Affordable insurance coverage for painting contractors
We have lots of coverage options for painting contractors to protect your shop, tools, paint inventory and commercial vehicles. If something happens on the job, where property is damaged or someone gets hurt, you’ll want to make sure you have the proper coverage in place to protect you and your Ontario business. Call one of our commercial insurance brokers for a no-obligation quote today.
Call us for a quote on painting contractor insurance
We know your painting business has needs that are different than other contractors. As a brokerage for over 70 of Canada’s top insurance companies, our insurance brokers will take care of all the details to get you the right coverage at some of the best rates in Ontario so you can focus on your next job.
What does painting contractor insurance cover?
Insurance packages for painters in Ontario come with commercial general liability and coverage for your tools, vehicle, shop and more.
Commercial general liability
Liability insurance covers your painting business if your work leads to property damage or an injury to anyone on the worksite. It can save you money and headaches.
More about CGL
Commercial auto
Coverage if your work vehicles are in an accident or stolen. Coverage can also be extended to personal trucks used by you or your employees to transport tools and paint supplies to job sites.
More about commercial auto insurance
Tools and equipment
Covers essential tools like ladders, brushes, rollers, extension poles, sprayers, respirators, and putty knives. Also pays for short-term rentals to keep you working after a claim.
More about tools and equipment insurance
Commercial property
Covers your office, warehouse, computers, supplies, inventory and more against fire, storms, burst pipes, vandalism, theft and more. If you work out of your home, we have coverage for that too.
More about commercial property insurance
Frequently asked questions about painting contractor insurance
Am I required to have painting contractor insurance in Ontario?
No, painters insurance is not mandatory in Ontario. But, spills and overspray can happen, and cleanup can be costly. When trying to navigate a space filled with ladders, paint trays and drop cloths, injuries can also happen. It’s a good idea to have a painters insurance policy, to protect your business from liability, and to protect your shop, trucks, and other assets. And, it’s more affordable than you might think.
Can I use my personal vehicle for business use?
It’s pretty common for painters to use their personal vehicle to transport paint and tools back and forth to job sites. If you use your personal vehicle to get yourself to work, your personal auto insurance will not cover you if you are involved in an accident or your vehicle is damaged while on the job. We highly recommend getting a commercial auto insurance policy. Learn more about commercial auto insurance.
How much is insurance for a painting business?
The cost of insurance will vary based on your unique needs. Some policies start around $400 per year, but there are many factors to take into consideration when selecting the right coverage for your business.
Your business is unique, so are your insurance options.
Being a brokerage for over 70 of Canada’s top insurers means we have access to a wide range of insurance solutions as unique as your business – at some of the best rates in Ontario. Want to learn more about the coverage options available to you? Here are a few of them:
