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Based in Kemptville, Ontario, just outside of the nation’s capital, Grenville Mutual Insurance has been serving residents of Eastern Ontario for a century and a quarter.

One of the oldest mutual insurers in Canada, Grenville Mutual is still rooted in the values it was founded upon: integrity, loyalty, objectivity, competence, responsibility and flexibility.

Grenville Mutual Insurance Company

HeadquartersKemptville, Ontario
Employees40-50 (2023)
Insurance ProductsAuto, Liability, Home, Renters, Condo, Landlord, Cottage, Boat, Trailer, Farm, & Business Insurance
Provinces LicensedON

Grenville Mutual Insurance Quotes

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Company Overview

Grenville Mutual Insurance Company has a 125-year history of delivering innovative insurance products and top-notch service to clients in Eastern Ontario, through a network of local brokers and agents. More than just an insurance company, Grenville Mutual is a good neighbour and community builder.

Why Choose Grenville Mutual?

  • Based in the community
  • Not-for-profit – Every decision is for the policyholder
  • Offers a complete suite of home and auto insurance products
  • Offers a broad assortment of coverages for businesses, large and small
  • Specializes in insurance for farms and agri-businesses
  • Gives back to the community

Grenville Mutual’s Insurance Offers the Following Insurance Products

Grenville Mutual offers a wide array of personal, farm and business insurance to customers in Eastern Ontario.

Personal Auto Insurance

Auto insurance policies from Grenville Mutual include the following mandatory coverages:

  • Third party liability
  • Accident benefits
  • Direct compensation – Property damage
  • Uninsured Motorist coverage

Grenville also offers the following optional coverages:

  • Comprehensive (protects against theft, vandalism and weather-related damage to your vehicle)
  • Collision (protects against damage to your vehicle in an accident)

Comprehensive coverage can be purchased on a named perils basis, meaning you buy coverage for specific events that could happen, or you can pay a little more for all perils coverage.

You can also increase limits on your mandatory coverages, and choose from different deductible levels for collision and comprehensive.

Home Insurance

The following personal property coverages are available from Grenville Mutual Insurance:

  • Owned home
  • Rental home or apartment
  • Condo
  • Detached structures (garage etc.)
  • Premises liability insurance
  • Personal liability insurance
  • Contents insurance
  • Landlord insurance (dwelling, contents, liability, rental income)
  • Cottages and seasonal dwellings
  • Special additional coverage for jewellery, electronics, lawn tractors, trailers etc.
  • Builders risk insurance (for buildings under construction)

Farming Insurance

Grenville Mutual has in-house expertise in farm operations, and understands the intricacies of running an agri-business. Farm coverage is extremely customizable, and can include:

  • Farm outbuildings
  • Machinery
  • Livestock
  • Farm liability
  • Lost income
  • Pollution insurance (if your operations cause contamination)
  • Special coverage for alternative power systems like biogas, wind and solar
  • Packages available for dairy, beef and other specialty operations

Business Insurance

In addition to farms, Grenville Mutual is able to offer business coverage for myriad types of businesses, large and small. Some examples include:

  • Wineries & Greenhouses
  • Bed & Breakfasts (excluding AirBnB and other home sharing services)
  • Retail and office
  • Contractors
  • Churches
  • Apartment buildings
  • Home-based businesses
  • Builders risk insurance (for buildings under construction)

Specific coverage is highly variable and depends on the type and size of business.

Grenville Mutual Insurance Quotes

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Contact one of our brokers for a quote from Grenville Mutual Insurance on auto, home, farm, or business insurance:

Grenville Mutual Reviews

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Grenville Mutual Insurance Company
Head Office:
380 Colonnade Dr, Kemptville, Ontario K0G 1J0, Canada
Phone Number: (613) 258-9988
Rating: .5 .5 /5 stars

Avoid at all costs

Months of delay on a home insurance claim for less than $10k. Their requests for information time and again were ludicrous and invasive…only for Grenville to continue doubling down on their offensive and incorrect assumptions that my home is vacant.

Refused to engage directly to have a conversation and put everything through external adjusters, ignored information being provided by my broker such as recorded phone calls and prior visits to my home/ photos, and called me a liar multiple times. Did a site visit when I wasn’t home, because I have nothing to hide, and used rolled up carpets (from mitigating damages due to burst pipes), lack of personal items (from being staged for listing) and a refusal to provide my children’s school records as “evidence” to support their narrative.

I ended up paying for repairs out of pocket and cancelled my policy: my smartest decision in all my months of dealing with this offensive, inappropriate organization.

Take your business elsewhere. They will gladly take your premium money and then engage in warfare and unprofessional behaviour should you ever need to make a claim.