We have insurance for all kinds of boats
Whether you own a fishing or sail boat, catamaran, pontoon boat, cabin cruiser, trawler, jet-ski or Seadoo, we have great boat insurance. If you have something smaller like a paddleboat, canoe, kayak, or any other boat without a motor, you can usually cover it under your home policy. Reach out to us for more information and a free quote. 1-800-731-2228
How much does boat insurance cost?
Rates range from around $320 a year for a boat worth $20,000 to roughly $1,500 for a boat worth $100,000. There are a number of things that influence rates like the size of your boat and motor, the value of your boat, where you use and store it, and how far you travel with it. No matter what kind of boat you have, we’ll get you great coverage. As a trusted outlet for over 70 of Canada’s best insurance companies, we have access to some of the best boat insurance and rates around. 1-800-731-2228
What do I need for boating insurance?
In Ontario, you need a ‘proof of competency’ to operate a power-driven boat. The most common one is a Pleasure Craft Operator Card (PCOC), which you can get by passing an accredited boating safety test. It’s based on the rules on the water and knowing how to safely operate a boat. If you have a boat with a motor over 10 horsepower (7.5 kW), you’ll also need a valid pleasure craft licence, which is a number that you have to display on the side of the vessel. The PCOC test costs about $50. The pleasure craft licence is free and applications are available online at Transport Canada’s Office of Boating Safety or at Service Canada Centres. Have any questions? Call us. 1-800-731-2228