On the road again.
Car insurance for all
kinds of rides.

Electric vehicle insurance

You’re helping reduce our carbon footprint by driving an EV. We’ll return the love with special discounts and coverages for your charger and more.

Right-hand drive insurance

It’s time to dust off the Britpop and kawaii metal. If you drive a classic coupe from the UK or a Japanese domestic sportscar, we have affordable coverage.

RV insurance

If your other vehicle is a house, you can save up to 30% on RV insurance when you bundle it with your car, truck or home.

High-risk auto insurance

We work with the best high-risk car insurance companies in Ontario. We’ll save you time and money.

Ridesharing insurance

If you drive paying customers in your own private vehicle, you need more than standard auto coverage.

MyPace pay-as-you-go car insurance

If you drive less than 12,000 kilometres a year, we have MyPace from CAA to save you up to 70% on auto insurance.

Home and auto discount bundles

Let’s bundle up. If you combine your home and auto coverage, you can save up to $600 on insurance.

Bundle discounts

Combine your home and auto coverage to save up to $700 on insurance. As an outlet to over 70 awesome insurance companies, we can get you great rates for whatever insurance you need. Just ask. 1-800-731-2228

Auto insurance in Ontario: What’s covered?

In Ontario, basic coverage is needed to protect you and others in case of an accident. Here’s what it includes:

If you’re sued or liable

Let’s hope it never happens, but you can get coverage if you cause property damage or hurt someone in a car accident. You can get covered for medical costs, lawsuits and other court awarded costs.

Injuries and healthcare

If you’re hurt in a car accident, you can get covered for any medical costs beyond what’s provided by government health insurance, including rehab and other care. You’re also covered for lost income and more.

Car and property damage

In an accident where you’re not at fault, you can be covered for repairs to your vehicle, or the cost to replace it if necessary. You can get coverage for all the stuff you have inside your car. Click below for more info.

Driver with no insurance

If you get in a car accident with a driver who doesn’t have insurance, there’s no need to worry – you can get coverage as if they had insurance. This coverage also covers hit-and-runs. Have questions? Give us a call.

We’re an outlet for over 70 of Canada’s best insurance companies. Here’s a few of them.

April logo
Aviva logo
CAA logo
Echelon logo
Economical logo
Gore Mutual logo
Hagerty logo
Intact logo
Travellers logo
Wawanesa logo

Good to know

How to save on car insurance and other things you should know about auto coverage in Ontario.

Ontario motorists pay an average of $1,500 – $2,000 annually for auto insurance – at least 50% more than other Canadians. Auto insurance rates in Ontario vary significantly by city, with averages as low as $1,000 in Kingston, Napanee and Belleville, and climbing to $2,500 in some regions of the Greater Toronto Area. Whether mandatory auto insurance coverage is enough for you is entirely up to your needs and budget; however, increasing coverage or extending your policy can be a wise decision and a relatively small investment for the level of added protection you get in return.

Having a good driving record makes a big difference when it comes to your insurance rates. Create safe driving practices like checking travel routes in advance and adjusting your driving for weather conditions. If you’re unlucky enough to get a speeding ticket or in an accident, we’ll make sure it doesn’t stay on your driving record forever. We’ll get you back on track for the best coverage no matter what. Call us: 1-800-731-2228.

We know it’s probably more fun to drive a Ferrari than a Hyundai, but your Elantra is a lot cheaper to insure. Here are some reasons why certain cars are cheaper to insure than others:
• How well the car protects you in an accident
• Safety features that may prevent accidents
• How often that type of vehicle is stolen
• Cost of car repairs/replacement

Yeppers! A lot of insurance companies give huge discounts to seniors. If you’re over 55, we can probably help you reduce your rates. Call us: 1-800-731-2228.

You’ll need the year, make and model of the vehicle you want to buy for an accurate quote. If you’re car shopping and trying to decide between different makes or models, call us and we’ll get you a quote for each of them. But keep in mind that you can’t actually get insurance until you show proof of ownership. Get a quote from us today.

Nope, not in Ontario. Every insurance company that sells car insurance in Ontario needs to get approval from the provincial regulator, FSRA, whenever they want to change their rates. To steer clear of unpleasant rate increases on renewal, avoid tickets and at-fault accidents, make payments on time and always provide accurate info to your broker and insurance company. Call us if you have questions. We can help: 1-800-731-2228.

If you use your car, truck or van for business (including driving for Uber) you’ll need special auto insurance. To learn more click here