Born to ride

Classic motorcycle insurance

It’s all hogs and kisses with vintage bikes – you can save up to 50% on insurance over standard bikes.

Discount bundles

You can save up to 50% on your motorcycle coverage if you bundle it with your home or auto. Sweet.

Save on motorcycle insurance?
We’re all hogs and kisses

Whether you ride a cruiser, sport, touring, standard, dual-purpose or dirt bike, we have awesome motorcycle coverage that won’t break the bank. The average price for motorcycle insurance is around $1,300 a year, but if you bundle it with your home or auto policy we can save you hundreds of dollars. You’ll pay a bit more for M1, but we have guaranteed coverage. Get an instant M1 quote online. For any other kind of motorcycle insurance, give us a call at 1-800-731-2228

Classic motorcycle
motorcycle wheel

Save on motorcycle insurance by bundling it with your home or auto coverage

The good news is motorcycle insurance in Ontario usually costs a lot less than auto insurance, depending on your age, riding history, and your bike. We can potentially help you save even more through bundled discounts, like combining your home or auto coverage with your motorcycle insurance. As an outlet to over 70 of Canada’s top insurance companies, we have access to some of the best coverages and rates in Ontario for motorcycle, home, auto, boat insurance and more. You never have to shop and compare rates again. We’ll do it for you. 1-800-731-2228

Good to know: what does motorcycle insurance in Ontario cover?

There are a number of options for motorcycle insurance in Ontario. Here are the basics, plus a few options:

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Injuries and
health care

If you’re hurt in a motorcycle accident, this covers any medical costs beyond what’s provided by government health insurance, including rehab and other care. It can include lost income and more.

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If you’re
sued or liable

Let’s hope it never happens, but you’re covered if you cause property damage or hurt someone in a car accident. It can also cover medical costs, lawsuits and other court awarded costs.

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Driver or rider
with no insurance

If you get in a car accident with an auto driver or another rider who doesn’t have insurance, you’re covered as if they have insurance. This coverage also covers includes hit-and-runs.

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Bike and
property damage

In the event of an accident and you’re not at fault, this covers repairs to your motorcycle, or the cost to replace it. If you have one, you’re also covered for most stuff inside your saddlebag.

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Protective
equipment

If you need it, there’s extra coverage available for your investment in protective equipment and gear like goggles, helmets, jackets and other clothing.

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Replacement costs
for accessories

All your motorcycle accessories like your windshield, saddlebags, sidecars and a lot more are usually covered if they’ve been damaged or stolen.

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Actual
cash value

With this coverage, if there’s a claim, you’ll get the actual cash value for any of your personal protective gear and any stuff you’re carrying on your bike.

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Have
questions?

Reach out to one of our insurance experts to see which motorcycle insurance coverage is best for you. We’ll make everything super easy. 1-800-731-2228.

Why our motorcycle insurance customers love us

There’s a number of reasons we stand out. Here’s a few of them:

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Insurance for all
kinds of motorcycles

We have coverage for all kinds of motorcycles including sportbikes, vintage, and custom bikes. Get standalone coverage or add to your current auto insurance policy.

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Rider training
discounts

Every little bit counts. If you’ve successfully completed advanced rider training, you’re eligible for discounts on motorcycle insurance.

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We’re an
insurance outlet

Look no further. We work with over 70 of Canada’s best insurance companies, and have access to some great rates and coverages in Ontario.

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Motorcycle insurance
bundle discounts

We’ll save you up to 50% on insurance by bundling your motorcycle coverage with auto or home insurance. Now, treat yourself to a new helmet.

Common motorcycle insurance questions that are good to know

Insurance for a 25-year-old male rider, with a starter bike (like a 2017 Honda CBR300RA) with no prior insurance, an M1 licence, and a downtown Toronto postal code, would cost around $3,500 a year. If the same rider in the same postal code had rider training and their M2 licence, their insurance would be around $1,500. This includes $1M liability and $1,000 deductible on collision and comprehensive. Keep in mind your personal rate is determined by a lot more than listed above. Learn more

An 18-year-old rider in the GTA, with an M2 license and rider training will pay around $2,600 a year for insurance. Without rider training, it will cost around $6,200.

Unfortunately no. If you cancel your insurance policy mid-term, the total amount still owing will be based on the amount of time you’ve had the policy during the riding season. Learn more

Motorcycle insurance is expensive because of the frequency of serious injuries and other associated medical and legal costs. In Ontario, both motorcycle insurance and auto insurance are regulated by the government, and are mandated by law to provide accident benefits to provide you with medical care if you’re hurt in an accident.
Learn more

We’re an outlet for over 70 of Canada’s best insurance companies. Here’s a few of them.

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Aviva logo
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Echelon logo
Economical logo
Gore Mutual logo
Hagerty logo
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Travellers logo
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