I have a damaged windshield.
What do I do?

Bad weather and other perils and claims risk in the city

What should I do if my windshield has been damaged by a stone or some other flying object? Am I covered for that?

If your windshield is damaged, get it looked at right away so small chips don’t become bigger cracks. If you have something called comprehensive coverage, it should cover some or all of the costs for repair depending on your plan. If you have any questions or need to make a claim, call us we’re here to help. 1-800-731-2228.

Do I need to fix it or replace my windshield?

Whether you want to use your insurance to pay for windshield damage or not, it’s a good idea to repair even the smallest chip before it spreads. If it’s less than the size of a quarter, it’s usually a simple and inexpensive repair.

  • Repair – Repairing a stone chip takes around 30 minutes and costs less than $70 on average. If you have comprehensive coverage, the repair shop is usually paid directly, with no deductible.
  • Replace – If your windshield has a large crack in it, get it replaced right away for your safety. Depending on the kind of car you drive, replacing your windshield will usually cost between $100 and $700, and take less than an hour to fix. If you have comprehensive coverage you’re covered for the repair, but call us before you make a claim, so we can walk you through your options.

If you have a claim, call us at 1-800-731-2228 or email us at claims@nullmitchinsurance.com. We’re here to help you with the claims process if you need help.

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