Zurich Insurance Group is a worldwide name when it comes to protecting businesses from a wide variety of different occupational risks.

Zurich Insurance Group

HeadquartersZurich, Switzerland
Employees56,000 (2021)
Canadian Mkt. Share (As Zurich Insurance Company Ltd.)*1.23% (2022)
Insurance ProductsBusiness Insurance
Provinces LicensedAB, BC, MB, NB, NL, NWT, NS, NU, ON, PEI, QC, SK, YT
* Of all private P&C in Canada by net premiums written, excluding life and purely A&S companies

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Company Overview

Zurich’s Canadian branch, operating in Ontario and throughout the rest of the country offering extensive coverage to Canadian businesses. The company serves primarily mid-sized to large businesses, with small-business owners being better off seeking coverage elsewhere.

Zurich Canada’s parent company was founded in Switzerland in 1872 as an insurer for marine organizations and businesses, and in the following century and a half, spread its operations to 3 continents and over 200 countries.

Today, the company specializes in commercial risk protection (for a wide array of risks) in the transportation, healthcare, manufacturing, marine, railroad, real estate, financial, energy and public sectors.

Businesses that use Zurich Canada to protect their operations against a variety of risks have come to rely on:

  • A wide variety of coverage for commercial risks unique to different industries
  • A team of risk experts to provide insights on a specific company’s risk profile
  • Access to a wide network of third-party brokers who are able to provide information about various commercial insurance policies.

In some of the regions where it operates, Zurich Insurance Group has dedicated insurance agents. In Canada, however, the company relies solely on brokerages like Mitch to connect its clients and prospective customers with reliable commercial insurance.

Advantages of Insurance from Zurich Canada

Business owners with policies from Zurich Canada enjoy the following advantages of working with the company:

  • An insightful risk management feature: Rather than just provide coverage of the risks associated with different sectors, Zurich Canada gives customers a full range of risk management insights based on their unique industry and business.
  • A diverse range of products for practically any industry: As noted above, Zurich Canada services businesses in a wide array of industry sectors. Clients trust that the company’s longstanding experience in different industries makes it well equipped to handle their risk.
  • A company with a large number of financial resources: A worldwide company like Zurich Canada has the resources to cover even the most sizable claims, which provides clients with a degree of peace of mind from using the company’s policies.

Zurich Canada Products

Zurich Canada provides business owners with a variety of optional risk coverage to meet the needs of their unique industry and business.

Builder’s Risk

Ideal for businesses in the construction and contracting industries, builder’s risk policies provide the following:

  • Liability coverage for construction projects
  • Risk protection against natural disasters during construction
  • Incentives for building with non-combustible materials
  • The ability to cover construction projects that are already underway

Casualty Insurance

Casualty policies are applicable in almost any industry because they protect against general risk and liability. Zurich Canada offers three different casualty policies:

  • Domestic casualty: the most basic casualty plan for businesses operating within the borders of Ontario and throughout Canada.
  • Foreign casualty: casualty coverage for companies that operate globally or in a foreign territory.
  • Umbrella casualty: an additional measure of casualty coverage that protects against severe loss and liability.

Commercial Auto

Zurich Canada covers basic collision and liability for commercial vehicles like buses, transportation vans, and long-haul cargo trucks.

Commercial Property

As for commercial property, Zurich Canada insures general risk that comes with owning a business in the context of the facility and property that it occupies. The company offers coverage in two major areas:

  • Mid-Sized business coverage
  • Large, multi-national business coverage

Credit and Political Protection

The company offers risk protection to companies that provide large amounts of credit to other businesses and clients, as well as protection against policies that have a major effect on business, such as tariffs and embargoes.

Crime Insurance

Crime/fidelity insurance from Zurich Canada protects business owners from varying degrees of theft, either from the inside or from employees of a company. This includes:

  • Employee theft
  • Forgery or alteration
  • On-premise
  • In transit
  • Computer fraud
  • Fund transferred fraud


Zurich Canada offers drone damage and liability coverage for clients in the following sectors:

  • Oil & gas
  • Communication
  • Mining
  • Security
  • Media and entertainment
  • Agriculture


Zurich Canada supports the environment industry, as well as environmentally friendly business practices by providing insights and liability coverage for environmental practices like using solar or wind energy and more.


Zurich Canada has the unique advantage of having a parent company that operates globally, giving the company a better channel to protect risk for companies that operate overseas.

Security and Privacy

For the growing area of data and cyber-security, Zurich Canada offers measures to protect its clients’ data.

Supply Chain

Zurich Canada offers risk protection for companies that manufacture, buy, and sell products and manage inventory, to ensure that they don’t take on an unsafe level of risk, including:

  • Over-reliance on one or two vendors
  • Damage to products and equipment during the supply chain process


Zurich Canada protects against failure to meet the terms of a surety bond.

Management Liability

Zurich Canada also offers policies that cover Directors and Operators (D&O) risks that come with managing a business and a workforce.

Umbrella Insurance

For any of the company’s other commercial insurance products, Zurich Canada gives clients the ability to customize their policies with excess coverage in areas that they elect. Zurich’s umbrella insurance encompasses excess and optional additional coverages for the businesses it insures.

Looking For Business Insurance?

Get a Quote now

Contact one of our commercial insurance brokers to find out what we have to offer: rnSpeak with a broker today: 1-800-731-2228

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Zurich Canada
Head Office:
100 King Street W., Suite 5500, P.O. Box 290, Toronto, ON M5X 1C9, Canada
Phone Number: (416) 586-3000