Scene from the movie, Fast X, with two helicopters transporting the infamous 1970 Dodge Charger R/T.

May 9, 2023

How much to insure the Fast X cars?

2 min read


Opening in theatres on May 19, Fast X is the latest installment in the Fast & Furious saga. One of the highest-grossing film franchises of all time, the Fast & Furious flicks have captivated both movie lovers and car buffs for more than 20 years.

The trailers for Fast X have given fans a sneak peek at some of the cars that will be appearing in the movie. Let’s take a look at how much it would cost to insure these rides.

1970 Dodge Charger R/T – insurance premium $3,650

Vin Diesel with 1970 Dodge Charger R/T. Photo by Universal

One of the franchise’s most iconic vehicles, Dom Toretto’s baby is valued at around $147,000. It has been destroyed a number of times throughout the series, but keeps coming back. If you believe the trailers, it’s returning again in Fast X.

“I think it’s safe to assume that Dom might have a few speeding tickets on his record,” says Scott Logan, Director of Personal Lines at Mitch. “If he somehow managed to keep a clean record though, he’d save about $1,200 a year. And given what he’s put this car through in the past, we’d strongly recommend a defensive driving course. Increasing his liability coverage would be a wise decision as well.”

1966 Chevy Impala – insurance premium $2,678

1966 Chevy Impala on left. Photo by Universal

Fast X will see Jason Momoa playing Dom Toretto’s new nemesis, Dante Reyes. In this series, every villain needs a fast car and Reyes is no different with his purple 1966 Chevy Impala.

“It’s important to remember that auto insurance does not cover criminal acts,” adds Logan. “But if Mr. Reyes can avoid that, and also limit his use of the vehicle to occasional summer driving, he might be able to insure his Impala as a classic for under $900 a year.”

2008 Lamborghini Gallardo – insurance premium $10,571

2008 Lamborghini Gallardo second from right. Photo by Universal

The metallic gold Lamborghini Gallardo may be the most spectacular vehicle in the Fast X trailers, and is driven by the wisecracking Roman Pearce. It’s also easily the most expensive of the cars to insure, with a premium over $10,500 a year.

“I guess this puts to bed the myth that you’ll pay more for insurance if you drive a red car,” says Logan. “Actually the colour of the automobile has nothing to do with your premium, which is determined mostly by your driving record, the value of the car, and past claims for vehicles of the same make and model.”

Premiums for all the Fast X cars

We love cars, and decided to run insurance quotes for the most tantalizing rides shown in the Fast X trailers. A lot of them are classic muscle cars so we wanted to see how much it would cost to insure these beauties for occasional as well as daily use.

We’ve used Dom Toretto’s date of birth, but instead of living in Los Angeles (like in the movie), we’ve given him an Oshawa postal code to get an accurate quote with Ontario rates.

Premium quotes for cars in Fast X trailer
CarValue[1]Insurance premium as classic/collector[2]Insurance premium daily useInsurance premium w/ tickets[3]
1966 Ford Fairlane$58,000$637$1,452$2,166
1967 Chevy El Camino$64,800$681$1,471$2,193
1972 Datsun 240Z$84,100$826$1,704$2,558
1966 Chevy Impala$88,200$856$1,781$2,678
1974 Alfa Romeo 2000 GT$130,000$1,173$2,241$3,393
2009 Porsche 911$89,100$1,989$2,320$3,520
1970 Dodge Charger R/T$147,000$1,302$2,404$3,650
2023 Dodge Charger SRT Hellcat Redeye Widebody$113,490$2,382$3,311$5,062
2008 Lamborghini Gallardo$170,000$3,396$6,847$10,571

All of the quotes assume that the cars are in excellent condition with no modifications.

“I think it’s safe to say some of the Fast X cars are modified,” adds Logan. “As long as they are street legal, you could still get them insured in Ontario, but you’d be looking at two to three times the premium with a high-risk insurer. We might ask the owner of the El Camino to remove the rocket launchers.”

Great rates for your fast or not-so-fast vehicle

[1] Values for all but the 2023 Dodge Charger SRT are from Hagerty Canada’s online vehicle valuator.

[2] To be insured as a classic in Canada, vehicles must be stored in winter and only driven occasionally in the summer. Maximum mileage may apply. Note that classic coverage may not be available for vehicles under 20 years old.

[3] Driver quoted for daily use with two speeding tickets in the past two years.

Feature photo by Universal

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