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October 7, 2016

Distracted driving fines in Ontario

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We see it all the time – someone who keeps glancing downward while driving their car, likely checking emails or text messages instead of keeping their eyes on the road. Even though distracted driving is now causing more fatalities than drunk driving, the fines for distracted driving had not kept up with that sad reality. Thankfully our Ontario government addressed that situation last summer by significantly increasing the penalties for distracted driving.

Increased fines for distracted driving

Before the changes were made, the fines for distracted driving were fairly minor starting at $60 minimum and going as high as $500. Now since June 2015, a new bill was enacted (Bill 31) which raised the minimum fine to $300 and the maximum is $1,000 and you lose three demerit points.

It is still against the law to drive while holding a phone or other device, and your lack of attention to the road could cause additional charges such as careless driving and even worse, dangerous driving which falls under the Criminal Code. And if you think the new fines aren’t enough, a distracted driving conviction will also have a negative impact on their insurance rates, likely for a few years afterward.

Drive smart not distracted

You may think you’re doing the right thing by using a hands-free device or mounted phone to talk while driving but in fact, it is the conversation that is the real distraction so driving phone-free would be the safest option. If you have any, you would probably tell your kids ‘it can wait’, right? For the sake of everyone’s safety on the road, it is good advice for all of us. For more details about distracted driving and how to avoid it, visit the Ontario government’s site.

Savings for safe drivers

Keeping your safe driving record intact can qualify you for savings on your car insurance. Give the insurance brokers at Mitch a call at 1-800-731-2228 or info@nullmitchinsurance.com. We’d be happy to answer your questions and provide no-obligation quotes for your consideration.

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Mitch Team

The articles you'll find on the Mitch blog are all the result of a team effort, contributed to by one or more of our RIBO licensed insurance brokers and/or other Ontario insurance experts. Contributors to our blog include:

  • Adam Mitchell (RIBO) - President and CEO of Mitch Insurance Brokers
  • Nick Kidd (RIBO) - Chief innovation officer at Mitch, & director of business insurance
  • Alex Gemmiti (BSc, CIP, RIBO) - Service team lead at Mitch Insurance
  • Jesica Ryzynski (RIBO) - Insurance broker, claims specialist, and account manager at Mitch Insurance

Learn more about the Mitch Team


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