’s favourite snowmobiles.
- [How is snowmobile insurance different than auto insurance?](https://mitchinsurance.com/blog/snowmobile-insurance-difference-auto-insurance/) - Compared to auto insurance, snowmobile insurance is much simpler. Many factors that affect your auto premium just don’t matter when it comes to your sled.
- [Still working from home – does it affect my home insurance?](https://mitchinsurance.com/blog/working-from-home-affect-home-insurance/) - Working from home has become the norm in the age of COVID-19. Here’s what it means for your home insurance policy.
- [Does my home insurance cover my legal cannabis plants?](https://mitchinsurance.com/blog/home-insurance-cannabis-plants/) - The short answer is 'yes'. However, you still cannot insure your pot plants individually, even at a higher premium. Learn more about what's covered and what's not.
- [Taking the bite out of winter property damage](https://mitchinsurance.com/blog/prevent-winter-property-damage/) - These are the most common types of winter-related property damage. An ounce of prevention will prevent a pound of damage and insurance claims this winter.
- [Ontario Insurer Q&A Series: CAA Insurance](https://mitchinsurance.com/insurer-q-a/caa-insurance/) - In this installment of Ontario Insurer Q&A, CAA Insurance answers some important questions regarding insurance in Ontario.
- [Ask adam: Home businesses, water coverage, moving companies, and more](https://mitchinsurance.com/ask-adam/home-businesses-water-coverage-moving-companies-and-more/) - In this installment of Ask Adam: Adam discusses home businesses, including home daycares; water coverage for highrises; moving company insurance, and more.
- [Get ready for winter driving (and save on car insurance too)](https://mitchinsurance.com/blog/get-ready-for-winter-driving-and-save-on-car-insurance-too/) - Despite its beauty, snow can be quite a hazard on the roads. With these winter driving tips, you'll be ready for anything, from light flurries to blizzards.
- [Understanding life insurance: Its benefits and how it works](https://mitchinsurance.com/blog/understanding-life-insurance-its-benefits-and-how-it-works/) - If you're thinking about investing in life insurance, you're making a smart choice. Life insurance is a wise investment, providing for loved ones.
- [Extra health insurance - who needs it?](https://mitchinsurance.com/blog/extra-health-insurance-who-needs-it/) - Many Canadians are making the decision to purchase supplementary health insurance to cover unexpected expenses not paid for by provincial plans.
- [6 steps to winter home safety](https://mitchinsurance.com/blog/a-winter-home-safety-checklist/) - Making a few preparations now will help you avoid insurance claims while you and your family stay safe and warm no matter what this Ontario winter throws at us.
- [Brokerage of the Year 2018 – Mitch definitely does not suck](https://mitchinsurance.com/blog/ibao-brokerage-of-the-year/) - Mitchell & Whale has won the IBAO's Insurance Brokerage of the Year award for 2018 with the best products, the best rates and the best service in Ontario!
- [5 Mistakes New Truck Drivers Make in Winter, and How to Avoid Them](https://mitchinsurance.com/blog/5-mistakes-new-truck-drivers-make-winter-how-to-avoid/) - The most common mistakes are that new truck drivers make and safety tips that can be easily trained for to avoid them.
- [The Top 8 Insurance Implications of Legal Cannabis](https://mitchinsurance.com/blog/insurance-implications-legal-cannabis/) - Now that recreational cannabis is legal in Canada, it's time to look at the business and personal risks and considerations. Start with these!
- [Why are my insurance premiums increasing this year?](https://mitchinsurance.com/blog/why-are-my-insurance-premiums-increasing-this-year/) - Insurance premiums are going up, regardless of the type of insurance. Understanding the reasons is the first step in keeping your rates down.
- [Why is my policy premium different than my quote?](https://mitchinsurance.com/blog/why-is-my-premium-different-than-my-insurance-quote/) - You get a great quote, but when you get your policy, the premium is not what you were quoted. Why does this happen and what can you do to get a reliable quote?
- [Need an umbrella? Why you may want $5 million liability coverage](https://mitchinsurance.com/blog/umbrella-insurance-5-million-liability-coverage/) - You may think that your $1 or $2 million liability coverage has you fully covered. Here are few reasons to consider a $5 million umbrella policy.
- [Can a dash cam get you cheaper insurance?](https://mitchinsurance.com/blog/dash-cam-cheaper-car-insurance/) - Dash cameras are becoming popular for many reasons in Canada. One of them is the huge potential for insurance savings. Learn more about dash cams and insurance.
- [Jewelry insurance – Who needs it?](https://mitchinsurance.com/blog/jewelry-insurance-needs/) - Before a theft occurs, it's a good idea to figure out now if jewelry insurance is a wise investment in order to have full coverage for your precious items.
- [Avoid depreciation when insuring your brand new car](https://mitchinsurance.com/blog/avoid-depreciation-insuring-new-car/) - If you buy a new car and want to avoid depreciation in the event of a total loss, you need either an OPCF 43 or gap insurance. Which one is better? Read on.
- [Bed and breakfast insurance](https://mitchinsurance.com/blog/bed-breakfast-insurance/) - Setting up a Bed and Breakfast insurance package is essential for your protection since you are using your private home to provide accommodation to others.
- [Privacy breach event expense insurance](https://mitchinsurance.com/blog/privacy-breach-event-expense-insurance/) - In today's age, a privacy breach can happen at any time, due to human error or malicious activity, so privacy breach insurance can be a very wise investment.
- [What is RIBO?](https://mitchinsurance.com/blog/what-is-ribo/) - RIBO stands for the Registered Insurance Brokers of Ontario, which regulates the licensing and ethical conduct of all independent general insurance brokers.
- [Vacation trailer insurance](https://mitchinsurance.com/blog/vacation-trailer-insurance/) - Vacation trailer insurance will protect your holiday trailer or camper or any recreational vehicle designed to be towed by a motorized vehicle.
- [What is property insurance?](https://mitchinsurance.com/blog/property-insurance/) - Property insurance is commonly – and incorrectly – understood to be the same as home insurance. Homeowners insurance is one type of property insurance.
- [Acts of God – Does my property insurance cover these perils?](https://mitchinsurance.com/blog/acts-god-property-insurance-cover/) - Acts of God are referred to as perils in property insurance policies in Canada. A peril is a particular risk that may cause a loss or damage to your property.
- [Lower car insurance for new drivers](https://mitchinsurance.com/blog/lower-car-insurance-for-new-drivers/) - Here are 9 ways to lower car insurance rates for new drivers in particular, and some may help experienced drivers lower their rates too.
- [The benefits of using an insurance broker](https://mitchinsurance.com/blog/the-benefits-of-using-an-insurance-broker/) - Using an insurance broker can save you time and money as well as be very helpful, since they represent many insurance companies, and shop around for you.
- [Travel insurance could save you thousands!](https://mitchinsurance.com/blog/travel-insurance-could-save-you-thousands/) - From cancelled trips and missed flights to lost possessions and medical emergencies, travel insurance can save you thousands for a very reasonable fee.
- [Mitch Insurance goes digital](https://mitchinsurance.com/blog/mitchell-whale-insurance-goes-digital/) - The insurance industry is embracing digital technology, giving clients convenient access to their policy information, quotes and claims status online 24/7.
- [When to go insurance shopping](https://mitchinsurance.com/blog/when-to-go-insurance-shopping/) - Is it time to go insurance shopping? If your policy is renewing soon and you want to save money, get better coverage or better service, then it's time to shop.
- [Your guide to apartment insurance in Ontario](https://mitchinsurance.com/blog/apartment-insurance-in-ontario/) - Apartment insurance is often overlooked by tenants but it can save you stress, time, & money if a something happens to your belongings.
- [Insurance for window and door contractors](https://mitchinsurance.com/blog/insurance-for-window-and-door-contractors/) - Insurance for window and door contractors is an essential part of keeping your business protected. Every job site has risks that can threaten your business.
- [Building contractors insurance in Ontario](https://mitchinsurance.com/blog/building-contractors-insurance-in-ontario/) - If you're responsible for construction projects anywhere in Ontario, building contractors insurance is essential to protect yourself and your livelihood.
- [Insurance tips for small business](https://mitchinsurance.com/blog/insurance-tips-for-small-business/) - The following insurance tips for small business will help you make wise decisions regarding your commercial insurance and get the best value for your money.
- [Commercial trucking insurance - why you need it?](https://mitchinsurance.com/blog/commercial-trucking-insurance-why-you-need-it/) - Commercial trucking insurance is the only thing protecting you from hazards such as a broken loading strap or blown tire.
- [Pack Travel Insurance for a Great Trip](https://mitchinsurance.com/blog/pack-travel-insurance-for-a-great-trip/) - Travel insurance is recommended by our Canadian government and provides protection against many calamities when you are on the road or travelling abroad.
- [FAQs for Water Damage Coverage (types of Flood Insurance)](https://mitchinsurance.com/blog/faqs-for-water-damage-coverage-types-of-flood-insurance/) - Basic water damage coverage is for loss or damage resulting from events such as a burst pipe, but other causes are excluded...
- [How to Get Cheaper Insurance Rates](https://mitchinsurance.com/blog/how-to-get-cheaper-insurance-rates/) - Nobody likes to pay insurance premiums. I’m in the business & very aware of that so I am always looking for ways to help people get cheaper insurance rates.
- [Five Ways to Lower Car Insurance Rates](https://mitchinsurance.com/blog/five-ways-to-lower-car-insurance-rates/) - From gas to maintenance, owning a car involves many costs like car insurance. You can enjoy lower car insurance rates by following these five guidelines:
- [Save money with a snow tire discount](https://mitchinsurance.com/blog/snow-tire-discount/) - Here’s the good news: Soon all insurers in Ontario will offer a snow tire insurance discount. Learn more to see how you can qualify for it.
- [Is Uber insurance enough for everyone?](https://mitchinsurance.com/blog/are-uber-drivers-and-passengers-adequately-insured/) - Before you sign up to become an uberX driver consider the insurance implications.
- [Insurance tips for snowbirds and vacationers](https://mitchinsurance.com/blog/insurance-tips-for-snowbirds-and-vacationers/) - Here are some insurance tips for snowbirds and vacationers to make sure what we leave at home is properly insured in our absence.
- [Home insurance has you covered. Or does it?](https://mitchinsurance.com/blog/home-insurance-has-you-covered-or-does-it/) - Do you know what situations your home insurance covers you for and how much coverage you have?
- [Employment practices insurance](https://mitchinsurance.com/blog/employment-practices-insurance/) - Managing people is challenging. Employment practices insurance is designed to protect a company against claims made by employees or prospects.
- [Buying an older home? Here's what you need to know](https://mitchinsurance.com/blog/home-insurance-for-older-homes/) - Finding home insurance for older homes can be challenging since building codes and materials may not be up to modern standards.
- [How your auto insurance rates are set – Part 1](https://mitchinsurance.com/blog/how-your-auto-insurance-rates-are-set-part-1/) - If you've ever compared your auto insurance rates with someone else, you probably noticed differences that may seem unfair and random, but it actually isn't.
- [Introducing flood insurance](https://mitchinsurance.com/blog/introducing-flood-insurance/) - You might think flood insurance isn't new but until recently, there was no coverage for damage caused by storms, spring thaw, or other freshwater flooding.
- [How your auto insurance rates are set – Part 2](https://mitchinsurance.com/blog/how-your-auto-insurance-rates-are-set-part-2/) - The type of insurance you purchase and the insurance company you choose also affects your auto insurance rates, as well as your age, your car, where you live, etc.
- [How to take inventory for your home insurance](https://mitchinsurance.com/blog/take-inventory-for-your-home-insurance/) - Smart homeowners buy home insurance as soon as they buy a new home. But many homeowners make a common insurance mistake: they never make a home inventory.
- [Trip cancellation insurance](https://mitchinsurance.com/blog/trip-cancellation-insurance/) - The travel-savvy always include trip cancellation insurance as part of their plans to cover out-of-pocket costs due to cancelling or ending a trip early.
- [4 important car insurance tips you need to know!](https://mitchinsurance.com/blog/important-car-insurance-tips-need-know/) - Here are some important car insurance tips that will definitely save you money or prevent a nasty surprise when you find out you’re no longer insured.
- [ATV insurance Ontario](https://mitchinsurance.com/blog/atv-insurance-ontario/) - The season is almost here so it’s a good time to make sure your ATV insurance meets the requirements to legally ride on Ontario's back roads and trails.
- [Bonding insurance](https://mitchinsurance.com/blog/bonding-insurance/) - Some businesses are required by law to purchase bonding insurance, and others do so to increase the credibility of their business.
- [Do you need apartment insurance?](https://mitchinsurance.com/blog/apartment-insurance/) - If you pay rent, whether for a condo, apartment or basement apartment, you can protect yourself and your belongings with apartment insurance.
- [How insurance works](https://mitchinsurance.com/blog/how-insurance-works/) - If you would like to better understand insurance, this topic explains how insurance works for you, providing financial protection when you need it most.
- [Looking for cheap car insurance?](https://mitchinsurance.com/blog/looking-cheap-car-insurance/) - Most people will opt for less expensive car insurance if they can find it, especially here in Ontario. Here are some of the best ways to save.
- [4 home insurance misconceptions](https://mitchinsurance.com/blog/home-insurance-misconceptions/) - Here are a few common home insurance misconceptions so you can be sure to avoid them and design your policy according to your needs and main concerns.
- [Six surprising auto insurance facts](https://mitchinsurance.com/blog/six-surprising-auto-insurance-facts/) - Here's a few surprising auto insurance facts to be aware of since they may apply to you, your family and belongings, and any upgrades made to your car.
- [Do you need rental car insurance?](https://mitchinsurance.com/blog/rental-car-insurance/) - Making the decision to protect yourself with rental car insurance means traveling with peace of mind knowing you’re covered just in case.
- [3 types of retail fraud - and how to avoid them](https://mitchinsurance.com/blog/avoid-internal-retail-fraud/) - Beware the ways internal retail fraud can occur. Take steps to avoid theft in your retail operation.
- [Answering your home insurance questions](https://mitchinsurance.com/blog/answering-home-insurance-questions/) - Knowing more about homeowners insurance can save you money on your policy now. So here are some answers to the home insurance questions we hear regularly.
- [5 ways to protect your business from liquor liability](https://mitchinsurance.com/blog/protect-business-liquor-liability/) - If you own or operate any type of business where liquor is served or sold, then it is wise to take steps to reduce your risk from liquor liability.
- [How home insurance works while you're away](https://mitchinsurance.com/blog/home-insurance-works-youre-away/) - Your home is definitely at greater risk when you're there but your home insurance policy does continue to protect it if you meet certain requirements.
- [Distracted driving deaths on the rise](https://mitchinsurance.com/blog/distracted-driving-deaths-on-the-rise/) - Did you know that distracted driving is causing even more deaths than drunk drivers? Learn how you can avoid being a distracted driver.
- [What you need to know about insurance fraud in Ontario](https://mitchinsurance.com/blog/what-you-need-to-know-about-insurance-fraud-in-ontario/) - We all want cheaper car insurance but insurance fraud in Ontario is hurting all of us by causing our insurance rates to go up.
- [Prevent home insurance claims this fall](https://mitchinsurance.com/blog/prevent-home-insurance-claims-this-fall/) - Before it gets too cold, here are some key areas to focus on and remedy as needed in order to prevent bigger problems that could lead to making a claim.
- [6 Home safety tips for while you're on vacation](https://mitchinsurance.com/blog/home-safety-tips-while-youre-on-vacation/) - Here are some tips to keep your home safe while you’re away and avoid any nasty surprises waiting for you when you return.
- [4 fire prevention tips for your home](https://mitchinsurance.com/blog/fire-prevention-tips-for-your-home/) - While you turn up the heat make sure you don’t increase the risk of a devastating fire. Here are some important fire prevention tips to keep your home safe.
- [4 safety tips for winter driving in Ontario](https://mitchinsurance.com/blog/safety-tips-for-winter-driving/) - Snow is great for skiing but not much fun for driving in. Since snow is in some Ontario forecasts, here's a review of safety tips for winter driving.
- [Insurance for HIV patients now available](https://mitchinsurance.com/blog/insurance-for-hiv-patients-now-available-in-ontario/) - Earlier this year, Manulife Insurance of Waterloo, Ontario became the first company in Canada to offer life insurance for HIV-positive men and women.
- [How digital technology is helping our clients](https://mitchinsurance.com/blog/how-digital-technology-is-helping-our-clients/) - Thanks to digital technologies making the insurance process easier, you don't need to sign documents in person or shop around for insurance quotes anymore.
- [Is standard auto insurance enough?](https://mitchinsurance.com/blog/why-standard-auto-insurance-isnt-enough-in-ontario/) - Accident benefits are automatically being reduced on auto insurance policies as of June 1, 2016 to lower your rates, but are you happy with reduced coverage?
- [Do you need pet insurance?](https://mitchinsurance.com/blog/do-you-need-pet-insurance/) - For many of us, we couldn't imagine not having a pet, but their companionship comes with vet bills that add up quickly. Pet insurance really helps.
- [New automatic emergency braking discount](https://mitchinsurance.com/blog/new-automatic-emergency-braking-discount/) - Now, thanks to Aviva, cars equipped with the new safety system called automatic emergency braking (AEB) qualify for a new 15% discount on car insurance.
- [5 myths about renter insurance](https://mitchinsurance.com/blog/5-myths-about-renters-insurance/) - There are many misunderstandings about tenants or renters insurance, so if you rent an apartment, condo or house, here are the facts about 5 insurance myths.
- [Be ready for a car insurance claim](https://mitchinsurance.com/blog/be-ready-for-a-car-insurance-claim/) - Chances are you’ll have to make a car insurance claim some day so it makes sense to be prepared to handle that difficult situation, just in case it happens.
- [5 things that could invalidate your home insurance](https://mitchinsurance.com/blog/is-your-home-insurance-still-valid/) - Keeping your home insurance up-to-date will make sure your policy continues to be valid and in full effect in case you should ever need to make a claim.
- [Tips to save money on new car insurance](https://mitchinsurance.com/blog/tips-to-save-money-on-new-car-insurance/) - Buying a new car is an exciting event but don’t let new car insurance spoil the fun. Before you make your decision, check the insurance rates that go with it.
- [A lighter look at self-driving cars](https://mitchinsurance.com/blog/lighter-look-self-driving-cars/) - With driver error out of the equation, many contemplate the impact of self-driving cars on business, job loss, and insurance. What's does the future look like?
- [Pink cards: The proof is in the scrolling](https://mitchinsurance.com/blog/pink-cards-the-proof-is-in-the-scrolling/) - Electronic proof of insurance is one small piece of the Ontario government's initiative to reduce the cost of automobile insurance.
- [Ask adam: To claim or not to claim](https://mitchinsurance.com/ask-adam/to-claim-or-not-to-claim/) - In this installment of Ask Adam: Adam answers a common question on how filing an insurance claim can affect your premiums, and when you might not want to.
- [Bullish on brokers - Why direct writers must fear the modern broker](https://mitchinsurance.com/blog/direct-writers-must-fear-the-modern-broker/) - There are a lot of things an insurance broker can offer that a direct writer just can’t respond to, which is why the broker channel is becoming more dominant.
- [Ontario Insurer Q&A Series: Echelon Insurance](https://mitchinsurance.com/insurer-q-a/echelon-insurance/) - In this first installment of Ontario Insurer Q&A, Echelon Insurance answers some of the current hot button questions regarding insurance in Ontario.
- [How to Avoid Frozen Pipes in Winter](https://mitchinsurance.com/blog/how-to-avoid-frozen-pipes-winter/) - If you go on vacation in the winter, your heating fails and your pipes freeze and burst, insurance doesn't cover that. Protect your home while you're away.
- [Good morning Cornwall! You’re now paying $470 more for auto insurance](https://mitchinsurance.com/blog/cornwall-now-paying-470-more-for-auto-insurance/) - Some people want to remove postal codes as a way to set auto insurance rates in Ontario. If that happened, there would be winners, but also losers.
- [6 things to look for in a motorcycle training program - and 1 thing to avoid](https://mitchinsurance.com/blog/6-things-to-look-for-in-a-motorcycle-training-program/) - Here are 6 things to look for in a motorcycle training program and 1 thing to avoid - with some recommendations from a senior instructor.
- [Insurance: Quietly covering your assets](https://mitchinsurance.com/blog/insurance-quietly-covering-your-assets/) - So, what are we really getting for our insurance dollars? Some people pay home and automobile premiums for decades without ever filing a claim. Surely, tens of thousands of dollars, over a lifetime, that could have been put to far better use. But is that true?
- [Top 5 auto insurance discounts nobody talks about](https://mitchinsurance.com/blog/top-5-auto-insurance-discounts/) - Auto insurance in Ontario is competitive, so insurance companies regularly offer new discounts. Are you saving all you can? A good broker will ensure you are.
- [Can I cancel my motorcycle insurance in the winter?](https://mitchinsurance.com/blog/cancel-motorcycle-insurance-winter/) - Cancelling your motorcycle insurance in the winter doesn't save you money, and may end up costing you more. Use our short rate calculator to see.
- [The 6 best tips for winterizing your cottage](https://mitchinsurance.com/blog/6-best-tips-winterizing-your-cottage/) - Learn how to winterize your cottage in the off-season to prevent unnecessary insurance claims in the spring in 6 easy steps.
- [Ask Adam: Car insurance special](https://mitchinsurance.com/ask-adam/car-insurance-special/) - In this installment of Ask Adam, our CEO answers some recent questions that our brokers have been asked about car insurance. Have your own questions? Just ask us!
- [10 fatal distractions for car drivers](https://mitchinsurance.com/blog/10-fatal-distractions-for-car-drivers/) - Some consequences of distraction are harmless, but the stakes are raised when it comes to driving. Here are 10 of the most dangerous driving distractions.
- [The myth of an insurance blacklist for sport bikes](https://mitchinsurance.com/blog/the-myth-of-the-insurance-blacklist-on-sport-bikes/) - Our brokers regularly hear from customers who have been searching high and low for sport bike insurance. Is there a "blacklist"? It's time to bust that myth.
- [Mitch Top Ranked for the Fourth Consecutive Year](https://mitchinsurance.com/blog/mitchell-whale-top-ranked-for-the-fourth-consecutive-year/) - Mitchell & Whale is proud to have taken the third spot in Insurance Business Canada's fourth annual ranking of the Top Canadian Brokerages.
- [2,400 Fined in OPP's Annual Distracted Driving Campaign](https://mitchinsurance.com/blog/2400-fined-opp-annual-distracted-driving-campaign/) - The OPP handed out more than 2,400 tickets throughout Ontario during their annual distracted driving campaign during the March break to remind Ontario drivers they have a zero tolerance policy for anyone using a handheld device while driving.
- [Seven Steps to Smarter AirBNB Hosting](https://mitchinsurance.com/blog/seven-steps-smarter-airbnb-hosting/) - Whether you’re already an AirBNB host or just thinking about it, check out these seven crucial tips to making the most out of your short-term rental.
- [Ice Dams 101](https://mitchinsurance.com/blog/what-is-an-ice-dam/) - All about ice dams - Causes, potential damage, prevention, and what to do if you experience an ice dam along the edge of your roof or eave.
- [Guess what - we’ve outgrown our shell!](https://mitchinsurance.com/blog/guess-what-weve-outgrown-our-shell/) - Mitch Insurance has moved! Our new address is 1555 Wentworth St., Suite 200, Whitby, Ontario. Come visit us in our beautiful, open-concept space.
- [Do you rent? Here’s 5 reasons why you need tenants insurance](https://mitchinsurance.com/blog/do-you-rent-heres-5-reasons-why-you-need-tenants-insurance/) - 5 simple and easy to read highlights of why you should get Tenant Insurance if you rent property in Ontario.
- [Ontario Insurer Q&A Series: Pembridge Insurance](https://mitchinsurance.com/insurer-q-a/pembridge-insurance/) - In this installment of Ontario Insurer Q&A, Pembridge Insurance was kind enough to answer some questions about insurance in the province of Ontario.
- [Understanding Ontario’s Rate Approval Process](https://mitchinsurance.com/blog/ontarios-rate-approval-process/) - Learn about how FSCO (Financial Services Commission of Ontario) approves or denies rate changes for each auto insurance company in the province.
- [Adam Mitchell on The Insurance Podcast](https://mitchinsurance.com/blog/adam-mitchell-on-the-insurance-podcast/) - This week Adam Mitchell joins Pete Tessier on The Insurance Podcast to discuss Mitchell & Whale's past present and future, as well as some hot topics in Ontario's insurance industry.
- [Co-insurance and other traps to avoid for commercial landlords](https://mitchinsurance.com/blog/co-insurance-trap-commercial-landlords/) - Beware co-insurance and other common commercial insurance traps and typical scenarios that often leave business owners exposed to unnecessary risk and loss.
- [The status of the David Marshall report and auto insurance reforms](https://mitchinsurance.com/blog/status-of-marshall-report-auto-insurance-reforms/) - An easy to understand breakdown of the recommendations found in the Marshall Report and a look at how things are looking for auto insurance reforms in Ontario.
- [Insurtech and the Great Blue Yonder… Really? - Part I](https://mitchinsurance.com/blog/insurtech-great-blue-yonder-part1/) - In part 1 of this series, we look at the current state of technology in the insurance industry, and some of the problems and challenges facing insurtech.
- [Insurtech and the great blue yonder… really? – Part II](https://mitchinsurance.com/blog/insurtech-great-blue-yonder-part2/) - In part 2 of 3 in this series, we look at some of the directions insurtech could go in order to make meaningful differences for consumers.
- [Insurtech and the Great Blue Yonder… Really? - Part III](https://mitchinsurance.com/blog/insurtech-great-blue-yonder-part3/) - In part 3 of 3 in this series, we ask ourselves what “good” insurtech looks like for the ordinary insurance customer, with some ideas of our own.
- [Keeping a step ahead of “slip and fall” liability exposures](https://mitchinsurance.com/blog/keeping-ahead-of-slip-fall-liability-exposures/) - Simple steps to avoid slip and fall liability claims against you, your business, and at home. Advice from experts in the insurance and legal industries.
- [So you want to rent out your basement – 5 things to think about](https://mitchinsurance.com/blog/rent-out-your-basement-5-things-think-about/) - Here's 5 of the most important legal, safety, and insurance considerations when renting out your basement to tenants in Ontario.
- [What you need to know about the sikh motorcycle helmet exemption](https://mitchinsurance.com/blog/sikh-motorcycle-helmet-exemption/) - Learn all the facts about Ontario's new law permitting Sikhs to ride motorcycles without a helmet in the province. Be sure to comment!
- [Why are wood stoves a liability risk?](https://mitchinsurance.com/blog/reasons-wood-stoves-are-liability-risk/) - Explore the liability risks of wood stoves, their impact on insurance rates, and insurer requirements.
- [Changes to Ontario cannabis rules may increase competition](https://mitchinsurance.com/blog/changes-to-ontario-cannabis-rules/) - The Ontario government has reduced insurance requirements for licensed producers of cannabis products. What does it mean for the legal cannabis market?
- [Sisi Kleiner-Fisman: Inspiring people of all ages](https://mitchinsurance.com/blog/sisi-kleiner-fisman-inspiring-people-of-all-ages/) - Eleven-year-old author Sisi Kleiner-Fisman shares her cancer journey in her new book to inspire and help others.
- [Summer is coming – 5 home insurance hazards to avoid](https://mitchinsurance.com/blog/summer-home-insurance-hazards/) - With summer on the way, spring is a great time to safeguard your home from common insurance hazards.
- [Mitch wins Best Insurance Website at the 2023 IAC Awards](https://mitchinsurance.com/blog/mitch-wins-best-insurance-website-at-the-2023-iac-awards/) - Lovable indeed! Mitch Insurance took home the prize for Best Insurance Website at the 2023 Internet Advertising Competition (IAC) Awards.
- [Dakota Ray Hebert: You never know until you try](https://mitchinsurance.com/blog/dakota-ray-hebert/) - Dakota Ray Hebert talks about starring in “Shelved,” Indigenous representation on TV and overcoming imposter syndrome.
- [Travel insurance: Why you should include it in your next trip](https://mitchinsurance.com/blog/travel-insurance-why-include-in-your-next-trip/) - Whether you’re travelling to the U.S., Europe, or even within Canada, travel insurance makes sense.
- [Mitch named one of Canada's Top Growing Companies again](https://mitchinsurance.com/blog/top-growing-companies-2022/) - Mitch Insurance has been named one of Canada’s Top Growing Companies by The Globe and Mail’s Report on Business magazine.
- [Are small SUVs safe?](https://mitchinsurance.com/blog/are-small-suvs-safe/) - Tougher, new side impact crash test reveals vulnerabilities in many small SUVs. Only the Mazda CX-5 gets a “good" rating.
- [Need high-risk home insurance? Here’s why](https://mitchinsurance.com/blog/what-makes-homes-high-risk/) - Of all the things that make a house a home, some of them may make it challenging to find insurance. We break it down for you.
- [Do photo radar tickets affect my insurance rates?](https://mitchinsurance.com/blog/photo-radar-tickets-affect-insurance/) - With 50 locations around Toronto, it looks like photo radar is here to stay. How getting a ticket affects your auto insurance premiums.
- [Hannah Alper: Small actions matter](https://mitchinsurance.com/hannah-alper-small-actions-matter/) - “I think it’s important to think on a smaller scale sometimes,” says Hannah Alper, a renowned 19-year-old activist, blogger, author and motivational speaker from Toronto.
- [Canada’s top ten pickups: How much for insurance in 2021?](https://mitchinsurance.com/blog/canada-top-ten-pickups-insurance-rates/) - Battle of the pickups. Canada’s top ten selling pickup trucks for 2020 are put to the test in a side-by-side comparison of 2021 insurance rates.
- [The best insurance companies for female drivers in Ontario (2021)](https://mitchinsurance.com/blog/best-insurance-companies-ontario-female-drivers/) - There are lots of different ways to rank insurance companies. Here we rank how their rates for female drivers stack up.
- [On the trail of snowmobile training courses](https://mitchinsurance.com/blog/snowmobile-safety-training-courses-ontario/) - Mandatory or not, snowmobile training courses offer an excellent way for you and your family to ride safely this winter.
- [The pandemic & adding delivery services to your business](https://mitchinsurance.com/ask-a-broker/adding-delivery-to-business-pandemic/) - In this installment of Ask Nick: Nick Kidd answers a common question about how offering delivery during the pandemic will affect your insurance.
- [Is now the time to buy an electric vehicle?](https://mitchinsurance.com/blog/is-now-the-time-to-buy-an-electric-vehicle/) - Electric vehicles are growing in popularity, but does it make sense to buy one? We look at the state of the EV market, and EV infrastructure, in Canada.
- [Car insurance in Toronto for under $100 a month](https://mitchinsurance.com/blog/car-insurance-toronto-under-100-month/) - Toronto is certainly one of the more expensive parts of Ontario in terms of auto insurance. But it’s still possible to get insured at a reasonable rate.
- [My cottage, my insurance, and a wood burning stove](https://mitchinsurance.com/blog/cottage-insurance-wood-burning-stove/) - The cozy pleasures of a wood burning stove at the cottage come with risks that can increase insurance costs. Be prepared and stay up to code.
- [25 (or so…) things you’ll need before you go snowmobiling](https://mitchinsurance.com/blog/what-you-need-before-you-go-snowmobiling/) - Snowmobiling is a favourite pastime for many Ontarians. But it’s important to have the right gear before you set out on the trails.
- [Can driving less really reduce your premiums?](https://mitchinsurance.com/blog/can-driving-less-reduce-insurance-premiums/) - When you call for an auto insurance quote, the broker asks you how much you drive. See how much difference your answer can make in your final premium.
- [Life after COVID-19: What will it mean for my insurance?](https://mitchinsurance.com/blog/life-after-covid-19-what-it-means-insurance/) - With the end of the pandemic in sight, your circumstances regarding your home and car insurance may be changing soon. If so, make sure you let your broker know.
- [If I have roommates, do I need my own insurance?](https://mitchinsurance.com/blog/roommates-renters-insurance/) - If you’re moving in with new roommates, it's best, and maybe even essential, to purchase your own individual tenants insurance policy.
- [Pros & cons: Insurance brokers, agents, direct writers & comparison sites](https://mitchinsurance.com/blog/pros-cons-insurance-brokers-agent-direct-writers/) - Insurance broker? Insurance agent? Phone? Online? What's the best way to shop for insurance?
- [Toronto’s most expensive neighbourhoods for auto insurance](https://mitchinsurance.com/blog/toronto-car-insurance-most-expensive-neighbourhoods/) - Insurance companies use your postal code to help determine your auto insurance premium. In Within Toronto, Scarborough postal codes are the most expensive.
- [What type of vehicle is cheapest to insure?](https://mitchinsurance.com/blog/cheapest-types-vehicles-insurance/) - Pickup, SUV, sedan or hatchback? The most affordable car may not be the cheapest to insure. We break it down.
- [How much is home insurance in Ontario in 2021?](https://mitchinsurance.com/blog/how-much-home-insurance-ontario/) - Comprehensive guide on home insurance costs in Ontario. Covers premiums across the province, details on coverage, and factors affecting insurance costs. Average monthly cost is around $121.
- [Usage-based insurance can now surcharge you](https://mitchinsurance.com/blog/usage-based-insurance-surcharge/) - Usage-based insurance, or telematics, adjusts auto insurance premiums based on real-time driving data. As of Nov 2020, insurers can use that data to surcharge.
- [No tickets, no at-faults – 10 reasons your rates can go up anyway](https://mitchinsurance.com/blog/no-tickets-no-at-faults-your-rates-went-up/) - Sometimes you don’t do anything wrong, and your auto insurance premiums go up anyway. Here are ten reasons why?
- [Is my home covered for fire?](https://mitchinsurance.com/blog/is-my-home-insured-for-fire/) - Your home, condo or tenants insurance generally covers fires, but not all of them. Here’s everything you ever wanted to know about fire insurance.
- [Gap in your auto insurance history? What does it mean for your rates?](https://mitchinsurance.com/blog/auto-insurance-cancellation-suspension-affect-rates/) - There are lots of reasons you could go a month or longer without auto insurance. Depending on the reason, it could affect your rates going forward.
- [Motorcycle insurance: Live to ride safely](https://mitchinsurance.com/blog/motorcycle-insurance-rider-safety/) - You can’t ride next summer if you don’t ride safely this summer. Read our motorcycle safety tips and learn how safety affects premiums.
- [Working from home? Pay-as-you-go payment plan might be for you](https://mitchinsurance.com/blog/work-from-home-pay-as-you-go-car-insurance/) - CAA MyPace is pay-as-you-go auto insurance that can save you 40% on average. Drive less, save more. Great if you’re working from home for the COVID-19 pandemic.
- [Larger role for tutors means new risks](https://mitchinsurance.com/blog/tutors-insurance-risks/) - Private tutors are working in new and creative ways during the pandemic. If you run a tutoring business right now, the right insurance is essential.
- [As a personal trainer, how do I make sure I'm sufficiently covered?](https://mitchinsurance.com/blog/personal-trainer-insurance-coverage/) - If you are a personal trainer, exercise instructor, or fitness professional of any kind, you need insurance! Find out which coverage you need and how much here.
- [Does cannabis affect my non-smoker discount?](https://mitchinsurance.com/blog/non-smoker-home-insurance-discount-cannabis/) - Smoking affects your risk of having a fire, and what you pay for home insurance. Vaping or smoking cannabis do too.
- [A short pause for the team that never stops](https://mitchinsurance.com/blog/short-pause-for-the-team-that-never-stops/) - Mitchell & Whale's stellar team has been doing such a great job for our customers during the pandemic, we thought they deserved a couple extra long weekends this summer.
- [Do I need business insurance for my home business?](https://mitchinsurance.com/blog/need-business-insurance-home-business/) - If you run a home business, large or small, your home insurance likely won’t cover all the associated risks. Learn about your insurance options.
- [Why can't I insure my home for market value?](https://mitchinsurance.com/blog/homeowners-replacement-value-vs-market-value/) - What you paid for your home doesn’t matter when it comes to home insurance. Learn how to estimate the rebuild value of your home, to make sure you’re covered.
- [Snowbirds next flight needs to bridge OHIP coverage gap](https://mitchinsurance.com/blog/snowbirds-ohip-coverage-changes-2020/) - Ontarians travelling abroad are no longer covered under the provincial OHIP plan for out-of-country health services, and should arrange for private coverage.
- [FSRA and insurance regulation in Ontario](https://mitchinsurance.com/blog/fsra-insurance-regulation-ontario/) - All insurance companies in Ontario are regulated by the Financial Services Regulatory Authority of Ontario (FSRA). We break down what they do.
- [Buying a used vehicle during the COVID-19 crisis](https://mitchinsurance.com/blog/buying-new-or-used-vehicle-during-covid-19/) - Buying a New or Used Vehicle During COVID-19
- [The truth about pandemic auto insurance rebates](https://mitchinsurance.com/blog/pandemic-auto-insurance-rebates/) - You might have heard about insurance companies offering huge discounts during the COVID-19 pandemic. The true savings are a lot more modest.
- [Is COVID-19 an act of God?](https://mitchinsurance.com/blog/covid-19-act-of-god/) - COVID-19 may be an Act of God, but that really has nothing to do with whether a claim related to the virus is likely to get paid.
- [Taking care of our customers during the pandemic](https://mitchinsurance.com/blog/taking-care-of-our-customers-during-the-pandemic/) - NPS measures customer service quality on a scale from -100 to 100, based on customer feedback. During the COVID-19 pandemic, M&W has an NPS of 92.
- [Missed payments during COVID-19](https://mitchinsurance.com/blog/missed-insurance-payments-covid-19/) - If you're unable to make an insurance payment during the COVID-19 pandemic, your insurance company will likely be lenient, but call your broker to be sure.
- [Has Coronavirus created new cyber vulnerabilities in my business?](https://mitchinsurance.com/blog/coronavirus-new-business-cyber-vulnerabilities/) - With most staff working from home during the COVID-19 pandemic, your business may be more vulnerable to hackers and other cyber-criminals.
- [Effect of the COVID-19 crisis on travel insurance](https://mitchinsurance.com/blog/covid-19-crisis-and-travel-insurance/) - If you're travelling during the COVID-19 pandemic, your travel insurance may or may not cover you, depending on when you bought it, and when you leave Canada.
- [Renting to students? COVID-19 school closures can affect your insurance](https://mitchinsurance.com/blog/coronavirus-landlord-insurance-vacancy/) - Universities are closed for the pandemic. If you rent to students, your rental property may not be fully covered if there's no one there for more than 30 days.
- [Can wedding insurance protect your big day from COVID-19?](https://mitchinsurance.com/blog/wedding-insurance-covid-19/) - COVID-19 is wreaking havoc with wedding plans. Find out if your wedding insurance has you covered.
- [Does my business insurance cover me for losses due to COVID-19?](https://mitchinsurance.com/blog/business-insurance-covid-19/) - It's most definitely not business-as-usual during the COVID-19 pandemic. Learn how your insurance might help your business during and after the emergency.
- [Why you need sewer backup coverage for your 23rd floor condo](https://mitchinsurance.com/blog/why-you-need-sewer-backup-coverage-multi-story-building/) - This true story illustrates why it's a good idea to make sure your condo insurance includes sewer backup coverage.
- [How long does an accident stay on my driving record?](https://mitchinsurance.com/blog/how-long-accident-on-driving-record/) - An accident happens in an instant, but if you're at fault, it can affect your insurance rate for years and years after the fact.
- [Ontario distracted driving laws, fines, & penalties](https://mitchinsurance.com/blog/ontario-distracted-driving-laws-fines-penalties/) - Distracted driving is an epidemic that is leading to too many injuries and deaths on our roads. See the latest penalties enacted to curb this trend. Updated for 2020.
- [Do insurance companies ever lose money on auto insurance?](https://mitchinsurance.com/blog/insurance-companies-lose-money-auto-insurance-ontario/) - You think insurance companies are getting rich because your auto insurance premiums are rising? It’s kinda the opposite.
- [Forever young – Adam Mitchell wins Young Broker of the Year](https://mitchinsurance.com/blog/ontario-young-insurance-broker-of-year-2019/) - After he won Young Broker of the Year, we sat down with Adam Mitchell to find out how he manages to stay young at heart.
- [What questions do I need to answer to get home insurance?](https://mitchinsurance.com/blog/questions-asked-home-insurance-quote/) - There are certain standard questions you'll be asked when you call for a home insurance quote. Here they are.
- [How should I choose a business insurance broker?](https://mitchinsurance.com/blog/how-to-choose-business-insurance-broker/) - When you’re looking for insurance for your business, ask your insurance broker these questions to see if they’re the right broker for you.
- [Why do my insurance payments not come out right away?](https://mitchinsurance.com/blog/why-insurance-payments-dont-come-out-account-right-away/) - Insurance payments can be a little funny. You might not be billed right away, and then pay 3 months’ premium all at once. Let us explain why.
- [The business end of home insurance](https://mitchinsurance.com/blog/business-home-insurance/) - Your home-based business has a lot of the same risks as any business. The right insurance will help you sleep at night, and can be cheaper than you think.
- [Backpacks for kids challenge 2019](https://mitchinsurance.com/blog/backpacks-for-kids-2019/) - Usually we like to help people by getting them the insurance they need at a super price. But sometimes we just give them backpacks for back-to-school.
- [Why advanced safety features don't reduce insurance premiums](https://mitchinsurance.com/blog/why-advanced-safety-features-dont-reduce-insurance-premiums/) - You’d think the advanced safety features in our cars would prevent crashes and injuries and drive down insurance premiums. Here’s why that’s not happening.
- [What to look for in an insurance broker](https://mitchinsurance.com/blog/what-to-look-for-in-an-insurance-broker/) - Does your insurance provider give you the best chance of getting the best rate on the coverage you need? Here’s what to look for.
- [Risking bankruptcy: Why we recommend $2 million liability coverage](https://mitchinsurance.com/blog/2-million-liability-auto-coverage-recommended/) - It's hard to justify not increasing auto liability coverage from $1 million to $2 million for a little more than the price of a scratch & win ticket per month.
- [Making Business Insurance Not Suck - Day 1](https://mitchinsurance.com/blog/making-business-insurance-not-suck-day-1/) - M&W Insurance Brokers are preparing to make big waves in the world of small business insurance. Read along in this series with Nick Kidd.
- [Condo Corporations Slam the Door on Legal Cannabis](https://mitchinsurance.com/blog/condo-corporations-legal-cannabis/) - Cannabis is now legal in Canada, but condo corporations are putting rules in place to prevent smoking and growing on site. Find out why.
- [Demerit Points in Ontario](https://mitchinsurance.com/blog/demerit-points-in-ontario/) - Understand the Ontario demerit points system: how you earn points, how many points lead to penalties, demerit points and insurance, and how to check your points.
- [Ask Adam: Term or permanent life insurance?](https://mitchinsurance.com/ask-adam/term-or-permanent-life-insurance/) - In this installment of Ask Adam: Adam answers a question about the differences between term and permanent life insurance.

## Pages

- [Home](https://mitchinsurance.com/) - Mitch Insurance offers diverse coverage from 70+ providers, with online/phone access, continuous policy support, and a 4.8-star Google rating.
- [Contact info and business hours](https://mitchinsurance.com/contact-us/) - Please contact us to discuss your insurance needs. As insurance brokers, we work for you, offering advice, suited to your needs - not the insurance company's.
- [The Mitch Blog](https://mitchinsurance.com/blog/) - We care about our insurance customers and we care about the community too. Check out our blog & articles and see what's new with insurance in Ontario!
- [Insurance glossary](https://mitchinsurance.com/insurance-glossary/) - Alphabetical list of definitions for some of the most common insurance terms and phrases explained in plain English.
- [Careers](https://mitchinsurance.com/about-us/careers/) - As a successful and growing insurance brokerage, we are looking for talented people to help us accelerate our continued growth and expansion. Get in touch!
- [Auto insurance changes](https://mitchinsurance.com/auto-insurance-changes/)
- [Durham Commercial Insurance Branch](https://mitchinsurance.com/durham/) - At Mitch, our Durham commercial insurance team works hard to meet your needs. We deal in a variety of commercial insurance products to protect your business.
- [Customer reviews](https://mitchinsurance.com/about-us/customer-reviews/) - What our customers have to say. Our customers share their feedback about dealing with M&W. (Some details omitted to respect privacy)
- [Kingston Commercial Insurance Branch](https://mitchinsurance.com/kingston/) - Our Kingston commercial insurance team at Mitch works hard to find you great rates. We sell a variety of commercial products to help protect your business.
- [Commercial Insurance Branch](https://mitchinsurance.com/commercial-branch/) - Open your own commercial insurance branch with Mitch Insurance. Get full support, tools, and brand power to grow your business. Apply today.
- [Auto insurance quote](https://mitchinsurance.com/auto-insurance/quote/) - Get a quote on Ontario auto insurance today. Request a quote online, or call to speak with a broker at 1-800-731-2228.
- [Get a quote](https://mitchinsurance.com/get-insurance-quote/) - Get a quote on insurance in Ontario with Mitch Insurance Brokers. Choose from Auto, Home, Business, Motorcycle, Life, or something else for a no-obligation quote.
- [Terms and Conditions](https://mitchinsurance.com/terms-and-conditions/)
- [Staff](https://mitchinsurance.com/about-us/staff/) - Get to know the people who always make sure you have the right insurance coverage for an amazing price. Meet the Mitch team!
- [Mitch Insurance claims centre](https://mitchinsurance.com/claims-centre/) - Access Mitch's claims centre here - we can help. For claims reporting, questions, or concerns, call us at 1-800-731-2228 or email service@mitchinsurance.com
- [Media room](https://mitchinsurance.com/about-us/media-room/) - Mitch Insurance is a family-run business since 1948. Based in Whitby, Ontario but bent on dominating the insurance world...
- [About us](https://mitchinsurance.com/about-us/) - Mitch is the Insurance Brokerage that’s making insurance lovable. Learn more about Canada’s favourite insurance provider.
- [Leadership](https://mitchinsurance.com/about-us/leadership/) - Get to know Mitch’s world-class leadership team. They support the team that supports you.
- [Get a quote](https://mitchinsurance.com/get-quote-faqs/)
- [Self-serve centre](https://mitchinsurance.com/client-area/) - Sometimes, you really don’t need to call. If you have a change of address or need to add a driver, do it yourself and skip the on-hold music.
- [Mitch Insurance continues its impressive growth, marking four straight years as one of Canada’s Top Growing Companies](https://mitchinsurance.com/about-us/media-room/mitch-insurance-named-one-of-canadas-top-growing-companies-2024/) - Mitch was named one of Canada's Top Growing Companies for its 4th year in a row. We're proud of where we've come, thanks to our hard work and sense of culture.
- [For the Third Consecutive Year, Mitch Insurance Is Certified as a "Great Place to Work”](https://mitchinsurance.com/about-us/media-room/mitch-insurance-certified-as-great-place-to-work-for-third-consecutive-year-2024/) - Mitch has prioritized its members and landed itself a "Great Place to Work" - for the 3rd year in a row. This is how we cultivated a leading workplace culture.
- [Mitch Insurance CEO named one of 2024’s Emerging Leaders](https://mitchinsurance.com/about-us/media-room/mitch-insurance-ceo-named-one-of-2024-emerging-leaders/) - Mitch Insurance is proud to share that its CEO, Adam Mitchell, has been named one of The Peak’s Emerging Leaders for 2024.
- [I got into a serious accident. What do I do?](https://mitchinsurance.com/claims-centre/car/serious-accident/) - If you get in a serious accident, there are certain steps you should take to help your claim go as smoothly as possible.
- [I got into a minor car accident. What do I do?](https://mitchinsurance.com/claims-centre/car/minor-accident/) - If you've been in a minor car accident, taking these steps right away will help ensure your claim goes smoothly.
- [Mitch Insurance named one of Canada’s Top Growing Companies for the third consecutive year](https://mitchinsurance.com/about-us/media-room/mitch-insurance-named-one-of-canadas-top-growing-companies-2023/)
- [How much is business insurance?](https://mitchinsurance.com/much-business-insurance/) - A small business could pay as little as $500 per year for business insurance while a large company could pay thousands.
- [Mitch Insurance strengthening its leadership team](https://mitchinsurance.com/about-us/media-room/mitch-insurance-strengthens-leadership-team/) - Mitch Insurance announces that Andrew Duncan has been appointed Director of Sales and Lead Generation, Scott Logan promoted to Director of Personal Lines Service.
- [Mitch Insurance recognized as one of Canada’s Best Workplaces in Financial Services and Insurance](https://mitchinsurance.com/mitch-insurance-recognized-as-one-of-canada-best-workplaces/) - Mitch Insurance is proud to announce that it has been named one of Canada’s Best Workplaces in Financial Services and Insurance.
- [Mitch Insurance wins Best Insurance Website at the 2023 IAC Awards](https://mitchinsurance.com/mitch-insurance-wins-best-website-at-2023-iac-awards/) - Mitch Insurance is proud to announce it has won Best Insurance Website at the 2023 Internet Advertising Competition (IAC) Awards.
- [Mitch Insurance celebrates 75 years of growth and innovation](https://mitchinsurance.com/mitch-insurance-celebrates-75-years-of-growth-and-innovation/) - Mitch Insurance’s fiscal year began on August 1, 2023, and the brokerage is proud to share that this year marks its 75th anniversary.
- [Mitch Insurance expands its Ontario presence with inaugural branch](https://mitchinsurance.com/about-us/media-room/mitch-expands-ontario-presence-inaugural-branch/) - Leading insurer Mitch Insurance Brokers expands into Kingston, Ontario, with a specialized branch under Kris Giddy, offering commercial and personal lines.
- [Life insurance needs estimator](https://mitchinsurance.com/life-insurance/estimator/) - Calculate your life insurance needs with our comprehensive calculator.
- [Common insurance misconceptions](https://mitchinsurance.com/resources/insurance-misconceptions/) - Sometimes what seems like your insurance company acting badly is actually just how insurance works. Here are some examples.
- [Accessibility](https://mitchinsurance.com/accessibility/) - Mitch strives to comply with all accessibility standards under the AODA, and is proud to be an accessible workplace.
- [My house was damaged by fire – what do I do?](https://mitchinsurance.com/claims-centre/home/fire-damage/) - If you have a fire in your home, think of your family’s safety first. Once the fire is out, take these steps to help your claim go smoothly.
- [Someone was injured at my home. What do I do?](https://mitchinsurance.com/claims-centre/home/liability-someone-injured/) - If someone is injured at your home, it could lead to a claim on your home liability policy. Here are a few common sense steps you should take if that happens.
- [Someone vandalized my home. What do I do?](https://mitchinsurance.com/claims-centre/home/break-in-vandalism/) - You come home to discover a break-in or vandalism done to your home. The last thing you want to worry about is insurance. Let us help you through it.
- [My house was damaged by severe weather. What do I do?](https://mitchinsurance.com/claims-centre/home/weather-damage/) - When severe weather damages your home, there are certain steps that you can take to help minimize the damage and make sure your insurance claim goes smoothly.
- [My home has water damage. What do I do?](https://mitchinsurance.com/claims-centre/home/water-damage/) - If you come home to discover that water has gotten into your home, there are a number of steps you should take to minimize the damage.
- [Someone stole or vandalized my car. What do I do?](https://mitchinsurance.com/claims-centre/car/stolen-or-vandalized/) - Taking these steps after you realize your car's been stolen or vandalized could save you a lot of hassles with your insurance claim.
- [I have a damaged windshield. What do I do?](https://mitchinsurance.com/claims-centre/car/damaged-windshield/) - A stone hits your windshield and chips it. What do you do? Repair it? Replace it? Is it covered? Let us walk you through it.
- [Fire or weather damaged my car. What do I do?](https://mitchinsurance.com/claims-centre/car/fire-weather-damage/) - If a fire or severe weather damages your car, save yourself a lot of hassles by following these simple steps before and during your claim.
- [All posts](https://mitchinsurance.com/blog/all/) - We care about our insurance customers and we care about the community too. Check out our blog to see what's new with insurance in Ontario!
- [Mitchell & Whale continues to strengthen leadership team with new appointments](https://mitchinsurance.com/about-us/media-room/mitchell-whale-continues-to-strengthen-leadership-team-with-new-appointments/) - Mitchell & Whale targets top-20 brokerage by 2030. Ketelaars is Chief Process Officer; Logan, Director of Personal Lines, to enhance client experience.
- [Mitchell & Whale Insurance Brokers named one of Canada’s Top Growing Companies](https://mitchinsurance.com/about-us/media-room/mitchell-whale-insurance-brokers-named-one-of-canadas-top-growing-companies/) - Mitchell & Whale ranked in Canada's Top Growing Companies, eyeing top-20 by 2030 with $1B premiums. CEO credits team's innovative approach.
- [Mitchell & Whale reports full-year results and ramps up investment in new strategy](https://mitchinsurance.com/about-us/media-room/mitchell-whale-reports-full-year-results-and-ramps-up-investment-in-new-strategy/) - Mitchell & Whale reported 33% revenue growth, $51M premiums for 2021. Aiming for top-20 with $1B premiums by 2030. Hiring and rebranding ahead.
- [Mitchell & Whale announces bold new strategy to grow into a top-20, $1 billion national brokerage](https://mitchinsurance.com/about-us/media-room/mitchell-whale-announces-bold-new-strategy-to-grow-into-a-top-20-1-billion-national-brokerage/) - M&W targets $1B in premiums by 2030 with a tech-focus. They plan to expand workforce 30% in 2021, aiming for 1,200 staff by 2030. New strategy starts Aug 1.
- [Mitchell & Whale announces upcoming rebrand and introduces lovable insurance on Valentine’s Day](https://mitchinsurance.com/mitchell-whale-announces-upcoming-rebrand-and-introduces-lovable-insurance-on-valentines-day/) - Press Release: Mitchell & Whale Insurance rebrands to 'Mitch'. Launching 'lovable insurance' in late March, focusing on superior customer service.
- [Privacy policy](https://mitchinsurance.com/privacy-policy/) - At Mitch Insurance Brokers, we take your privacy seriously. We are committed to shielding your privacy and protecting your personal information.
- [Terms and conditions](https://mitchinsurance.com/terms-conditions/) - Mitch Insurance Brokers terms and conditions. If you do not agree to these terms and conditions, please leave this website.
- [Sitemap](https://mitchinsurance.com/sitemap/) - Browse our sitemap ; an overview of all the pages on our website. Can't find what you're looking for? Just give us a call at 1-800-731-2228
- [CVMG Form](https://mitchinsurance.com/cvmg-form/) - CVMG members: Use this form to request an exclusive insurance quote through Mitch Insurance. Reduced rates on vintage bike pleasure use coverage, multi-bike discounts, and more.
- [Commercial lines CSR](https://mitchinsurance.com/about-us/careers/commercial-csr/) - Opening a new branch? Adding a vehicle? As a Commercial CSR, you’ll help our business customers keep their commercial coverage up to date. Apply today!
- [Mitchell & Whale officially rebrands as Mitch and embarks on a mission to make insurance lovable](https://mitchinsurance.com/about-us/media-room/mitchell-whale-officially-rebrands-as-mitch-and-embarks-on-a-mission-to-make-insurance-lovable/) - Mitchell & Whale rebrands as "Mitch" with a new site and "lovable insurance" value. Aiming for top-20 brokerage, they've grown 36% since 2021.
- [Mitch Insurance certified as a Great Place to Work](https://mitchinsurance.com/about-us/media-room/mitch-insurance-certified-as-a-great-place-to-work/) - Mitch Insurance, a leading Canadian brokerage, was recognized as a Great Place to Work based on employee feedback and initiatives promoting a positive workplace culture.
- [Mitch Insurance named one of Canada’s Top Growing Companies for second straight year](https://mitchinsurance.com/about-us/media-room/mitch-insurance-named-one-of-canadas-top-growing-companies-for-second-straight-year/) - Mitch Insurance, based in Whitby, Ontario, is honored as one of Canada's Top Growing Companies for the second year, with 81% three-year revenue growth.
- [Mitch Insurance wins multiple MarCom Awards for successful rebrand](https://mitchinsurance.com/about-us/media-room/mitch-insurance-wins-multiple-marcom-awards-for-successful-rebrand/) - Mitch Insurance, formerly Mitchell & Whale, celebrated its rebrand with three MarCom Awards, including a platinum for its "lovable insurance" video and golds for its website and PR strategy.
- [Mitch ranked #2 broker in Canada](https://mitchinsurance.com/mitchell-whale-insurance-brokers-ranked-2-in-canada/) - Mitch was recently voted #1 in Ontario and #2 Insurance Broker in Canada by Insurance Business Canada magazine. Find out why!
- [Mitchell & Whale announces new Chief Marketing Officer](https://mitchinsurance.com/about-us/media-room/mitchell-whale-announces-new-chief-marketing-officer/) - Mitchell & Whale hire Igor Bubic as CMO. Known for his role at Gore Mutual, he'll revamp marketing and brand strategy. Both see transformative times ahead.
- [Official rules and regulations  ](https://mitchinsurance.com/2022-holiday-contest/) - This Contest is sponsored and operated solely by Mitch Insurance.
- [Online insurance quote](https://mitchinsurance.com/online-insurance-quote/)
- [Personal lines sales broker](https://mitchinsurance.com/about-us/careers/sales-broker/) - Have a proven sales record, an entrepreneurial mindset and can provide world-class customer service in your sleep? We want you on our team.
- [Experienced personal lines insurance broker CSR - work remote!](https://mitchinsurance.com/about-us/careers/csr/) - If you know how great customer service leads to great sales and great sales leads to great customer service, apply today to be a CSR - Personal Lines.
- [Motorcycle insurance quote](https://mitchinsurance.com/motorcycle-insurance-quote/)
- [Auto Insurance Quote FB1](https://mitchinsurance.com/auto-insurance/quote-fb1/) - Get a quote on Ontario auto insurance today. Request a quote online, or call to speak with a broker at 1-800-731-2228.

## Insurance Companies

- [CAA Insurance](https://mitchinsurance.com/insurance-companies/caa/) - CAA Insurance offers a full suite of personal insurance products, drawing on 45+ years of its parent company helping Canadians with their road and travel needs.
- [TD Insurance](https://mitchinsurance.com/insurance-companies/td/) - Learn the basics of TD Insurance's coverage offerings in Ontario. Check out customer reviews or leave one if you're already a customer of TD.
- [Max Insurance](https://mitchinsurance.com/insurance-companies/max-insurance/) - Max Insurance focuses on using technology to create more precise policies. Coverage for home, business, motorcycle, & farm. Learn more about this company here.
- [Pacific Marine](https://mitchinsurance.com/insurance-companies/pacific-marine-underwriting-managers-ltd/) - Pacific Marine Underwriting Managers Ltd. (PMU) specializes in offering insurance for Canadians who enjoy boating and a wide variety of other watercraft.
- [Intact Insurance](https://mitchinsurance.com/insurance-companies/intact/) - Read and leave reviews about Intact insurance, Canada's largest P&C insurance provider.
- [Industrial Alliance](https://mitchinsurance.com/insurance-companies/industrial-alliance/) - Industrial Alliance has been giving Canadians peace of mind for more than a century. Offerings include group benefits, life, home, auto, RV coverage and more.
- [RBC Insurance](https://mitchinsurance.com/insurance-companies/rbc-insurance/) - Everything you need to know about RBC Insurance, one of the largest bank-owned insurance companies in Canada. Get a quote, read reviews and leave your own.
- [April Canada Insurance](https://mitchinsurance.com/insurance-companies/april-canada/) - April Canada offers specialty insurance, primarily for businesses, but also for some high-risk personal insurance products like AirBnBs.
- [Wawanesa Canada](https://mitchinsurance.com/insurance-companies/wawanesa-canada/) - Wawanesa Canada offers a selection of car, home, farm and business insurance products via its nation-wide network of independent insurance brokers.
- [Manulife Insurance](https://mitchinsurance.com/insurance-companies/manulife-financial/) - Founded in 1887, Manulife offers services ranging from investment consulting to personal insurance lines, and focuses on life and health insurance products.
- [Echelon Insurance](https://mitchinsurance.com/insurance-companies/echelon/) - Echelon Insurance specializes in higher-risk coverages, including for motorcycles, collector vehicles and drivers with multiple tickets or claims.
- [Wayfarer Insurance](https://mitchinsurance.com/insurance-companies/wayfarer/) - Wayfarer Insurance Group is underwritten by Aviva Canada, specializing in insurance for RVs, motorhomes and trailers, distributed through independent brokers.
- [Great-West Life](https://mitchinsurance.com/insurance-companies/great-west-life-assurance/) - Great-West Life has a 130-year history of providing life and health insurance products for Canadians and group benefits for business.
- [Cowan Insurance](https://mitchinsurance.com/insurance-companies/cowan/) - Founded in 1927, Cowan Insurance Group deals in high risk and standard personal and business insurance, covering risks that others might avoid.
- [Canada Life](https://mitchinsurance.com/insurance-companies/canada-life/) - Now part of the Great-West Life Assurance Company, Canada Life has been offering Canadians life and health insurance products for more than 170 years.
- [Beacon Insurance](https://mitchinsurance.com/insurance-companies/beacon-underwriting/) - Beacon Underwriting specializes in niche package insurance products designed for marine, recreational vehicles, events, and more. Read/leave reviews.
- [Zurich Canada](https://mitchinsurance.com/insurance-companies/zurich-canada/) - Zurich Canada is part of the Zurich Insurance Group, providing a wide range of business (commercial) insurance options for mid-to-large enterprises.
- [Wynward Insurance](https://mitchinsurance.com/insurance-companies/wynward/) - Wynward Insurance Group specializes in providing business insurance for professionals who may struggle to find insurance that meets their unique needs.
- [Western Assurance](https://mitchinsurance.com/insurance-companies/western-assurance/) - A member of the RSA Group, Western Assurance offers auto, home, condo, tenants, cottage and other personal insurance products, via a broker network.
- [Unica Insurance](https://mitchinsurance.com/insurance-companies/unica/) - Unica insurance personal and commercial offerings are diverse, stable, and can fit your lifestyle. Speak with one of our brokers for a quote.
- [TruShield Insurance](https://mitchinsurance.com/insurance-companies/trushield/) - A subsidiary of Northbridge Financial, TruShield Insurance is Canada’s first provider of direct-to-consumer small business insurance.
- [Trillium Mutual](https://mitchinsurance.com/insurance-companies/trillium-mutual/) - Established in 2004, Trillium Mutual Insurance Co. offers Ontario auto, home, business, and farm insurance. Learn more about them and leave a review.
- [Travelers Canada](https://mitchinsurance.com/insurance-companies/travelers-canada/) - Travelers Canada is one of the largest insurers in Canada, and offers a wide selection of personal and business insurance products.
- [Totten Insurance](https://mitchinsurance.com/insurance-companies/totten-group/) - Established in 2002, Totten Insurance Group specializes in non-standard insurance for hospitality; construction; roofing, agriculture and protective services.
- [The Personal](https://mitchinsurance.com/insurance-companies/the-personal/) - The Personal offers home, auto and other personal insurance products to large employers like the Canadian military, police and fire services.
- [Sun Life Financial](https://mitchinsurance.com/insurance-companies/sun-life-canada/) - Established in 1865, Sun Life Canada is one of the oldest insurance companies in Canada. Dedicated to improving the health and wealth of its clients.
- [State Farm Canada](https://mitchinsurance.com/insurance-companies/state-farm-canada/) - State Farm Insurance is owned by the Desjardins Group, and operates as Desjardins Insurance, providing Canadians a wide range of personal insurance products.
- [South Western](https://mitchinsurance.com/insurance-companies/south-western-group/) - South Western Group Insurance specializes in business insurance for enterprises that may be seen as high-risk and have trouble finding insurance elsewhere.
- [Sonnet Insurance](https://mitchinsurance.com/insurance-companies/sonnet/) - Sonnet Insurance is the online arm of the Economical Insurance group, and offers Canadians a wide range of personal insurance solutions.
- [SGI Canada](https://mitchinsurance.com/insurance-companies/sgi-canada/) - Find out about the insurance products offered through SGI Canada. Read and leave reviews for SGI, or contact one of our Ontario brokers for an insurance quote.
- [ScotiaLife Financial](https://mitchinsurance.com/insurance-companies/scotialife-financial/) - ScotiaLife Financial is a subsidiary of Scotiabank, offering mortgage insurance as well as life, travel, health, auto and home coverage.
- [Portage La Prairie Mutual](https://mitchinsurance.com/insurance-companies/portage-mutual/) - A Canadian-owned mutual insurance company founded in 1884, Portage Mutual offers insurance for home, auto, retail/commercial, and agricultural business.
- [Perth Insurance](https://mitchinsurance.com/insurance-companies/perth/) - Perth Insurance is a subsidiary of Economical Insurance, providing personal insurance coverage for individuals who may not qualify for the standard market.
- [Pembridge Insurance](https://mitchinsurance.com/insurance-companies/pembridge/) - Read and leave reviews for Pembridge Insurance, offering a comprehensive range of personal lines insurance products designed to meet the needs of Canadians since 1999.
- [Peel Mutual](https://mitchinsurance.com/insurance-companies/peel-mutual/) - Peel Mutual is an insurer owned and operated for residents of Ontario, and specializes in farm, commercial, life and residential coverage. Find out more!
- [PAL Insurance](https://mitchinsurance.com/insurance-companies/pal/) - Established in 1989, PAL Insurance is a Canadian broker specializing in Special Events Liability and niche coverage like weddings and ATM/vending machines.
- [Pafco Insurance](https://mitchinsurance.com/insurance-companies/pafco/) - Read and leave reviews on Pafco insurance - a provider of non-standard, or high-risk auto insurance for over 25 years in Ontario.
- [Optimum Insurance](https://mitchinsurance.com/insurance-companies/optimum-general/) - Optimum General Insurance offers a home, auto, farm, and business coverage to customers in Alberta, Manitoba, Saskatchewan, Ontario, Quebec, and British Columbia. Learn more about this company.
- [Northbridge Insurance](https://mitchinsurance.com/insurance-companies/northbridge-insurance/) - Northbridge Insurance, a subsidiary Northbridge Financial Corporation, offers personal and business insurance. Serving Canadians for more than 90 years.
- [Mutual Fire Insurance](https://mitchinsurance.com/insurance-companies/mutual-fire-insurance-company-of-british-columbia/) - The Mutual Fire Insurance Company of British Columbia specializes in farm and business in 5 Canadian provinces. Learn more or leave a review.
- [Markel Canada](https://mitchinsurance.com/insurance-companies/markel-canada/) - Markel Canada is a specialty business (commercial) insurer, focusing on niche liability insurance products that most other companies do not offer.
- [Lemonade](https://mitchinsurance.com/insurance-companies/lemonade/) - Everything you need to know about Lemonade Insurance Company. Read and leave reviews as well!
- [Johnson Insurance](https://mitchinsurance.com/insurance-companies/johnson/) - A member of the RSA group, Johnson Insurance offers a plethora of insurance products, including auto, home and travel insurance, as well as group benefits.
- [Jevco Insurance](https://mitchinsurance.com/insurance-companies/jevco/) - Jevco is part of the Intact Group, and is a leading provider of non-standard auto insurance, for drivers who may have a less-than-perfect driving record.
- [Ivari Insurance](https://mitchinsurance.com/insurance-companies/ivari/) - Ivari Insurance (formerly Transamerica Life Canada) is a life insurance and investment company committed to making insurance simple for their clients.
- [HTM Insurance](https://mitchinsurance.com/insurance-companies/htm/) - Hamilton Township Mutual (HTM) Insurance was founded in 1898. Serving customers across Ontario, specializing in home, auto, farm and business insurance.
- [HSB BI&I](https://mitchinsurance.com/insurance-companies/munich-re-hsbbii/) - HSB BI&I is a Canadian leader in residential and commercial equipment breakdown insurance. Learn more and read reviews about this insurer.
- [Heartland](https://mitchinsurance.com/insurance-companies/heartland-farm-mutual/) - Established in 2016, Heartland Farm Mutual Insurance Company offers auto, home, farm, business, & specialty insurance. Learn more & read reviews.
- [Halwell Mutual](https://mitchinsurance.com/insurance-companies/halwell-mutual/) - Based in Guelph, Halwell Mutual Insurance Company is one of Canada's oldest insurers. Focused on rural communities throughout Southwestern Ontario.
- [Hagerty Canada](https://mitchinsurance.com/insurance-companies/hagerty-canada/) - Established in 2009, Hagerty provides specialty auto insurance for more classics and collector cars than anyone else in the world. Underwritten by Aviva.
- [Grenville Mutual](https://mitchinsurance.com/insurance-companies/grenville-mutual/) - Learn about Grenville Mutual’s insurance products; read or leave reviews; or get a quote for Ontario coverage from one of our brokers.
- [Green Shield Canada](https://mitchinsurance.com/insurance-companies/green-shield-canada/) - Green Shield Canada is a not-for-profit provider of health and dental benefits for businesses as well as individuals and families.
- [Gore Mutual](https://mitchinsurance.com/insurance-companies/gore-mutual/) - Gore Mutual Insurance is Canada's oldest P&C insurer (1839). Voted #1 insurance company in Ontario by brokers in 2014, offering personal and business insurance.
- [Federated Insurance](https://mitchinsurance.com/insurance-companies/federated/) - For over 95 years, Federated Insurance has specialized in providing business coverage, typically to mid-sized and large organizations.
- [Facility Association](https://mitchinsurance.com/insurance-companies/facility-association/) - Facility Association is a not-for-profit company that offers auto insurance for drivers/vehicles that do not qualify for insurance elsewhere.
- [Esurance Canada](https://mitchinsurance.com/insurance-companies/esurance-canada/) - Esurance Canada is the online arm of Allstate Insurance, offering home and auto insurance that you can buy and manage on your computer or mobile device.
- [Empire Life](https://mitchinsurance.com/insurance-companies/empire-life/) - Founded in 1923, Empire Life offers Canadians a selection of life insurance and investment products, as well as affordable benefit plans for any size business.
- [Economical Insurance](https://mitchinsurance.com/insurance-companies/economical/) - Read and leave reviews for Economical Insurance, one of the best known and largest property and casualty insurers in Canada.
- [Dufferin Mutual](https://mitchinsurance.com/insurance-companies/dufferin-mutual-insurance-company/) - Founded by local farmers in 1895, Dufferin Mutual is still owned entirely by its Ontario policyholders. Offering farm, home, business, and auto insurance.
- [Desjardins Insurance](https://mitchinsurance.com/insurance-companies/desjardins/) - Read reviews, leave reviews and learn about coverage offered by Desjardins Insurance.
- [Commonwell Insurance](https://mitchinsurance.com/insurance-companies/commonwell-mutual/) - Commonwell Mutual Insurance provides home, auto, watercraft, farm and business (commercial) coverage to its customers in Ontario.
- [Coachman Insurance](https://mitchinsurance.com/insurance-companies/coachman/) - Coachman has been an industry leader in Ontario for high-risk auto insurance since 1979, and also offers a wide range of other insurance. Part of SGI Canada.
- [Chubb Insurance Canada](https://mitchinsurance.com/insurance-companies/chubb-canada/) - Chubb Insurance Canada is part of the largest publicly traded P&C insurance company in the world, offering both personal and business (commercial) insurance.
- [Cambrian Special Risks](https://mitchinsurance.com/insurance-companies/cambrian-special-risks/) - Cambrian Special Risks Insurance Services specializes in non-standard coverage for special events, sports, marine, prize indemnity, aviation, and more.
- [Burns & Wilcox Canada](https://mitchinsurance.com/insurance-companies/burns-wilcox-canada/) - Burns & Wilcox Canada is an underwriter specializing in high-risk coverage, including environmental, recreation, marine, and transportation sectors.
- [BMO Insurance](https://mitchinsurance.com/insurance-companies/bmo/) - Read/leave reviews and get a quote on life, health, and travel coverage in Ontario from BMO Insurance.
- [Blue Cross Canada](https://mitchinsurance.com/insurance-companies/blue-cross/) - Blue Cross Insurance specializes in health insurance for those not covered through a public or workplace plan, as well as group coverage for businesses.
- [Berkley Canada](https://mitchinsurance.com/insurance-companies/berkley-canada/) - Established in 1967, Berkley Canada offers commercial casualty, professional liability, executive risk and travel insurance products.
- [Belairdirect](https://mitchinsurance.com/insurance-companies/belairdirect/) - Founded in 1955, Belairdirect is part of Intact Financial, specializing in auto insurance, but also offering homeowners' and other personal insurance.
- [Beazley Canada](https://mitchinsurance.com/insurance-companies/beazley-canada/) - Beazley Canada is a business (commercial) insurer, specializing in coverage for the manufacturing sector.
- [Aviva Canada](https://mitchinsurance.com/insurance-companies/aviva-canada/) - Company info for Aviva Canada: Learn about Aviva's insurance products; read or leave reviews; or get a quote for Ontario coverage from one of our brokers.
- [Allstate Canada](https://mitchinsurance.com/insurance-companies/allstate-canada/) - Allstate Canada has been protecting Canadians since 1953. The "good hands" people, offering peace of mind in all areas of insurance.
- [Allianz](https://mitchinsurance.com/insurance-companies/allianz-global-assistance/) - Allianz Global Assistance is one of the world's leaders in travel insurance and financial protection.
- [AIG Canada](https://mitchinsurance.com/insurance-companies/aig-canada/) - AIG Canada is part of the AIG group, which has been operating for more than a century, and specializes in business (commercial) insurance.
- [The Guarantee](https://mitchinsurance.com/insurance-companies/the-guarantee-company-of-north-america/) - Guarantee Company is a leader in surety and specialty insurance, including contract; commercial and developer surety; corporate insurance and more.
- [RSA Canada](https://mitchinsurance.com/insurance-companies/rsa-canada/) - With a history spanning almost two centuries in Canada, RSA Canada offers a suite of insurance products that includes home, auto and business coverage.
- [Marsh Canada](https://mitchinsurance.com/insurance-companies/marsh-canada/) - Marsh Canada is a leading insurance provider for components, hardware, instrumentation, microelectronics, multimedia, software, and telecommunications.
- [Tugo Insurance](https://mitchinsurance.com/insurance-companies/tugo/) - Tugo is a Canadian company that is solely focused on offering travel insurance products for Canadians and visitors to Canada.
- [Zenith Insurance](https://mitchinsurance.com/insurance-companies/zenith/) - Zenith Insurance is part of the Northbridge Financial Corporation, and offers personal home and auto coverage to customers across Canada. Learn more or leave a review.
- [Next Wave Canada](https://mitchinsurance.com/insurance-companies/next-wave/) - Next Wave Insurance Canada specializes in creating customized insurance products for Canada’s growing cannabis sector.
- [Victor Insurance](https://mitchinsurance.com/insurance-companies/victor-insurance/) - For 40+ years, Victor has been providing professional liability, construction insurance, commercial general liability, group and retiree benefits.

## Insurances

- [Auto insurance](https://mitchinsurance.com/auto-insurance/) - Let us do the insurance shopping and coverage comparisons for your car, truck or other vehicle. We represent over 70 insurance companies in Ontario and Canada!
- [Business insurance](https://mitchinsurance.com/commercial-insurance/) - Each and every business, large and small, is exposed to unique risks. Our business insurance experts will find you the best coverage.
- [Homeowners insurance](https://mitchinsurance.com/home-insurance/owners/) - Don't take chances with your biggest investment. Speak with an insurance broker today for advice on insuring your Ontario home.
- [Home insurance](https://mitchinsurance.com/home-insurance/) - Saving on home insurance just got easier! Our professional team of licensed insurance experts will find you the best prices for your needs fast!
- [Motorcycle insurance](https://mitchinsurance.com/motorcycle-insurance/) - The best rates on motorcycle insurance in Ontario. Find out why more Ontario Riders are getting coverage for their bikes through Mitch Insurance.
- [Uber insurance](https://mitchinsurance.com/auto-insurance/uber/) - Protect yourself while providing services through Uber or Lyft in Ontario. Speak with one of our brokers if you carry paying customers in your own vehicle.
- [Third-party liability auto insurance](https://mitchinsurance.com/auto-insurance/third-party-liability/) - Speak with a broker to get the best rates on increased third-party liability automobile coverage in Ontario. With 70 insurance partners to serve you better.
- [No-fault auto insurance](https://mitchinsurance.com/auto-insurance/no-fault/) - Learn about Ontario's no-fault auto insurance system, and how it affects you in case of a claim. Call Mitch Insurance to learn more.
- [Uninsured automobile insurance](https://mitchinsurance.com/auto-insurance/uninsured-automobile/) - In Ontario, Uninsured Automobile Insurance is a mandatory part of your policy. Learn how you're protected if in an accident with an uninsured driver.
- [Fleet insurance](https://mitchinsurance.com/commercial-insurance/auto/fleet/) - Get the best rates in Ontario for your commercial fleet of 5 or more cars, trucks or other vehicles. 40 Canadian insurance partners to serve you better.
- [Pay-as-you-go car insurance](https://mitchinsurance.com/auto-insurance/caa-mypace/) - Want to learn more about CAA's MyPace pay-as-you-go car insurance program? Call us to speak with a broker in Ontario, at 1-800-731-2228. We specialize in helping you save on insurance.
- [Direct compensation property damage](https://mitchinsurance.com/auto-insurance/dc-pd/) - Direct Compensation – Property Damage (DC-PD) is a mandatory component of your auto insurance in Ontario. Learn about what this covers, and what it doesn't.
- [RHD insurance FAQ](https://mitchinsurance.com/auto-insurance/rhd/faq/) - Answers to commonly asked questions about Ontario right-hand drive vehicle insurance.
- [Basic vs. optional car insurance coverage in Ontario](https://mitchinsurance.com/auto-insurance/mandatory-vs-optional-coverage-ontario/) - A complete description of all mandatory auto insurance and optional coverage available to Ontario drivers.
- [Employer liability insurance](https://mitchinsurance.com/commercial-insurance/employers-liability/) - Get the protection you need should you be found liable for an employee's injury or illness. Employer liability Insurance keeps your employees safe and your business safer.
- [Classic car insurance](https://mitchinsurance.com/auto-insurance/classic-car/) - Call us for great rates on insurance coverage for your collector, antique, vintage or classic car. Voted #1 insurance brokerage in Ontario. 1-800-731-2228.
- [Coronavirus - COVID-19 and insurance coverage](https://mitchinsurance.com/covid19-coronavirus/) - Our insurance service and coverage database shows how your insurer is likely to respond to your insurance needs during the COVID-19 crisis.
- [Condo insurance](https://mitchinsurance.com/home-insurance/condo/) - Save big on condo insurance in Ontario. Let our brokers assess your needs and get you the most affordable rate with the most coverage.
- [Landlord insurance](https://mitchinsurance.com/home-insurance/landlord/) - Insurance quotes for your Ontario rental property. Our brokers will find you the coverage you need at the best prices in the province.
- [Contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/) - Complete insurance protection for Ontario contractors and subcontractors. Get a free quote on rock solid, customized coverage today.
- [EV insurance](https://mitchinsurance.com/auto-insurance/electric-vehicle/) - Request a quote on electric vehicle insurance. Ontario residents only. Family-run brokerage for over 60 years. 70 Canadian insurance partners and counting.
- [RV insurance](https://mitchinsurance.com/auto-insurance/rv/) - Relax knowing you are well protected with RV insurance for your travel trailer, camper, motorhome or any other type of recreational vehicle in Ontario.
- [Commercial general liability insurance](https://mitchinsurance.com/commercial-insurance/cgl/) - Mitigate the risks of doing business by dealing with the pros. Expert advice and full liability coverage for your Ontario business.
- [Home insurance coverage D: additional living expenses](https://mitchinsurance.com/home-insurance/additional-living-expenses/) - Additional Living Expenses insurance covers the costs of living away from your home if it's uninhabitable as a result of insured damages. Learn more...
- [Non-owned auto liability insurance](https://mitchinsurance.com/commercial-insurance/non-owned-auto-liability/) - Protect against costly lawsuits if a vehicle being used to run your business is involved in an accident. Learn more about non-owned auto liability Insurance.
- [Tenants legal liability insurance](https://mitchinsurance.com/commercial-insurance/tenants-legal-liability/) - If your business rents a space, make sure that you have the right amount of tenants legal liability insurance as part of your CGL policy.
- [Home contents insurance](https://mitchinsurance.com/home-insurance/contents/) - Whether you rent or own your home in Ontario, protect your personal belongings with Contents Coverage.
- [Permanent life insurance](https://mitchinsurance.com/life-insurance/permanent/) - Learn about the lifelong financial protection and acumulated cash value offered by Permanent Life insurance.
- [Term 100 life insurance](https://mitchinsurance.com/life-insurance/term100/) - Looking for low-cost permanent life insurance with fixed premiums? Term 100 life insurance might be for you. Let us find you the best rates in Ontario.
- [Universal life insurance](https://mitchinsurance.com/life-insurance/universal/) - Flexibility is key with Universal Life Insurance: Lifetime coverage, flexible benefits, flexible premiums, and flexible cash value. Speak with a broker today.
- [Whole life insurance](https://mitchinsurance.com/life-insurance/whole/) - Protect your loved ones with permanent lifetime insurance protection that also allows you to accumulate wealth over time. Get a free quote in minutes.
- [Participating life insurance](https://mitchinsurance.com/life-insurance/participating/) - If you want permanent life insurance with an investment component, but prefer to let the experts manage those investments, get participating life insurance.
- [Group insurance](https://mitchinsurance.com/group-insurance/) - Your workers are happier, more productive, and more likely to stay if you offer group benefits like drug and dental plans. Find out how affordable it can be!
- [Life insurance](https://mitchinsurance.com/life-insurance/) - Create financial security for you and your family with affordable life and health insurance in Ontario. Ask one of our Ontario insurance brokers for a quote today.
- [Term life insurance](https://mitchinsurance.com/life-insurance/term/) - Term insurance is affordable life insurance that insures you for a specific period of time, such as 10, 20, or 30 years. Find out if it's the right fit for you.
- [Classic motorcycle insurance](https://mitchinsurance.com/motorcycle-insurance/classic/) - Spend your time on your prize bike without spending your budget on insurance. Choose from personalized coverage on classic, vintage, and antique motorcycle insurance in Ontario.
- [Discount bundles](https://mitchinsurance.com/motorcycle-insurance/wawanesa-motorcycle-auto-home-bundle/) - Experienced riders in Ontario: Save up to 50% on motorcycle insurance with motorcycle + auto + home bundle! Speak with one of our brokers today!
- [Pet insurance](https://mitchinsurance.com/pet-insurance/) - Your pet is always there whenever you need a friend. So if there comes a time when your pet really needs you, pet insurance can be extremely helpful.
- [Snowmobile insurance](https://mitchinsurance.com/snowmobile-insurance/) - If you own one of the 150,000 snowmobiles registered in Ontario, you need insurance before you hit the trails. Mitch has lots of options for you.
- [Travel insurance](https://mitchinsurance.com/travel-insurance/) - For your next summer vacation or winter escape, why not let us do the comparison-shopping for your travel insurance? Team of licensed insurance experts.
- [Home insurance coverage F: voluntary medical payments](https://mitchinsurance.com/home-insurance/voluntary-medical-payments/) - Learn about why Voluntary Medical Payment coverage is included with your home insurance and how it provides payments whether you’re legally liable or not.
- [Home insurance coverage G: voluntary property damage](https://mitchinsurance.com/home-insurance/voluntary-property-damage/) - Learn about how Voluntary Property Damage coverage provides you with an alternative to legal actions in case you damage someone's personal property.
- [Home insurance coverage: Dwelling and additional buildings](https://mitchinsurance.com/home-insurance/dwelling-building/) - Learn about dwelling insurance and additional building coverage. This home insurance coverage helps repair or rebuild your house if it’s damaged. Find out how.
- [Overland water insurance](https://mitchinsurance.com/home-insurance/overland-flood/) - Get the insurance protection of overland flood coverage before the unimaginable happens to your home. Ontario residents Only. Call today.
- [Sewer backup insurance](https://mitchinsurance.com/home-insurance/sewer-backup/) - Sewer backup insurance is now available in Ontario. Take advantage of this previously unavailable coverage to fill an important gap in your home insurance.
- [Tenant insurance](https://mitchinsurance.com/home-insurance/tenants/) - Secure your belongings with Ontario tenant insurance. Offering protection from theft, damage, personal liability, and more. Bundle with car insurance for savings.
- [Types of home insurance policies](https://mitchinsurance.com/home-insurance/policy-types/) - Do you know which type of home insurance you need? Learn what you need and what you don't depending on your location, risks, and budget.
- [Broad form home insurance](https://mitchinsurance.com/home-insurance/broad/) - If you're looking for no frills, inexpensive home insurance, a broad form policy may be for you. Call to speak with one of our brokers.
- [Vacant home insurance](https://mitchinsurance.com/home-insurance/vacant/) - Don't let exclusions on your home insurance policy leave you without coverage for your home when it's vacant. Speak with one of our brokers today.
- [Cottage rental insurance](https://mitchinsurance.com/home-insurance/owners/cottage-rental/) - Protect your cottage from the risks of rental damage, with coverage not included with a standard homeowner’s policy. Cottage rental insurance your way.
- [Identity theft insurance](https://mitchinsurance.com/home-insurance/identity-theft-insurance/) - Don't let criminals get the best of you should they get your personal and financial information, online or off. Protect yourself from identity theft.
- [Condo landlord insurance](https://mitchinsurance.com/home-insurance/landlord/condo/) - Contact one of our landlord insurance experts today to get a quote for your rental condo.
- [Mortgage insurance](https://mitchinsurance.com/mortgage-insurance/) - Speak with an M&W broker today for the best coverage and the best rates on mortgage insurance in Ontario. Call for a free quote today: 1-800-731-2228.
- [Ontario homeowners insurance coverage - at a glance](https://mitchinsurance.com/home-insurance/coverage/) - Understand what's covered by home insurance in Ontario. Get comprehensive coverage for your dwelling, its contents, and your personal liability.
- [Home insurance coverage E: personal liability](https://mitchinsurance.com/home-insurance/personal-liability/) - Personal Liability is a standard category of home insurance, protecting you from legal responsibility for accidents, damage and injuries in or out of your home.
- [Home insurance - named perils](https://mitchinsurance.com/home-insurance/named-perils/) - Named perils are the types of events that your insurance policy covers. Find out which perils might be named, and which are typically not covered.
- [Home insurance exclusions](https://mitchinsurance.com/home-insurance/exclusions/) - Find out what coverage is typically not included with home insurance in Ontario. Exclusions that leave gaps in your policy may warrant some extra coverage.
- [Drone insurance](https://mitchinsurance.com/drone-insurance/) - Drone insurance is a must for any Unmanned Aircraft Vehicles (UAV) if used for any commercial or business practices. From capturing sports to filmmaking.
- [Health insurance](https://mitchinsurance.com/health-insurance/) - As an outlet for over 70 of Canada’s top insurance companies, we can get you the best health insurance coverages and rates around.
- [Hole in one insurance](https://mitchinsurance.com/hole-one-insurance/) - If you're planning or helping to organize a golf tournament, you can add a lot of fun and some exciting prizes for a low cost with Hole-in-One Insurance.
- [Airbnb insurance](https://mitchinsurance.com/home-insurance/airbnb/) - If you rent out your home for short-term stays on a site like Airbnb, you need to protect yourself from liability and loss. Call us for a quote.
- [Comprehensive home insurance coverage](https://mitchinsurance.com/home-insurance/comprehensive/) - Get a quote on comprehensive home insurance for maximum coverage. Speak with an Ontario broker today.
- [Cottage insurance](https://mitchinsurance.com/home-insurance/cottage-seasonal-property/) - If you can't be there year-round, having adequate cottage insurance can give you peace of mind regarding your second home. Contact us for a quote.
- [Earthquake insurance coverage](https://mitchinsurance.com/home-insurance/earthquake-coverage/) - Don't leave your home unprotected. Earthquake insurance is essential for homeowners in the GTA, Kingston, London, the Niagara Region, or Windsor Ontario.
- [Groundwater insurance](https://mitchinsurance.com/home-insurance/groundwater-insurance/) - If water gets into your home through the foundation, that's only covered if you have ground water insurance, which is not standard in a home insurance policy.
- [High-risk home insurance](https://mitchinsurance.com/home-insurance/high-risk/) - Have you been labelled as "high-risk" by Ontario insurers? Don't panic, we're here to help. Speak with one of our specialist brokers about affordable coverage.
- [Comprehensive auto insurance](https://mitchinsurance.com/auto-insurance/comprehensive/) - Get the auto insurance coverage you need to protect against perils such as fire, theft, natural disasters, and more. Ask about Comprehensive coverage today.
- [All-Risk auto insurance coverage](https://mitchinsurance.com/auto-insurance/all-risk/) - Get the combined protection of Collision or Upset, comprehensive coverage, and more with All Risk auto insurance coverage.
- [Bricklayers insurance](https://mitchinsurance.com/commercial-insurance/contractors/bricklayers/) - Get the right coverage for your bricklaying business. Speak with our contracting insurance brokers today!
- [Basement contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/basement-contractor/) - Whether you’re a general contractor or a jack of all trades, if your main business is finishing basements, get specialized coverage to meet your business’ insurance needs.
- [Commercial truck insurance](https://mitchinsurance.com/commercial-insurance/trucking-insurance/) - Getting trucking insurance in Ontario just got easier! Why not take advantage of our insurance professionals who will gladly do the comparison-shopping.
- [Commercial property insurance](https://mitchinsurance.com/commercial-insurance/property/) - Insurance coverage for Ontario business property owners. Full coverage for your building and contents. Call for a quote.
- [Commercial liability insurance](https://mitchinsurance.com/commercial-insurance/liability/) - Get the insurance coverage you need for your business. CGL can protect you from legal responsibility for property damage or injury on the job. Get a quote.
- [Commercial landlord insurance](https://mitchinsurance.com/commercial-insurance/real-estate-landlord/) - Get the property insurance that suits your needs as a commercial landlord in Ontario. Call today to speak with a Mitch commercial insurance broker.
- [Commercial auto insurance](https://mitchinsurance.com/commercial-insurance/auto/) - Protect your Ontario business with commercial auto insurance. Covering company vehicles, goods transportation, passenger services, and offering competitive rates.
- [Cannabis business insurance](https://mitchinsurance.com/commercial-insurance/cannabis/) - Full coverage for licensed growers, producers, dispensaries, retailers, and all other ACMPR-related businesses in Ontario's Cannabis industry.
- [Business interruption insurance](https://mitchinsurance.com/commercial-insurance/business-interruption/) - Get the the business interruption coverage you need to prevent unnecessary losses from a temporary work stoppage. 40 Canadian insurance partners for Ontario.
- [Business contents insurance](https://mitchinsurance.com/commercial-insurance/business-contents/) - Protect your business assets with business contents insurance. Coverage for replacement, loss, water damage, and more!
- [Bailee's coverage](https://mitchinsurance.com/commercial-insurance/bailees-coverage/) - If you take temporary possession of your clients' property, then you need the protection offered by bailee's coverage. M&W has you covered.
- [Boat insurance](https://mitchinsurance.com/marine-insurance/) - Protect your boat or other watercraft with marine insurance, also called boating insurance, designed for your needs.
- [Farm insurance](https://mitchinsurance.com/commercial-insurance/farming/) - All the insurance coverage you need for your Ontario farm. Speak with a specialist broker today at 1-800-731-2228.
- [Equipment breakdown insurance](https://mitchinsurance.com/commercial-insurance/equipment-breakdown/) - Don't let sudden, accidental damage to your business equipment set you back. Speak with a Mitch insurance broker today.
- [Directors and officers insurance](https://mitchinsurance.com/commercial-insurance/directors-officers/) - Don't leave your organization and its directors and officers exposed to costly Directors & Officers liability claims. Learn everything you need to know about D&O coverage today.
- [Cyber insurance](https://mitchinsurance.com/commercial-insurance/cyber/) - Is your business protected from data breach? Get the cyber liability coverage you'll need should sensitive customer information be stolen by hackers.
- [Tools & equipment insurance](https://mitchinsurance.com/commercial-insurance/contractors/tools-coverage/) - In construction and contracting, your business is only as secure as your tools are. Speak with a broker for quotes on Ontario coverage from over 70 insurance companies.
- [Roofing insurance](https://mitchinsurance.com/commercial-insurance/contractors/roofing/) - Complete Insurance Coverage for Roofers in Ontario. Call today for a free quote: 1.800.731.2228
- [Pollution liability insurance](https://mitchinsurance.com/commercial-insurance/contractors/pollution-liability/) - Protect your contracting business against environmental risks with Contractors pollution liability (CPL). Call us for a quick quote.
- [Plumbing insurance](https://mitchinsurance.com/commercial-insurance/contractors/plumbing/) - Ask about our specialised insurance packages for plumbing business owners, contractors, and plumbers of all types in Ontario.
- [Painting contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/painters/) - Get Ontario painting contractor insurance at Mitch Insurance. We offer coverage for tools, vehicles, liability, and more. Call 1-800-731-2228 to speak with a broker.
- [Landscaping insurance](https://mitchinsurance.com/commercial-insurance/contractors/landscaping/) - Our commercial insurance experts are ready to do the comparison-shopping for you. We get you the best quotes based on the unique risks you face.
- [Installation floater insurance](https://mitchinsurance.com/commercial-insurance/contractors/installation-floater/) - Close gaps in your contractors insurance coverage while you are installing roofing, floors, plumbing or other fixtures, or while these materials are awaiting installation.
- [HVAC contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/hvac/) - Get HVAC contractor insurance customised to the needs of your business, your employees, and your subcontractors. Ask about our commercial insurance solutions.
- [Handyman insurance](https://mitchinsurance.com/commercial-insurance/contractors/handyman/) - For jacks-of-all-trades, handyman insurance is essential for protecting your bottom line. Your coverage should reflect any risks you face on the job.
- [General contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/general/) - Protect your general contracting business from claims and lawsuits due to accidents and injuries. Quick quotes and great rates for Ontario contractors.
- [Flooring contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/flooring/) - Your floor installation business is unique, and it needs unique coverage that recognizes the risks you face on the job. Call today for a great quote!
- [Electrician insurance](https://mitchinsurance.com/commercial-insurance/contractors/electricians/) - We know you don’t have any spare time so why not let our insurance brokers do the comparison-shopping for you? Based on your specific needs as an electrician in Ontario.
- [Drywall contractor insurance](https://mitchinsurance.com/commercial-insurance/contractors/drywall-plaster/) - Get the right insurance for your drywalling business at the best price. Our brokers make the best insurance companies in Ontario compete for your business.
- [Carpenter insurance](https://mitchinsurance.com/commercial-insurance/contractors/carpenters/) - Carpentry businesses in Ontario are subject to lawsuits and other losses that could put your livelihood at risk. Carpenter insurance is a must.
- [Builder's risk insurance coverage](https://mitchinsurance.com/commercial-insurance/contractors/builders-risk/) - Building or making major renovations to your home? Get builder's risk insurance to protect your investment. Speak with an insurance broker today at 800-731-2228
- [Product recall insurance](https://mitchinsurance.com/commercial-insurance/product-recall/) - Product recall insurance is a must-have for manufacturers. Hop on a call with one of our expert brokers today to find out why!
- [Professional and consultant insurance](https://mitchinsurance.com/commercial-insurance/professional-services/) - Get full coverage to protect your business interests, whichever professional service industry you work in, with Ontario's #1 insurance brokerage.
- [Professional liability insurance](https://mitchinsurance.com/commercial-insurance/professional-liability/) - Whether you're in law, business, healthcare, or other highly-skilled profession, you need the right coverage to match your risks. Let us shop for your coverage.
- [Realty insurance](https://mitchinsurance.com/commercial-insurance/realty/) - If you own real estate as a business operation then you need the protection offered by realty insurance. Speak with a Mitch insurance broker to find out more.
- [Restaurant insurance](https://mitchinsurance.com/commercial-insurance/restaurant/) - Looking for restaurant coverage? Insurance policies can start as low as $550/year. Speak with a broker in Ontario today - 1-800-731-2228.
- [Retail insurance](https://mitchinsurance.com/commercial-insurance/retail/) - Get the best quotes on insurance for your Ontario retail business. Over 70 insurance company partners for better rates and full coverage.
- [Salon insurance](https://mitchinsurance.com/commercial-insurance/beauty-professionals-hairdressers/) - Hair stylists and beauty professionals have very particular insurance needs, and M&W has the right package just for them.
- [Small business insurance](https://mitchinsurance.com/commercial-insurance/small-business/) - Your small business is your passion, but also your livelihood. The right business insurance can make the difference between continued success and bankruptcy.
- [Hospitality insurance](https://mitchinsurance.com/commercial-insurance/hospitality-lodging/) - Hospitality and lodging insurance for Ontario hotels, restaurants, bars, resorts, and more. Get a free quote today!
- [Legal expense insurance](https://mitchinsurance.com/commercial-insurance/legal-expense/) - As a small business, just because you can't afford in-house legal counsel, doesn't mean you can't assert your rights. Learn about legal expense insurance.
- [Liquor liability insurance](https://mitchinsurance.com/commercial-insurance/liquor-liability/) - If you own a restaurant, bar, club, or other establishment that sells alcohol in Ontario, protect your business with liquor liability insurance coverage.
- [Personal trainer insurance](https://mitchinsurance.com/commercial-insurance/personal-trainers/) - Get specialized insurance for personal trainers in Ontario. Includes liability, cyber, and property coverage. Call 1-800-731-2228 for a quote.
- [Private tutor insurance](https://mitchinsurance.com/commercial-insurance/private-tutors/) - Get a quote on insurance coverage for private tutors and teaching pods in Ontario.
- [Product liability insurance](https://mitchinsurance.com/commercial-insurance/product-liability/) - Don't be held responsible for any injury or damage caused by products you make or sell. Talk to one of our brokers for full product liability coverage.
- [Home business insurance](https://mitchinsurance.com/commercial-insurance/home-business/) - Get the insurance coverage you need to protect your home-based business. Speak with one of our brokers for a quote from over 70 insurers in Ontario.
- [Health professional insurance](https://mitchinsurance.com/commercial-insurance/healthcare-clinics/) - Let our brokers find you the healthcare professional insurance you need. Coverage for all types of medical clinics & healthcare facilities in Ontario.
- [Freelancer insurance](https://mitchinsurance.com/commercial-insurance/freelancers/) - Working as a freelancer comes with its own set of benefits, but also its own risks. Having the right package of insurance coverage is crucial.
- [RHD insurance](https://mitchinsurance.com/auto-insurance/rhd/) - Whether you drive a Japanese or British import, or a custom classic, you can get an affordable rate on auto insurance for right-hand drivers. Ontario only.
- [Home and auto discount bundles](https://mitchinsurance.com/auto-home-bundle/) - Combine your auto and home insurance for a multi-line discount. We work with over 70 insurance companies in Ontario and will find you the best bundle.
- [High-risk auto insurance](https://mitchinsurance.com/auto-insurance/high-risk/) - If you've been labelled a high-risk driver, speak to one of our brokers today. We work with every high-risk auto insurer in Ontario.
- [Specified perils](https://mitchinsurance.com/auto-insurance/specified-perils/) - Get the optional coverage you need and leave out what you don't. Speak with an Ontario broker about specified perils auto insurance today.
- [Collision or upset coverage](https://mitchinsurance.com/auto-insurance/collision-upset/) - Are you covered against damage to your vehicle if you're involved in a collision? Speak with an Ontario broker about Collision or Upset auto insurance today.
- [Insurance quotes](https://mitchinsurance.com/online-insurance-quote/) - Insurance quotes for every type of coverage available in Ontario - from 70+ insurance companies. Speak with an broker about auto, home, life, business insurance & much more.
- [CVMG](https://mitchinsurance.com/cvmg/) - Exclusive insurance for CVMG members at Mitch Insurance. Get standout rates, vintage bike pleasure use coverage, multi-bike discounts, and more. Request a quote today!
- [Junior Wings](https://mitchinsurance.com/junior-wings/) - We’re proud to partner with the Junior Wings Hockey Club to support their fundraising efforts.

## Team Members

- [Aaron Blackwood](https://mitchinsurance.com/about-us/staff/aaron-blackwood/) - Aaron Blackwood is an experienced sales leader and coach with ten years in the industry, holding CAIB (Honours) and CIP designations.
- [Samantha Thorne](https://mitchinsurance.com/about-us/staff/samantha-thorne/) - Samantha Thorne is a Mitch Insurance personal lines account manager. Expert in assisting customers with policy changes & complex insurance issues.
- [Lori Santo](https://mitchinsurance.com/about-us/staff/lori-santo-2/) - An account manager with two decades worth of expertise to share, Lori Santo helps Mitch customers with all their insurance needs.
- [Lisa McLachlin](https://mitchinsurance.com/about-us/staff/lisa-mclachlin/) - Got a home or auto policy with Mitch? Call Lisa McLachlin if you have any questions or changes. She’s in your corner.
- [Kathryn Lebert](https://mitchinsurance.com/about-us/staff/kathryn-lebert/) - Kathryn Lebert is the one to call when you have a question about your policy or need to make a change. Whatever you need, she’ll help you out.
- [Jessica Glazer](https://mitchinsurance.com/about-us/staff/jessica-glazer/) - Jessica Glazer has been with Mitch Insurance since October of 2022, and is part of our service team.
- [Jeanette Duncan](https://mitchinsurance.com/about-us/staff/jeanette-duncan/) - Jeanette Duncan loves mystery novels, but there will be no mystery if you ask her about a tough insurance issue.
- [Erin Genereaux](https://mitchinsurance.com/about-us/staff/erin-genereaux/) - Erin Genereaux brings years of experience in the insurance industry to her work as an account manager at Mitch. If you’re a Mitch customer, she’s here to help.
- [Cheryl Thornton](https://mitchinsurance.com/about-us/staff/cheryl-thornton/) - If you’re a Mitch customer and need to add a new driver to your policy or change your address, Cheryl Thornton will take care of you. Give her a call.
- [Brody Johnston](https://mitchinsurance.com/about-us/staff/brody-johnston/) - Brody is an account manager on our service team. He's been working at Mitch Insurance since August 2017.
- [Anjali Kaushik](https://mitchinsurance.com/about-us/staff/anjali-kaushik/) - Anjali Kaushik works in our service department, helping existing Mitch customers with changes to their personal insurance.
- [Alex Gemmiti](https://mitchinsurance.com/about-us/staff/alex-gemmiti/) - Alex is a team leader on our service team and a claims specialist. He's worked at Mitch since June 2017.
- [Daniela Casselman](https://mitchinsurance.com/about-us/staff/daniela-casselman/) - Daniela is a sales broker, focusing on personal insurance (home, auto). She started with Mitch in December 2018.
- [Cassie Gilroy](https://mitchinsurance.com/about-us/staff/cassie-gilroy/) - Cassie Gilroy has 20+ years in the insurance industry. As Mitch Insurance's Retention Manager, Cassie is dedicated to the best coverage, trust, & long-term business relationships.
- [Adam Mitchell](https://mitchinsurance.com/about-us/leadership/adam-mitchell/) - As CEO and Chief Awesomeness Officer at Mitch, Adam Mitchell is always on the lookout for the latest insurtech, promising young brokers, toys…
- [Alex Hillhouse](https://mitchinsurance.com/about-us/staff/alex-hillhouse/) - Alex is a sales broker for personal insurance. He's been with Mitch since July 2018.
- [Lyndsey Dewdney](https://mitchinsurance.com/about-us/staff/lyndsey-dewdney/) - As a VIP Account Manager, Lyndsey specializes in renewal strategies and creating customized insurance solutions for our high-net-worth clients.
- [May Tang](https://mitchinsurance.com/about-us/staff/may-tang/) - May Tang started working with Mitch Insurance in June of 2023 as personal lines account manager.
- [Mark Heinecke](https://mitchinsurance.com/about-us/staff/mark-heinecke/) - Mark Heinecke is the guy you want to call when you need a great price for your personal insurance. Home? Auto? Cottage? He’ll set you up.
- [Katie Young](https://mitchinsurance.com/about-us/staff/katie-young/) - Katie Young has worked in the insurance industry since 2014, and is currently a sales broker at Mitch.
- [Amanda Conely](https://mitchinsurance.com/about-us/staff/amanda-conely/) - Amanda Conely has worked in the insurance industry since 1999 and have been a part of the Mitch Insurance team since 2023.
- [Joni McInnis](https://mitchinsurance.com/about-us/staff/joni-mcinnis/) - Meet Joni McInnis, one of Mitch's own account managers. Joni has 4years of industry experience and has licenses in multiple provinces. Read more about her here.
- [Natalie Mullins](https://mitchinsurance.com/about-us/staff/natalie-mullins/) - Natalie Mullins is an account manager here at Mitch Insurance. Her specialization lies in personal lines and OABs. Learn more about this Mitch team member here.
- [Nicole Schrader](https://mitchinsurance.com/about-us/staff/nicole-schrader/) - Nicole is a sales broker, personal lines (home, auto etc.). She started working at Mitch in January of 2018.
- [Peter Carnochan](https://mitchinsurance.com/about-us/staff/peter-carnochan/) - Peter Carnochan knows his stuff and will help you manage changes to your Mitch policy. Whatever you need, he’ll take care of you.
- [Ryan Chester](https://mitchinsurance.com/about-us/staff/ryan-chester/) - Ryan Chester is a great broker who will make you feel as special as you are. Great prices are a given. He’ll make you feel like a star.
- [Laura Leavitt](https://mitchinsurance.com/about-us/staff/laura-leavitt/) - Laura Leavitt specializes in commercial insurance, focusing on realty, rentals, builder’s risk, and contractors coverage.
- [Josh Hansen](https://mitchinsurance.com/about-us/staff/josh-hansen/) - Josh Hansen, insurance broker for Mitch Insurance has over 7 years experience in the industry. Josh is edicated to personal lines insurance.
- [Becky Burnett](https://mitchinsurance.com/about-us/staff/becky-burnett/) - Call Ashley England to get the right coverage for your home, car and family at an incredible price. Becky will set you up with a policy today.
- [Jesica Ryzynski](https://mitchinsurance.com/about-us/staff/jesica-ryzynski/) - Jesica Ryzynski is a claims specialist at Mitch with 26 years in the insurance industry, specializing in home and auto policies.
- [Jamie Conely](https://mitchinsurance.com/about-us/staff/jamie-conely/) - Jamie Conely has been working with Mitch since 1999 supporting the core service team with admin, service, and payments
- [Cheryl Jarvie](https://mitchinsurance.com/about-us/staff/cheryl-jarvie/) - Mitch account manager Cheryl Jarvie has been working in the insurance industry since 2000, with expertise in personal lines such as auto and home insurance.
- [Brian Dermody](https://mitchinsurance.com/about-us/staff/brian-dermody/) - Brian Dermody is one of our most experienced account managers. Our clients are always happy to hear his voice when they have an insurance problem.
- [Brenda Jesseau](https://mitchinsurance.com/about-us/staff/brenda-jesseau/) - Brenda Jesseau has been with Mitch since the end of February, 2023, and a licensed insurance broker since 1987.
- [Angela Allison](https://mitchinsurance.com/about-us/staff/angela-allison/) - Angela Allison has been working in the insurance industry for 20 years in claims, then commercial, and now in personal lines, selling auto, home, and more.
- [Lisa Indriksons](https://mitchinsurance.com/about-us/staff/lisa-indriksons/) - Lisa Indriksons has been with Mitch since May of 2020 and a registered broker since 2015.
- [Jake Hovinga](https://mitchinsurance.com/about-us/staff/jake-hovinga/) - Commercial lines customers have a friend in Jake Hovinga. He knows all the ins and outs of business insurance and put it to work for our clients every day.
- [Ashley-Ann McCreight](https://mitchinsurance.com/about-us/staff/ashley-mccreight/) - If you have your business insurance with Mitch, you’re in luck. Ashley McCreight will help you take care of any updates you need to make to your policy.
- [Debbie Joubert](https://mitchinsurance.com/about-us/staff/debbie-joubert/) - Debbie Joubert is an accomplished insurance broker with Mitch, also serving as President of the Brant County Insurance Brokers Association.
- [Ashley England](https://mitchinsurance.com/about-us/staff/ashley-england/) - Ashley England is the right broker to call when you want great quotes on home or car insurance and service with a smile.
- [Mike Hillhouse](https://mitchinsurance.com/about-us/leadership/mike-hillhouse/) - An experienced financial manager with more than 40 years of accounting and management experience, Mike Hillhouse is a senior member of our leadership team.
- [Desiree Minielly](https://mitchinsurance.com/about-us/leadership/desiree-minielly/) - Desiree Minielly is a seasoned marketing pro with lots of experience developing innovative campaigns and events.
- [Andrew Duncan](https://mitchinsurance.com/about-us/leadership/andrew-duncan/) - Andrew Duncan is Mitch's Director of Sales and Lead Generation for Personal Lines Sales, Life, Mortgage, and Pet insurance. He brings extensive experience in sales, marketing, and data.
- [Kari Calver](https://mitchinsurance.com/about-us/staff/kari-calver/) - Want to add a driver, remove a driver, add a car or change your address? Call Kari Calver today. She’ll take care of you.
- [Jenna Minchella](https://mitchinsurance.com/about-us/leadership/jenna-minchella/) - Jenna Minchella is leading strategies around people, culture and DE&I to make Mitch Insurance one of the best workplaces in insurance.
- [Scott Logan](https://mitchinsurance.com/about-us/leadership/scott-logan/) - Scott is Director of Personal Lines at Mitch. He's been with the brokerage since September of 2015.
- [Nick Kidd](https://mitchinsurance.com/about-us/leadership/nick-kidd/) - Nick heads up our business insurance team. He's been working at Mitch since December 2018.

## Best Category Pages

- [The Best of Home Insurance in Ontario](https://mitchinsurance.com/category/the-best-of-home-insurance-in-ontario/)

## Adjusting Companies

- [ClaimsPro](https://mitchinsurance.com/adjusting-companies/claimspro/) - Read and leave reviews for ClaimsPro, Canada's largest independent adjustment company, with over 120 branches across the country.
- [Cunningham Lindsey](https://mitchinsurance.com/adjusting-companies/cunningham-lindsey/) - Read and leave reviews for Cunningham Lindsey. Everything you need to know about Cunningham Lindsey's services in Canada.
- [DSB Claims](https://mitchinsurance.com/adjusting-companies/dsb-claims/) - DSB Claims is an Ontario-based independent insurance adjuster, working with insurance companies to handle claims for policyholders across the province.
- [Crawford & Company](https://mitchinsurance.com/adjusting-companies/crawford-company/) - Crawford & Company is the largest independent claims management company in the world, with more than 40 locations in Canada.

## Categories

- [Auto insurance](https://mitchinsurance.com/category/auto-insurance/) - Auto insurance is regulated by provincial governments and can change quickly. Check out the latest auto insurance stories here.
- [General insurance info](https://mitchinsurance.com/category/general-insurance-info/) - Why do rates go up? What happens if I miss a payment? What’s a deductible. Brush up on your general insurance knowledge.
- [Home insurance](https://mitchinsurance.com/category/home-insurance/) - Learn all you need to know about buying home insurance in Ontario from our article archive. Learn how to save and how to find the best coverage for your home.
- [Life insurance](https://mitchinsurance.com/category/life-insurance/) - Life insurance is insurance for your most valuable asset, yourself. Read up on the latest developments in life insurance and how they could impact you.
- [Commercial insurance](https://mitchinsurance.com/category/commercial-insurance/) - If you run your own business, there are a number of risks that you may need insurance for. Keep up with the latest news about commercial insurance.
- [Event insurance](https://mitchinsurance.com/category/event-insurance/)
- [Lower insurance rates](https://mitchinsurance.com/category/lower-insurance-rates/) - Money can’t buy you love, but most of us would love to have more money. We share helpful tips on how to shrink your monthly insurance bill.
- [Travel Insurance](https://mitchinsurance.com/category/travel-insurance/) - Going abroad can be the adventure of a lifetime. Travel insurance is an affordable way to avoid hassles and big medical bills. Learn about travel insurance.
- [Marine insurance](https://mitchinsurance.com/category/marine-insurance/) - Smart boaters know that getting out on the water is much more relaxing when you have the right insurance. Read the latest about marine insurance.
- [Insurance brokers](https://mitchinsurance.com/category/general-insurance-info/insurance-brokers/) - Insurance brokers are a different way to buy insurance. They work for you, not the insurance company. Learn more about what makes a broker a broker.
- [Health insurance](https://mitchinsurance.com/category/health-insurance/) - OHIP and your benefit plan may not be enough if a family member is struck with a serious illness. Learn about supplementary health insurance for any budget.
- [News at Mitch](https://mitchinsurance.com/category/news-at-mw/) - It figures that there’s always something new going on at Canada’s most lovable insurance brokerage. Get the latest Mitch buzz.
- [Cyber insurance](https://mitchinsurance.com/category/commercial-insurance/cyber-insurance/) - Is your business protected from hackers and other cyber-criminals who want your data and your money. Learn more about cyber-insurance.
- [Pet Insurance](https://mitchinsurance.com/category/pet-insurance/) - Pet insurance ensures that your furry companion will get the best care, without the hefty vet bills. Read more about coverage for your four-legged friends.
- [Ask Adam](https://mitchinsurance.com/ask-adam/) - Adam Mitchell is a third-generation insurance broker and CEO of Mitch. He knows a thing or two about insurance, and loves to share.
- [Motorcycle Insurance](https://mitchinsurance.com/category/motorcycle-insurance/) - Motorcycle insurance in Canada is a bit different from what you might think. Learn about seasonal pricing, rider training and one-click M1 insurance online.
- [Ontario Insurers Q&A](https://mitchinsurance.com/category/insurer-q-a/) - Mitch partners with some of the most innovative insurers in the country. Get their take on where the insurance world is headed.
- [Insurtech](https://mitchinsurance.com/category/insurtech/) - The future of insurance is digital. Stay up-to-date on the latest trends in insurtech, and find out what they could mean for you?
- [Contractors insurance](https://mitchinsurance.com/category/commercial-insurance/contractors-insurance/) - Contractors need to have the right tools, and one of those tools is the right commercial insurance. Learn more about contractors insurance.
- [Ask a Broker](https://mitchinsurance.com/ask-a-broker/) - Ask a Broker is a regular feature where we compile common questions from our customers, and answers from our award-winning team of licensed brokers.
- [COVID-19 resources & news](https://mitchinsurance.com/category/coronavirus/) - Dive into our COVID-19 insurance hub: updates, guidance, & FAQs on policies during the pandemic. Stay informed & protected. #COVIDInsuranceInsights
- [Wedding Insurance](https://mitchinsurance.com/category/wedding-insurance/) - It’s your special day. Keep it perfect with affordable protection from weather, fire and more. Read the latest on wedding coverage.
- [Snowmobile Insurance](https://mitchinsurance.com/category/snowmobile-insurance/) - Sledders love their sleds. And Mitch loves sledders! Keep an eye out here for the latest info on snowmobile insurance.
- [Influencers](https://mitchinsurance.com/category/influencers/) - They got swagger. They got mojo. When they tweet, birdies everywhere listen. Get the lowdown from some of Canada’s top influencers.
- [ATV insurance](https://mitchinsurance.com/category/atv-insurance/) - Read up on the latest stories about ATV ownership, maintenance, safety, and of course, insurance.
- [Landlord Insurance](https://mitchinsurance.com/category/home-insurance/landlord-insurance/)
- [Best of](https://mitchinsurance.com/category/home-insurance/best-of/)

## Tags

- [Water damage](https://mitchinsurance.com/blog/tag/water-damage/)
- [Home liability](https://mitchinsurance.com/blog/tag/personal-liability-home/)
- [Severe weather](https://mitchinsurance.com/blog/tag/severe-weather/)
- [Home fire damage](https://mitchinsurance.com/blog/tag/fire-damage-home/)
- [Insurance claims](https://mitchinsurance.com/blog/tag/insurance-claims/)
- [Essential reads](https://mitchinsurance.com/tag/essential-reads-home-insurance/)
- [Dealing With Home Perils](https://mitchinsurance.com/tag/dealing-home-perils/)
- [Home Safety & Claims Prevention](https://mitchinsurance.com/tag/home-safety-claims-prevention/)
- [Essential fall reads](https://mitchinsurance.com/tag/fall/)
- [Essential winter reads](https://mitchinsurance.com/tag/winter/) - Read on for insurance-related resources to help protect what matters most come winter. Mitch is here for you, season after season, all year long.
- [Essential spring reads](https://mitchinsurance.com/tag/spring/)
- [Essential summer reads](https://mitchinsurance.com/tag/summer/) - Explore our summer insurance guide! Tips on travel, boating, pool safety & more. Stay protected & enjoy the sun.
- [Influencers](https://mitchinsurance.com/tag/influencers/)

## Insurance Company Categories

- [Auto](https://mitchinsurance.com/ic_category/auto-insurance/)
- [Boat](https://mitchinsurance.com/ic_category/marine-insurance/)
- [Business](https://mitchinsurance.com/ic_category/commercial-insurance/)
- [Home](https://mitchinsurance.com/ic_category/home-insurance/)
- [Life](https://mitchinsurance.com/ic_category/life-insurance/)
- [Motorcycle](https://mitchinsurance.com/ic_category/motorcycle-insurance/)
- [Travel](https://mitchinsurance.com/ic_category/travel-insurance/)
- [Landlord](https://mitchinsurance.com/ic_category/landlord/)
- [RV](https://mitchinsurance.com/ic_category/rv/)
- [Air BnB](https://mitchinsurance.com/ic_category/air-bnb/)
- [Cottage](https://mitchinsurance.com/ic_category/cottage/)
- [Cyber](https://mitchinsurance.com/ic_category/cyber/)
- [Tenants](https://mitchinsurance.com/ic_category/tenants/)
- [Condo](https://mitchinsurance.com/ic_category/condo/)
- [Health](https://mitchinsurance.com/ic_category/health/)
- [High-risk](https://mitchinsurance.com/ic_category/high-risk/)
- [Event](https://mitchinsurance.com/ic_category/event/)
- [ATV](https://mitchinsurance.com/ic_category/atv/)
- [Mortgage](https://mitchinsurance.com/ic_category/mortgage/)
- [Farm](https://mitchinsurance.com/ic_category/farm/)
- [Snowmobile](https://mitchinsurance.com/ic_category/snowmobile/)
- [Uber and Lyft](https://mitchinsurance.com/ic_category/uber-and-lyft/)
- [Pet](https://mitchinsurance.com/ic_category/pet/)

## Insurance Categories

- [Auto](https://mitchinsurance.com/insurance_category/auto-insurance/)
- [Home](https://mitchinsurance.com/insurance_category/home-insurance/)
- [Motorcycle](https://mitchinsurance.com/insurance_category/motorcycle-insurance/)
- [Business](https://mitchinsurance.com/insurance_category/commercial-insurance/)
- [Life](https://mitchinsurance.com/insurance_category/life-insurance/)
- [Other](https://mitchinsurance.com/insurance_category/other-insurance/)
- [Permanent Life](https://mitchinsurance.com/insurance_category/life-insurance-permanent/)
- [Contractors](https://mitchinsurance.com/insurance_category/contractors-insurance/)
- [Business Options](https://mitchinsurance.com/insurance_category/commercial-insurance-options/)
- [Contractor Options](https://mitchinsurance.com/insurance_category/contractors-insurance-options/)

## Customer Types

- [Leadership](https://mitchinsurance.com/customer_type/leadership/)
- [Staff](https://mitchinsurance.com/customer_type/staff/)
- [Leadership2](https://mitchinsurance.com/customer_type/leadership2/)
- [Service](https://mitchinsurance.com/customer_type/service/)
- [Sales](https://mitchinsurance.com/customer_type/sales/)
- [Commercial](https://mitchinsurance.com/customer_type/commercial/)
- [VIP](https://mitchinsurance.com/customer_type/vip/)