Thanks! We’re on it.

Someone will be in touch soon. If you need help now, call us.

Some valuable info

Who needs commercial vehicle insurance?

If you transport goods, cargo, or paying passenger in Ontario, commercial vehicle insurance will protect you and your employees from property damage and liability claims on the job.

Whether you are the sole proprietor of your vehicle, manage an entire fleet, or are a long haul trucker driving a big rig, only commercial auto insurance will protect you from driving-related business losses. Commercial auto insurance coverage is necessary for:

  • Food trucks
  • Company cars
  • Buses, coaches
  • Box and flatbed trucks
  • Trailers used to transport cargo
  • Tow trucks
  • Tractor-Trailers
  • Dump trucks
  • Cement Mixers
  • Couriers
  • Garbage Trucks
  • Taxis, Uber, and limousines
  • Delivery vehicles
  • …And any other vehicle used for business

What’s does business auto insurance cover?

As a business owner, you need to keep your vehicle on the road delivering products and visiting customers without delay or interruption. Similar to the policy for your own personal vehicle, a commercial auto insurance policy in Ontario offers coverage on the following:

  • Medical expenses and loss of income in the event of injury to you, your drivers, or passengers.
  • Loading and unloading liability to protect against losses or damage to cargo.
  • Replacement vehicle coverage to prevent loss of work hours when your commercial vehicle is being repaired.

However, personal car insurance does not cover liability or property losses when your vehicle is used for commercial purposes, so business car insurance is a necessary investment. Since traffic accidents occur every day, business auto insurance gives your company the financial protection it needs even if you are using your own personal vehicle.

What type of commercial auto coverage is best?

On top on finding the lowest rate from over 50 insurance providers, here are just a few ways to save you more money:

  • Your mileage varies a lot? Save big with pay-as-you-go options.
  • 25 and over? You’re getting wiser and your rates much cheaper.
  • A new car means less wear and tear, and also more savings.
  • Short commute to work? Let us know so we can reduce your rates.
  • Get points for your G1 or other earlier driver licence in Canada or abroad.
  • A driver over 50 years means experience to us and should be rewarded.
  • Bundle your home and auto insurance policies and save huge!
  • Got a great mechanic? Consider slightly higher deductible.

The list goes on, our insurance expert will walk you through the benefits that apply to you.

What makes Mitch extra special?

We’ll treat you like family. That’s why over 90% of our clients stay with us year after year. And that’s how we earned the award for Best Insurance Brokerage in Ontario.

Our focus is on finding you the best coverage at great rates based on your unique needs. As insurance brokers, we work hard for you, not for the insurance company, allowing us to provide you with independent advice and quotes from over 25 top-name insurance providers in Canada.

Whenever you have a question or need to file a claim, you’ll talk right away to a real person looking out for your best interests. Rest assured, you’re in safe hands with us.

Who’s Mitch

Mitch is a leading digital insurance brokerage on a mission to make insurance lovable through exceptional experiences. A family-owned business since 1948, the company is a marketplace for more than 70 of Canada’s top insurance companies. An unwavering supporter for consumer and public good, Mitch believes that everyone deserves fair and transparent insurance.

Mitch Insurance is operated by Mitchell & Whale Insurance Brokers Ltd.

Trust badges earned by Mitchell and Whale Insurance Brokers

© 2012 – 2022 Mitchell & Whale Insurance Brokers Ltd | Privacy Policy