Permanent life insurance that comes with flexible options.

Participating life insurance

It’s a form of whole life policy, that comes with an added benefit, in the form of dividends and shares in the profitability of the company that provides your insurance.

More about Participating life insurance

Term 100 life insurance

Designed to last until you’re 100-years-old. Premiums stay steady and never change throughout your entire life – for total peace of mind and reliability.

More about Term 100 life insurance

Universal life insurance

Flexibility is the biggest advantage of universal life. Your premiums and the cash value of the policy can all be adjusted, if things in your life change, like you budget.

More about Universal life insurance

Whole life insurance

This is a simple, no-frills, lower priced and fixed premium form of permanent life insurance. It’s good for anyone with straightforward needs or on a budget.

More about Whole life insurance

light raspberry logomark

What is permanent life insurance?

If you’re looking for life insurance coverage for your entire life, take a look at permanent insurance. This coverage has predictable premiums and grows in cash value over time. It can also be used for borrowing and investment. Permanent life insurance come with different options to fit your budget. If you need help, talk to one of our Ontario life insurance brokers today.

Pink piggy bank
Toy race car
light raspberry logomark

How much does permanent life insurance cost?

Generally speaking, a healthy 35-year-old person would pay about $200 a month for $300,000 in life coverage. If you have any questions about life insurance, we’d be happy to help. Did we mention that we’re a brokerage for 70 of Canada’s top insurance companies we have access to some of the best packages and rates in Ontario. You never have to shop and compare again.

Good to know: Why should I choose permanent life insurance and other questions

The three main benefits of permanent life insurance are coverage for life (term life can’t be renewed past age 70), fixed premiums and tax-free savings (part of your premiums build up cash value that you can use during your lifetime if you want).

It depends on what matters most to you. If you want permanent coverage with affordable premiums, choose Term 100. If you want an insurance and investment package that is simple to understand, go for whole life. If you want more control over your investments, universal life may be for you. As for participating life? It’s nice to know that you’ll get an annual dividend if your insurance company is profitable each year.

You are unique, so are your insurance options

Being a brokerage for over 70 of Canada’s top insurers means we have access to a wide range of insurance solutions at some of the best rates in Ontario. Want to learn more about the coverage options available to you? Here’s a few of them.