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We have the cottage rental insurance you need

Protect your home-away-from-home with coverage tailored specifically for your cottage, chalet, or cabin rental property. Your homeowner’s insurance covers your cottage as a personal residence but not as a business. If you generate income by renting your cottage to guests we’ll set you up with the right insurance to protect your guests and your investment. Call us for a quote.

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Get a quote for cottage rental insurance

A cottage rental insurance policy combines features found in homeowners and commercial policies. Since every property has different features, from building materials to landscaping choices, it requires a policy designed to suit your unique needs. Let us shop around to find you the perfect coverage.

As a brokerage for over 70 of Canada’s top insurance companies we have access to the best rates and coverages in Ontario. Call us for more information.

How much coverage do I need for my cottage?

Coverage for your Ontario cottage or seasonal property rental insurance can vary with options based on things such as:

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Property value

Have you been renewing your cottage insurance for years without thinking about it? Make sure your coverage reflects the current value of your cottage and rebuild costs if there’s a claim.

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Landscaping coverage is different than coverage for other parts of your property. Your cottage is covered for stuff like storm damage, but not landscaping without the right coverage in place.

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Cottage size

Larger cottages in harder-to-reach areas may cost a bit more to insure since the overall costs to rebuild, labour and transport of materials will be more in remote areas if there’s a claim.

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Other structures

If your cottage or vacation property includes things like a guest house, boathouse, bunkie, shed or some other detached building, we’ll make sure you have the proper coverage.

You are unique, and so are your insurance needs.

Being an brokerage for over 70 of Canada’s top insurers means we have access to a wide range of insurance solutions at some of the best rates in Ontario. Want to learn more about the coverage options available to you? Here’s a few of them: