June 22, 2018
Hackers seeking to steal data and money historically have targeted large multinationals and government bodies. In recent years, however, they have shifted focus, and now increasingly prey on small businesses and individuals.
May 28, 2018
GDPR is here and it has every big company shaking in its boots. Why? GDPR stands for General Data Protection Regulation, and it’s Europe’s latest personal data framework. The law was officially adopted on May 25. 2018 and it protects the personal information of all EU citizens.
August 16, 2016
You might think cybercrime is something that larger businesses have to be concerned about but it is often easier to hack into the data and computers of smaller businesses. Cyber attacks on small businesses can be devastating – a majority of them are out of business six months later.
July 25, 2016
If you own or operate any type of business where liquor is served or sold, then you could be held responsible for any injuries or accidents that may occur as a result of their intoxication. Even if your company is not involved with providing alcohol on a day-to-day basis but say you obtained a liquor license to serve alcohol at a special event, you can still be deemed responsible and held liable for subsequent actions of your guests. That’s why it is wise to take steps to reduce your risk from liquor liability and resulting lawsuits.
July 11, 2016
In most retail environments, all staff members can access the cash register and handle merchandise, which certainly increases the opportunity for crime and makes it more challenging to control. Being aware of the potential ways internal retail fraud can occur is the first step in finding preventive measures to avoid theft in your retail operation.
May 30, 2016
Starting a new business in Ontario is both exciting and nerve wracking. With so many things to do, it is easy to inadvertently let details slip between the cracks. One critical thing not to overlook is protecting your new venture and yourself with adequate commercial insurance. In the event of a claim, new business insurance removes the risk of major losses due to an accident, natural disaster, or business interruption.
April 21, 2016
A bond is a form of insurance that protects your business against potential losses caused by internal fraud, theft, or incompetence. If your employees make mistakes that result in losses for your client, your insurance company pays restitution for damages. Some businesses are required by law to purchase bonding insurance, and others do so to increase the credibility of their business.
February 12, 2016
All car insurance is not created equally. The personal car insurance that covers you while driving to and from work won’t necessarily cover you if you drive your car for a work related reason, because your policy is not a business car insurance policy. This is an important fact that every business owner needs to understand if they or their employees ever drive as part of their job.
January 29, 2016
Owning business property is a big undertaking, making commercial real estate insurance a vitally important asset. Protecting your property from harm, loss of income, liability, and equipment issues, the right policy can have a major influence on the success of any commercial venture. Whether you own an apartment building, a strip plaza, a warehouse, or an office building, commercial building insurance is an essential part of protecting your operations.
January 22, 2016
One of the most complex aspects of business ownership is managing people. This means not only protecting your team members from liability within the office and on the job, but also protecting them from one another. Employment practices insurance is designed to protect a company’s employees, including officers and directors, against claims made by current or prospective employees.
