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What is Term 100 life insurance?

A form of permanent life insurance, term life insurance is designed to last until you’re 100 years old. The rates are constant throughout your entire life. No ups or downs. If you have any questions talk to one of our life insurance brokers for free advice and a no-obligation quote.

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The benefits of term 100 life insurance

A term 100 life Insurance policy is good for anyone looking for low-cost life insurance and simplicity – especially if all you need is coverage for burial expenses or to create an estate.

Start your no obligation quote and speak with a broker today.

What are the benefits of Term 100 insurance?

Flexible payment duration

You can limit your payments to a fixed number or years if you like.

House and money

Wide coverage choices

You can choose from a broad range of total coverage from $50,000 to $5 million.

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No rate fluctuations

Because your premiums are fixed, it’s easy for you to manage your budget.

Insurance savings

Tax-free benefits

Your beneficiaries receive tax-free cash benefits paid directly.

Term 100 and other permanent life insurance compared

WholeParticipatingUniversal Term 100
Lifetime coverageYesYesYesYes
Guaranteed premiumsYesYesNo – Can increase or decrease to suit your budgetYes
Savings componentYesYes – Dividend is based on the insurance company’s performanceYes – Investment portfolio is customizableNo
Cash valueYesYesYesNo
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You are unique, so are your insurance options

Being a brokerage for over 70 of Canada’s top insurers means we have access to a wide range of insurance solutions at some of the best rates in Ontario. Want to learn more about the coverage options available to you? Here’s a few of them: