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Insurance coverage for farm owners in Ontario

Farm insurance comes with a lot of coverage options for your crops and property, all the buildings and structures on it, as well as the equipment and machinery critical to the everyday functions of your farm. We can also cover your produce, livestock and more. Our packages protect your farm and property from weather damage, disease, infestation and more. Call one of our experts for a quote. 1-800-731-2228

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We have great rates for farm insurance

As an outlet to over 70 of Canada’s top insurance companies, we have access to some great coverages and rates for all kinds of farms, including dairy, poultry, organic or commercial. We also cover vineyards, orchards, apiaries and more. Get a quote. 1-800-731-2228

Good to know: What does farm insurance cover?

There are a lot of coverage options for farm insurance depending on your specific needs. Here’s a few of them:

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Pollution
liability insurance

Pollution liability insurance covers environmental damage created by your livestock or farming process. It includes legal fees, fines, cleanup and more.

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Livestock and
and products

Covers unexpected illnesses and the loss of livestock or poultry. It also covers infestations and the destruction of produce, agricultural products and seeds.

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On-site
market

Extra liability for farmers operating a farmer’s market on their property, or with volunteers who work on the farm occasionally. It covers injuries to volunteers and customers.

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Replacement
cost coverage

Covers the cost of replacing lost or damaged equipment like tractors or combines, and farm buildings to their original quality or similar, without any deductions or depreciation.

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Sewer
backup

Coverage when sewer systems can’t handle heavy rainfall, causing excess water to emerge from plumbing and overflow into your home, causing property and product damage.

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Utility
interruption

Covers property or crop damage, as well as lost income and ongoing expenses because of a loss of electricity or power – usually caused by a fire or a natural disaster.

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Fire department
charges

Covers charges to farm owners by counties and municipalities for fire fighting expenses – includes fires started on the immediate property and spread to neighbouring ones.

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Other
coverages

Your farm is unique, so are your coverage options – which can include other things like vehicle coverage, general liability insurance and a lot more. We can help with the details.

Your business is unique, so are your insurance options.

Being an outlet for over 70 of Canada’s top insurance companies means our commercial experts have access to a wide range of coverage options as unique as your agri-business – at some of the best rates in Ontario. We sweat the details so you can focus on running your farm. Want to learn more about the options available to you? Here’s a few of them.