Auto insurance Recent Posts

No one plans to be in a car accident but chances are you’ll have to make a car insurance claim some day. Are you ready to handle that difficult situation? Just thinking about it ahead of time and knowing what to do are good steps to be prepared, even though we all hope it doesn’t happen to us. Read more

Last month, as the first in the industry, Aviva Canada announced that it would offer a 15% discount on auto insurance for vehicles equipped with the new safety system called automatic emergency braking (AEB). This discount goes into effect on Dec. 15^th in Ontario, and while it doesn’t apply to all components of auto policies (such as optional comprehensive coverage, which protects against non-collision damages), insurance discounts for safer cars is the right way to go. Read more

Did you know that the accident benefits are being combined and reduced on auto insurance policies renewing on or after June 1^st, 2016? It is part of the efforts by our Ontario government to lower car insurance rates in our province. We are as happy as anyone to have lower insurance rates, but are you happy with how your coverage has changed? Read more

Snow is great for skiing, tobogganing and making snowmen with the kids but not much fun when it comes to driving in it. Now that we’re hearing about the possibility of snow in some parts of Ontario, it’s a good time to review these safety tips for winter driving. Read more

We see it all the time – someone who keeps glancing downward while driving their car, likely checking emails or text messages instead of keeping their eyes on the road. Even though distracted driving is now causing more fatalities than drunk driving, the fines for distracted driving had not kept up with that sad reality. Thankfully our Ontario government addressed that situation last summer by significantly increasing the penalties for distracted driving. Read more

Insurance fraud in Ontario is hurting all of us by increasing the cost of insurance, when the one thing we all want is cheaper car insurance. Defrauding or attempting to defraud an insurance company is a criminal offence that can result in jail time, and good luck trying to be insured again in the future. Read more

We all know that drunk driving kills but how many of us know that distracted driving is causing even more deaths than drunk drivers? This is according to the surprising information recently released by the OPP: Inattentive drivers have been linked to twice as many road deaths as impaired drivers so far (as of mid-August) this year. Read more

Maybe you want to find cheaper car insurance or just got your first car; whatever the reason, now you’re shopping around for car insurance quotes. To save time, it helps to be prepared with the information that will be required. The details needed fall into three main areas: you, the vehicle, and the coverage you want. Read more

Ever wonder if your car insurance covers you for some particular situation that comes up? While it does depend upon the details in your policy, knowing how coverage usually works when you rent a car or loan your vehicle to a friend is important. Handling these various scenarios best will protect your driving record and save you money too. Read more