Get a quote on Ontario car insurance

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Getting an online quote for car insurance in Ontario is fast and easy. Just enter a few details about yourself, your driving history and your vehicle into our online quoter and get instant prices for different insurance options. It only takes a few clicks to start saving on your auto coverage. What’s not to love?

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Basic required coverage

If you’ve had an at-fault accident, you can be sued if you cause property damage or hurt someone. This covers court awards, out-of-court settlements and legal fees. The minimum is $200,000 in coverage, but we recommend $2 million.

This covers medical costs beyond government health plans. It includes rehab, attendant care, and lost income due to missing work. It can also cover the cost of a substitute caregiver for your kids or an elderly parent.

If another driver is at fault for an accident, direct compensation – property damage (DCPD) pays to repair your vehicle, with no deductible. It also covers all the stuff you have in your vehicle and pays for a rental while your car is in the shop.

If you get in a car accident with a driver who doesn’t have insurance, uninsured automobile coverage allows you to recover damages in court or out-of-court as if they did. It also provides coverage for hit-and-runs.

Auto insurance in Ontario: Optional coverages

Collision coverage pays to repair or replace your car after an accident. For a small additional premium, loss of use coverage pays for a rental while your vehicle is in the shop.

Comprehensive coverage pays to repair or replace your vehicle if it’s stolen or damaged by fire, vandalism, extreme weather, or flying debris on the road.

You can increase your limits for third-party liability and/or accident benefits for medical, rehabilitation, attendant care, income replacement, death and funeral benefits.

Need a quote on special auto insurance?

Electric vehicle insurance

Save a little money while you help save the planet. We have coverage for your charger too.

High-risk auto insurance

We work with the best high-risk car insurance companies in Ontario and can save you time and money.

Rideshare insurance

If you drive paying customers in your own car, you need special coverage and we’ve got it.

Pay-as-you-go car insurance

Drive less than 12,000 km a year? You can save up to 70% on your auto insurance with CAA MyPace.

Why get a car insurance quote from Mitch Insurance Brokers?

Our brokerage works with over 70 of Canada’s top insurers to find you the best prices on auto insurance in Ontario. We’ll make sure you know exactly what’s covered and what’s not, so you feel completely comfortable with your policy and rate.

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1-800-731-2228

Frequently asked questions about online auto insurance quotes

You’ll need information about your vehicle (make, model, year, VIN number, purchase price, when you bought it), the distance of your daily commute, and an estimate of how many kilometres you drive in a year. You’ll also need information about your driving, insurance and ticket/accident history.

Learn more about questions you’ll be asked for a car insurance quote.

More often than not, online auto insurance quotes are a good estimate of the price, but aren’t the final rate you’ll receive. Online quoters usually simplify the application process to make it fast and easy, and rely on the client to input accurate information. But a client may forget when they were licensed, a speeding ticket they received, or they might input wrong information about their vehicle or something else. All of these things can cause your rate to change.

Bundling your home and auto insurance could help you save hundreds of dollars on your coverage. Regardless of whether you own or rent a home, condo or apartment, there are multi-line discounts available for combining your policies.

Another way to save money on car insurance is through telematics programs. Most telematics programs involve installing an app on your phone that tracks your driving habits – things like your speed, how fast you accelerate, how hard you brake, what time of day you drive, etc. You can usually save 10% just for signing up. If you drive safely, you can save up to 30% on your car insurance.

You can get an online auto insurance quote before buying a car, as long as you have the year, make and model of the vehicle you’re looking to purchase. The online quote will provide you with a good estimate of what it will cost to insure the vehicle, but you won’t be able to actually get a policy until you show proof of ownership.

No, getting a car insurance quote – either online or by calling a brokerage – won’t have any impact on your credit score.

There are many factors used to determine car insurance quotes and the rate you’ll be offered. These are all unique to you. Insurers look at things like where you live, the vehicle you’re insuring and how you’ll be using it, your driving experience, your driving record and lots more.

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