Ontario Auto Insurance Articles | Mitch Insurance

How much does it cost to insure Canada’s top ten vehicles for 2018?

June 17, 2019

See the latest version of this post: How much to insure Canada’s top 10 vehicles in 2023?

The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would cost you to insure it. So we decided to run some quotes for you.

gmc sierra truck on roadway with blue skies in the background

exclamation point 3d image on yellow gradient background

June 10, 2019

Why advanced safety features don’t reduce insurance premiums

If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model. Read more

woman wearing sunglasses smiling while sitting in passenger seat of car with feet out the window

May 22, 2019

What happens when you exclude a high-risk driver from your policy?

So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record.

Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t matter that you say he won’t be driving the car. Read more

neon lights on brick wall that look like a trivia question

May 16, 2019

What questions do I need to answer to get an auto insurance quote?

When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, the questions should be very similar.

March 01, 2019

Risking bankruptcy: Why we recommend $2 million liability coverage

As an insurance broker, every once in a while, we get copied on a notice from an insurance company to one of our customers, letting them know that a claim has been made against them.

February 08, 2019

Good morning Cornwall! You’re now paying $470 more for auto insurance

There’s been lots of talk about how unfair auto insurance rates are for Toronto-area drivers, and a number of politicians have come out to suggest that your postal code should no longer be used to help determine what you pay for your car insurance.

January 29, 2019

Pay Less for a Nicer Car? Ask Your Insurance Broker

If you’re in the market for a new or used vehicle, your search will usually come down to a handful of very similar choices: The 2015 BMW 3 Series, or the 2016? The brand new 2019 Jeep Cherokee Sport with the base package, or the 4×4? Usually the older vehicle, or the one with fewer features, will have a lower sticker price.

Red hand crosswalk light in a snowy night

November 15, 2018

Demerit Points in Ontario

Demerits – The Only Points That Nobody Wants

If you are among the millions of Ontarians who don’t know the ins and outs of demerit points, rest easy. We’ll spell it all out for you right here.

November 13, 2018

Ontario DUI Laws, Penalties & Charges

Remember Drinking and Driving? New Rules Won’t Let You Forget

The federal government has been hard at work strengthening the rules and charges around drinking and driving, and is set to roll out some new tools on that front in an apparent follow-up to cannabis legalization, as if telling Canadians, “No, that’s still not OK either.”

October 17, 2018

Driving high? Here’s what you get

As of June 21, 2018, new Canadian laws impose stiff penalties for driving under the influence of cannabis and other drugs, giving police officers lots of new powers to catch high drivers, and make sure they pay the price.

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