December 02, 2015
While most of us buy supplementary medical insurance when we travel, as recommended by our own government, we should also make sure what we leave at home is properly insured in our absence. Here are some insurance tips for snowbirds and vacationers so you can travel without worries at home:
November 10, 2015
The basic water coverage on your policy covers for loss or damage resulting from events such as a burst water pipe, but specifically excludes damage from water entering your property from the sudden accumulation of water after heavy rains, spring run off or overflow of lakes and rivers.
August 03, 2015
Apartment insurance is often overlooked by tenants but having a policy in place can save you stress, time, and money should a catastrophe occur. Unlike your landlord’s insurance on the building and property itself, renters insurance protects your belongings and guards against personal liability in the event of an injury in your home. Learn about the importance of apartment insurance and how it protects you.
August 27, 2014
For most people, their home is their biggest investment. Just as no two homes are alike, no two homeowner’s insurance policies should be the same either. And owners of high value homes know that quite often, standard insurance is just not enough to fully protect their property and possessions.
High value properties have different insurance needs that simply aren’t fully covered by most homeowner’s policies. For example, if you have a significant amount of very expensive possessions, you will need a custom-tailored homeowner’s insurance policy. The last thing you want to do is pay for repairs to your home and replace your contents out of your own pocket just because you went with the wrong insurance policy. If you really think about it, being underinsured is quite possibly worse than not being insured at all. If you are paying for a policy that doesn’t properly insure you, you may not have the right coverage in place in the event of a claim. Why pay for something that is not much use to you?
In general, high value homeowner’s insurance exists to protect the needs of those with more material wealth than the average home owner. Having more coverage and higher limits will offer peace of mind knowing that your possessions are properly insured.
How do you know if you qualify for high value homeowner’s insurance? Here are some questions to answer:
If these items sound like your current situation, it may be time to explore a high value homeowner’s insurance policy. Whether you live in Oshawa, Whitby, Ajax, Pickering, Manotoulin Island, or anywhere else in between, be confident you have enough coverage to protect your house and belongings in the event of a loss. The insurance experts at Mitch would be happy to review your current policy and provide a no-obligation high value homeowner’s insurance quote that is unique to you. Protect your investment – make sure you are not underinsured as a high value homeowner.
If you have any questions or to obtain a customized quote, contact Mitch Insurance Brokers at 1-800-731-2228.
Speak with a Mitch Insurance broker today to get a quote on Ontario home insurance. Learn more >
Call now
1-800-731-2228
July 08, 2014
When you want to safeguard your property and possessions, property insurance is the right choice for most people. Similarly for businesses that want to protect their assets, they would need to consider commercial property insurance. Whether protection is needed for personal property or business, there are some important details to be aware of and options to be considered for property insurance in Ontario.
June 20, 2014
The expression Act of God is often used to describe when a natural event occurs in which damage is caused. When you hear about “Acts of God” you generally tend to think of events that cannot be prevented such as forest fires, earthquakes, tornadoes, landslides, and so forth.
April 24, 2014
Property insurance is commonly – and incorrectly – understood to be the same as home insurance. While the two types of insurance can be very similar, there are some important differences between them. More accurately, homeowners insurance can be seen as one of many types of property insurance. Other kinds of coverage that fall under the umbrella of property insurance include:
April 22, 2014
Without a doubt, discounts are the best way to reduce your premiums. Do you know all the discounts available to you? Qualifying for discounts is easier than you think, so it is important to talk to your insurance broker about maximizing your savings. Read more
