Commercial insurance Recent Posts

5 ways to protect your business from liquor liability

If you own or operate any type of business where liquor is served or sold, then you could be held responsible for any injuries or accidents that may occur as a result of their intoxication. Even if your company is not involved with providing alcohol on a day-to-day basis but say you obtained a liquor license to serve alcohol at a special event, you can still be deemed responsible and held liable for subsequent actions of your guests. That’s why it is wise to take steps to reduce your risk from liquor liability and resulting lawsuits.

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3 types of retail fraud – and how to avoid them

In most retail environments, all staff members can access the cash register and handle merchandise, which certainly increases the opportunity for crime and makes it more challenging to control. Being aware of the potential ways internal retail fraud can occur is the first step in finding preventive measures to avoid theft in your retail operation.

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Bonding insurance

A bond is a form of insurance that protects your business against potential losses caused by internal fraud, theft, or incompetence. If your employees make mistakes that result in losses for your client, your insurance company pays restitution for damages. Some businesses are required by law to purchase bonding insurance, and others do so to increase the credibility of their business.

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Commercial real estate insurance

Owning business property is a big undertaking, making commercial real estate insurance a vitally important asset. Protecting your property from harm, loss of income, liability, and equipment issues, the right policy can have a major influence on the success of any commercial venture. Whether you own an apartment building, a strip plaza, a warehouse, or an office building, commercial building insurance is an essential part of protecting your operations.

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Employment practices insurance

One of the most complex aspects of business ownership is managing people. This means not only protecting your team members from liability within the office and on the job, but also protecting them from one another. Employment practices insurance is designed to protect a company’s employees, including officers and directors, against claims made by current or prospective employees.

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Business insurance for entrepreneurs

Protecting your company with business insurance is key to making sure you will still have a viable business in the event of some disaster or lawsuit. Commercial insurance can protect entrepreneurs against a wide array of risks associated with running a business. Here are the most common types of coverage to consider:

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Insurance for Eavestroughing and Siding Contractors

Taking care of someone’s property is always a big commitment, especially when it comes to eavestroughing and siding. Installation, restoration, and repairs carry an element of risk, which is why insurance for eavestroughing and siding contractors is an essential part of keeping your business  protected.

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Commercial trucking insurance – why you need it?

Commercial trucking insurance is the only thing protecting you from the financial devastation caused by an array of hazards such as a broken loading strap or a blown truck tire on a blind corner. For Canada’s more than a quarter million licensed cargo haulers, clean-up costs, legal fees, and the replacement of lost or damaged cargo

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Building contractors insurance in Ontario

If you’re responsible for construction projects anywhere in Ontario, building contractors insurance is essential. While working for yourself can be a benefit, the liability risks to you and your company can be exceedingly unfortunate. Instead of putting yourself and your livelihood at risk, the right insurance coverage can provide the protection you need.

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