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Zenith Insurance is a small insurance company that offers personal home and auto coverage to customers across Canada.

Zenith is a Canadian insurance provider with a proven record with personal home and auto insurance customers. The company traces its roots back to a provider called Lombard Canada Limited, founded in 1804. Today, Zenith Insurance is held by a parent company — the larger, more established Northbridge Financial Corporation.

Northbridge is also a Canadian company, with three main insurance companies as its primary subsidiaries in Canada. They are Northbridge Insurance, which offers a full range of commercial and personal coverage options, Federated Insurance, which specializes in larger business solutions, and TruShield Insurance, a company that offers a range of coverage options, mainly for small business owners but also a selection of other products including personal auto insurance. While Zenith isn’t one of the leading names in the Northbridge portfolio, the company benefits from being under the Northbridge umbrella.

In 2010, Northbridge was purchased by Fairfax Financial Holdings, a Canadian company that acquires insurance and reinsurance companies, among other, related businesses. It’s important to note that while Zenith Insurance also operates in the United States, the stateside version of the company specializes in workers’ compensation, while Zenith Insurance in Canada solely provides customers access to personal home and auto coverage.

Customers of Zenith Insurance can generally expect the following from their insurance provider:

Zenith Insurance has agents on staff to work with prospective policyholders, but also benefits from a nationwide network of insurance brokers that come from Northbridge brands, as well as other, established Canadian insurance companies.

Policyholders of Zenith Insurance enjoy the following benefits of their coverage:

Trust that comes with being part of Northbridge Financial Corporation: Despite being a smaller insurer, Zenith Insurance’s more well-established parent companies ensure that the company has the resources and the experienced oversight to succeed. An example of this is the fact that Zenith Insurance products are sold through a network of brokers working for larger companies like TruShield, another Northbridge company, and The McLennan Group Insurance company, another Ontario-based insurance provider.

Simple, easy to navigate coverage options: Zenith offers only two different types of insurance products, which may be a relief for anyone looking for coverage that’s clear and easy to understand. Some people have more complex needs and risk areas, and others don’t. The latter are likely better fits for Zenith Insurance coverage. The company takes pride in being easy to work with, from simple coverage options to an accessible at all hours claims hotline.

Zenith doesn’t advertise details about its risk coverage areas or available discounts, but according to the company’s website, prospective customers can purchase personal home protection, auto coverage, or both.

Zenith builds home policies based on a variety of factors including the location of home, flood risk, security, and other factors.

Zenith bases auto premiums on a driver’s accident record, claims history, number of tickets, and more.