Auto insurance Recent Posts

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Understanding Ontario’s Rate Approval Process

What Are the Quarterly Auto Insurance Rate Approvals?

Four times a year the Financial Services Commission of Ontario (FSCO), the provincial insurance regulator, releases the average change in auto insurance rates approved by FSCO over the previous three months.

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cars ahead on road in sunset

Telematics: Is It Worth It?

What is Telematics?

Telematics technology, also known as user-based insurance, allows an insurer to customize a driver’s insurance premium based on their pattern of driving. It works by monitoring a driver’s behaviours behind the wheel to provide an objective picture of how they drive. Read more

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Dog wearing a mythical unicorn costume.

Ask Adam: Auto insurance myths

Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, Adam addresses some of the most common myths.

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Traffic lights on Ontario highway

The Winners and Losers of Territory Independent Auto Insurance

With Ontario’s provincial election coming up soon, the news media has been full of comments made by various politicians all scrambling for votes. Hot topics that affect virtually everyone such as hydro rates and the cost of auto insurance are often brought up, with everyone having their own version of the perfect solution to fix the costs.

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Hand holding jeep steering wheel

Is an RHD vehicle right for you?

One third of the world produces right-hand drive vehicles. RHD vehicles from the U.K., Australia, Hong Kong and Japan are highly prized by car enthusiasts and collectors all over Canada for their originality and rarity. That’s because on this side of the Atlantic (and Pacific), they’re one-of-a-kind.

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surfboard hanging in rearview mirror of car

Ask Adam: High-risk Auto Insurance Special

We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary for those of you who find yourselves needing to shop around for new insurance.

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female driver applying lip balm behind the wheel

10 fatal distractions for car drivers

There are times when we have no choice but to entrust our fate to others. We pray the attending surgeon is having a good day. We hope the pilot squeezed in a nap before our red-eye flight. But it doesn’t take a triple-bypass or turbulence at 30,000 feet to be vitally dependent on the competence of people around us—it happens every time we get into a car.

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