Easy commercial vehicle insurance

Get the commercial auto coverage you need at the best price around in minutes.

Get a quote now

or call 1-833-855-3833

Our customers love us

We have a 4.8-star Google rating! Awesome sauce.

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Near perfect
customer satisfaction

Our customers love us but don’t take our word on it, read the reviews. We have a 4.8 star Google rating. More than a price comparison site for insurance, we go the extra mile to make sure our customers get the best coverage and care.

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We provide
well deserved discounts

With access to more than 40 of Canada’s biggest insurance companies, you never have to shop anywhere else to get the better coverage and prices. We can save you up to 70% on auto insurance!

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More than
a marketplace

Many auto insurance comparison sites only list the lowest prices. We’ll shop and compare the best coverage for the best price, and offer free advice whenever you need it.

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Instant
quote insurance

We’ll get you a quote in minutes. If you like what you see, our advisors will make sure you pay only what you need and help you with questions over the phone. It’s super easy.

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We’ve been
doing this for a while

Mitchell u0026 Whale began as a family business in 1948. Three generations later we’ve not only grown, we’re on a mission to make insurance easier to buy and understand. We’ve also picked up a bunch of awards in the process.

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We’ve won
a few awards

Since 2016, we’ve been named one of Canada’s Top Insurance Brokers. What’s put us there is a commitment to giving every one of our customers the highest level of care and service.

Quick. Easy. Reliable.

We represent over 25 major insurance companies in Ontario. So let us do the rate shopping and coverage comparison for your commercial car, bus, van, truck, or other business vehicle you want to insure. Call us and one of our professional team of licensed insurance experts will find you the best prices for your needs in minutes.

1-833-855-3833

Some quick answers

Who needs commercial vehicle insurance?

If you transport goods, cargo, or paying passenger in Ontario, commercial vehicle insurance will protect you and your employees from property damage and liability claims on the job.

Whether you are the sole proprietor of your vehicle, manage an entire fleet, or are a long haul trucker driving a big rig, only commercial auto insurance will protect you from driving-related business losses. Commercial auto insurance coverage is necessary for:

  • Food trucks
  • Company cars
  • Buses, coaches
  • Box and flatbed trucks
  • Trailers used to transport cargo
  • Tow trucks
  • Tractor-Trailers
  • Dump trucks
  • Cement Mixers
  • Couriers
  • Garbage Trucks
  • Taxis, Uber, and limousines
  • Delivery vehicles
  • …And any other vehicle used for business

What does business auto insurance cover?

As a business owner, you need to keep your vehicle on the road delivering products and visiting customers without delay or interruption. Similar to the policy for your own personal vehicle, a commercial auto insurance policy in Ontario offers coverage on the following:

  • Medical expenses and loss of income in the event of injury to you, your drivers, or passengers.
  • Loading and unloading liability to protect against losses or damage to cargo.
  • Replacement vehicle coverage to prevent loss of work hours when your commercial vehicle is being repaired.

However, personal car insurance does not cover liability or property losses when your vehicle is used for commercial purposes, so business car insurance is a necessary investment. Since traffic accidents occur every day, business auto insurance gives your company the financial protection it needs even if you are using your own personal vehicle.

Which type of commercial auto coverage is best?

The type of commercial auto insurance policy best for you depends on the type and size of your business, and how many people will be driving your vehicles. The insurance requirements of a cab company, for example, will be quite different than the insurance needs of an HVAC company.

As your commercial broker, we’ll find you a commercial auto insurance policy that matches:

  • How you use the vehicles: If a salesperson, for example, is driving a car or SUV throughout the day on a daily basis then a business car insurance policy would be appropriate.
  • The types of vehicles being used: If a contractor or service person is driving a truck or van to job sites carrying tools and equipment with them, then you may be eligible for commercial rates.
  • How many vehicles are being used: If you have 5 or more vehicles all registered under one company name, you may be eligible for fleet insurance. This puts you in a ‘volume buying’ position allowing an insurance broker to negotiate with various insurance companies to get you the best rate possible.
  • Do you have 100 employees or more? Large companies can have group plans designed for their specific needs. An insurance broker can negotiate with many Canadian insurance companies on your behalf for the lowest rates possible.

What our clients are saying

Reach out directly to one of our specialists.

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1-833-855-3833

Who’s Mitch

Mitch is a leading digital insurance brokerage on a mission to make insurance lovable through exceptional experiences. A family-owned business since 1948, the company is a marketplace for more than 70 of Canada’s top insurance companies. An unwavering supporter for consumer and public good, Mitch believes that everyone deserves fair and transparent insurance.

Mitch Insurance is operated by Mitchell & Whale Insurance Brokers Ltd.

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