Insurance coverage for Ontario spas, lodges, hotels and more.

We have comprehensive coverage for hotels, motels, resorts, spas, restaurants, bars, bed and breakfasts and more in Ontario. Our packages include hospitality insurance essentials like liquor liability, business interruption and more. If you have any questions, we can help. 1-800-731-2228

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Get a free quote today

Let us get you the perfect coverage for your hospitality business. Being an outlet for over 70 of Canada’s top insurance companies means that we have access to all kinds of coverages (from custom made to out-of-the-box) for all kinds of budgets. Call us for a free consultation and no-obligation quote. 1-800-731-2228

Good to know

We can help with the details, but hospitality and lodging insurance generally includes the following types of coverage:

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General
liability insurance

Coverage if your business is sued for causing an injury or property damage. It covers legal fees and any court awarded costs. If the unimaginable happens, we’ll be there to help you sort out the details.

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Liquor
liability insurance

Essential insurance if you have a liquor licence. Covers you if you’re responsible for someone’s injury, or damage caused by any of your guests because they were served past the point of intoxication.

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Commercial
property insurance

Covers your building, inventory, equipment and more against fire, storms, burst pipes, vandalism, theft and more. If you run a bed and breakfast we have similar and great coverage for that too.

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Equipment
breakdown

Covers sudden, accidental equipment breakdown for things like any ventilation, heating, refrigeration, computers and phone systems that are critical to keeping your guests happy and your business running.

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Commercial
vehicle insurance

Covers cars and trucks that are essential to your business whether you’re transporting people or supplies. We also cover personal vehicles used for business as your personal plan will not have enough coverage.

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Business
Interruption

Coverage that replaces lost rental income if your hotel, spa, pub or other business is being restored after a fire, flood or some other event that keeps you from generating income and keeping the doors open.

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Cyber
insurance

Covers lost sales and revenues because of cyber crime and includes technical recovery support, legal and PR help. The last one is especially important if sensitive personal or client data has been stolen or leaked publicly.

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Employee
theft

Not something any employer really wants to think about, this coverage protects you from a wide range of employee theft and fraud. It includes things like cash, stocks and other property. Call us for more details.

Your business is unique, so are your insurance options.

Being an outlet for over 70 of Canada’s top insurance companies means our commercial experts have access to a wide range of coverage options as unique as your business – at some of the best rates in Ontario. We sweat the details so you can focus on your business. Want to learn more about the coverage options available to you? Here’s a few of them.