person under the bed covers with coffee cup at bed and breakfast

March 13, 2014

Bed and breakfast insurance

1 min read


Your dream to open a Bed and Breakfast has come true. Congratulations! This is an exciting business venture that you can definitely make your own. With that excitement comes a great deal of work and commitment. The brokers at Mitch in Whitby, Ontario, certainly understand the time

and money it takes to get your B&B up and running, and are here to take away some of the stress for you. Our brokers are skilled at setting up a Bed and Breakfast insurance package that is designed to provide your business with the proper coverages that will best cover your needs. Whether your B&B is in Toronto, Niagara Falls, Peterborough or beyond, Mitch is here to help you.

Setting up a Bed and Breakfast insurance package is essential for your protection; after all, you are opening up your private home to provide accommodation to others. One of the Bed and Breakfast insurance packages that Mitch works extensively with is Royal and SunAlliance’s Bed and Breakfast Package. If you operate a B&B with no more than eight rooms and the B&B is your primary business endeavor, then this is the package for you.

Features of the Bed and Breakfast Package:

  • Bed and Breakfast Liability Extension
  • Innkeeper’s Liability Extension
  • Building and Contents Coverage
  • Crime Extension
  • Equipment Breakdown Extension
  • Business Income Extension
  • Identity Theft Coverage
  • Bed and Breakfast Additional Living Expenses Extension
  • Garden Tractors and Accessories Coverage
  • Bed and Breakfast Replacement Cost Coverage

To obtain a complete list of what is included in a Royal and SunAlliance Bed and Breakfast Package, please contact a Mitch broker at 1-800-731-2228 or

With a set package of coverages that can be tailored to your needs, and a minimum deductible of $500, setting up a Bed and Breakfast Package has never been easier. Simply contact a Mitch broker with the specifics of your business, and a quote will be provided to you based on your needs. We want you to spend more time growing and enjoying your business. With the Bed and Breakfast Package, we take the hassle out of shopping around for B&B insurance that covers your needs.  Another benefit of setting up your Bed and Breakfast Package through Royal and SunAlliance: you earn Air Miles reward miles. Protection and rewards – all in one package.

You can rest easy knowing that you are backed by one of Canada’s leading insurance companies, and a brokerage that always put your best interests first. With a full staff of sales and services brokers, there is always somebody ready to take your call.  Call today for your quote!

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Mitch Team

The articles you'll find on the Mitch blog are all the result of a team effort, contributed to by one or more of our RIBO licensed insurance brokers and/or other Ontario insurance experts. Contributors to our blog include:

  • Adam Mitchell (RIBO) - President and CEO of Mitch Insurance Brokers
  • Nick Kidd (RIBO) - Chief innovation officer at Mitch, & director of business insurance
  • Alex Gemmiti (BSc, CIP, RIBO) - Service team lead at Mitch Insurance
  • Jesica Ryzynski (RIBO) - Insurance broker, claims specialist, and account manager at Mitch Insurance

Learn more about the Mitch Team

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