Home insurance Recent Posts

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Answering your home insurance questions

If you’re like most people, you don’t have questions about home insurance until you need to make a claim! But knowing some of these details now can save you money on your policy. So here are some answers to the home insurance questions we hear regularly.

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4 home insurance misconceptions

No one likes to find out that their home insurance does not actually cover them when they need to make a claim for a certain loss. Here are a few common misconceptions people have about home insurance so you can be sure to avoid them and design your policy according to your needs and main concerns.

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Do you need apartment insurance?

If you pay rent, whether you live in a condo, apartment building or basement apartment, you can protect yourself and your belongings with apartment insurance. Also called tenant insurance or renters insurance, apartment insurance can be very affordable and landlords often require that their tenants have insurance before they will sign a lease with them.

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How to take inventory for your home insurance

Smart homeowners buy home insurance as soon as they buy a new home. Despite this, many homeowners make a common insurance mistake. They never actually perform a home inventory. The result is they often don’t receive the full value of benefits if they need to make a claim on their home insurance policy.

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Introducing flood insurance

You might be thinking flood insurance is nothing new but until recently, there were no coverage options available for damage caused by storms, spring thaw, or other fresh water flooding. Now since late last year, there is a new optional coverage for water damage that protects you against these causes of flooding.

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Buying an older home? Here’s what you need to know

No matter the age of the your home, home insurance is a very important part of property ownership. This is especially true in older homes, where building codes and materials may not be up to modern standards. If you own or are looking to purchase an older home, there may be unexpected insurance issues to consider, creating the potential for complications in securing a homeowners insurance policy. Read more

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Home insurance has you covered. Or does it?

Buying a home in Brooklin in 2013 was one of the best decisions my wife and I ever made. Of course we have home insurance in place and you probably do too, but many people I talk to don’t really know what situations they are covered for and how much coverage they have.

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