The aspiring insurance broker’s guide to RIBO
December 20, 2024RIBO, short for Registered Insurance Brokers of Ontario, is the regulatory body in the province which conducts all the…
When is the best time to shop for a new insurance policy?
December 13, 2024According to an Equifax Canada report, consumer debt levels rose to $2.5 trillion in 2024’s second quarter. Many Canadians…
What is a proof of loss form and why do I need it?
November 18, 2024If you were to get into an accident, say a fender bender, and your car sustained damages for which you wanted to be reimbursed,…
The difference between an insurance endorsement, rider, and floater
July 8, 2024Insurance is a complex product and understanding its terminology can be confusing and frustrating. For example, what…
Where do my insurance premiums go?
June 24, 2024Insurance has been around for thousands of years, but how it works hasn’t really changed all that drastically. In a nutshell,…
What is reinsurance and how does it work?
May 27, 2024Even though it happened far from Canada, the recent collapse of the Francis Scott Key Bridge in Baltimore has got people…
What happens to an insurance policy after the policyholder dies?
May 21, 2024The unexpected passing of a loved one is not something anyone wants to think about. The burden of having to tie up all their…
Understanding why insurance prices are rising
March 27, 2024Between the price of rent, daily necessities, gas, and more, there’s no question that Canada is in the thick of a cost-of-living…
What are the implications of missing an insurance payment?
February 1, 2024Household financial needs are becoming increasingly difficult to meet for many people. According to StatsCan, one in…
Pros & cons: Insurance brokers, agents, direct writers & comparison sites
April 13, 2021There are four different ways to shop for home, car or other personal insurance in Ontario. You can shop directly with an…