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What would you do if you emailed your client’s personal information to the wrong person, and weren’t able to recover the email? What if you dropped your USB flash drive that contained all of your customers’ credit card information on the way to your car and weren’t able to find it?

What if your computer system was attacked by a virus, leaving it open to a security violation? Let’s face it, no business is safe from these, or any number of other damaging risks which can affect your business on a daily basis. In today’s electronic age, a privacy breach can happen at any time, either because of human error or malicious activity, and can have devastating results. Would your business be protected if a privacy breach happened?

A privacy breach occurs when there is a release or unintended publication of personal information, whether it is by accident, because of a loss, or as a result of theft. The list of what constitutes personal information is a long one, and includes, but is certainly not limited to items such as:

• banking information  (account numbers, credit card numbers)
• driver’s license numbers
• personal identification numbers
• social insurance numbers
• patient history (medications, diagnosis)

Any business that collects and stores any credit card information, medical records or social insurance numbers are at risk. Businesses that are particularly susceptible to a privacy breach include healthcare practitioners, lawyers, accountants, insurance brokers, and those in the financial services industry. Whether your business is located in a large city like Toronto or Ottawa, or a small town such as Port Perry or Stittsville, you can protect yourself with the right insurance in the event of a privacy breach.

Don’t wait until it is too late to explore the advantages of having a privacy breach insurance policy for your business. Privacy breach insurance policies not only help clients once a breach has taken place but they also provide businesses with resources on how to protect themselves from a privacy breach in the first place. With the right tools in place, businesses will be able to decrease their risk of a privacy breach, and reduce the damage caused if one does occur.

Businesses, especially small to mid-sized ones, are incredibly vulnerable to privacy breaches. A privacy breach insurance policy is a low cost solution for protection from privacy breach risks. Ask yourself if you can afford to possibly lose your clients after a privacy breach because they no longer trust your business. Mitch Insurance Brokers can help you get the peace of mind that comes with a privacy breach insurance policy. Please call 1-800-731-2228 or email us at info@nullmitchinsurance.com.

Your dream to open a Bed and Breakfast has come true. Congratulations! This is an exciting business venture that you can definitely make your own. With that excitement comes a great deal of work and commitment. The brokers at Mitch in Whitby, Ontario, certainly understand the time

and money it takes to get your B&B up and running, and are here to take away some of the stress for you. Our brokers are skilled at setting up a Bed and Breakfast insurance package that is designed to provide your business with the proper coverages that will best cover your needs. Whether your B&B is in Toronto, Niagara Falls, Peterborough or beyond, Mitch is here to help you.

Setting up a Bed and Breakfast insurance package is essential for your protection; after all, you are opening up your private home to provide accommodation to others. One of the Bed and Breakfast insurance packages that Mitch works extensively with is Royal and SunAlliance’s Bed and Breakfast Package. If you operate a B&B with no more than eight rooms and the B&B is your primary business endeavor, then this is the package for you.

Features of the Bed and Breakfast Package:

• Bed and Breakfast Liability Extension
• Innkeeper’s Liability Extension
• Building and Contents Coverage
• Crime Extension
• Equipment Breakdown Extension
• Business Income Extension
• Identity Theft Coverage
• Bed and Breakfast Additional Living Expenses Extension
• Garden Tractors and Accessories Coverage
• Bed and Breakfast Replacement Cost Coverage

To obtain a complete list of what is included in a Royal and SunAlliance Bed and Breakfast Package, please contact a Mitch broker at 1-800-731-2228 or info@nullmitchinsurance.com.

With a set package of coverages that can be tailored to your needs, and a minimum deductible of $500, setting up a Bed and Breakfast Package has never been easier. Simply contact a Mitch broker with the specifics of your business, and a quote will be provided to you based on your needs. We want you to spend more time growing and enjoying your business. With the Bed and Breakfast Package, we take the hassle out of shopping around for B&B insurance that covers your needs.  Another benefit of setting up your Bed and Breakfast Package through Royal and SunAlliance: you earn Air Miles reward miles. Protection and rewards – all in one package.

You can rest easy knowing that you are backed by one of Canada’s leading insurance companies, and a brokerage that always put your best interests first. With a full staff of sales and services brokers, there is always somebody ready to take your call.  Call today for your quote!