Commercial insurance Recent Posts

How much is business insurance? The shortest answer to this question is that the cost to insure your business can be as low as $200 a year, or over $200,000 – depending on what your company does and how.

There are a number of very good reasons why every business needs to have a strategy in place not only to prevent cyber attacks if possible, but also to deal with them in an efficient way when they happen. The fact is that it’s highly unlikely that your business will never be hit by hackers. What will make all the difference when it does happen is how quickly you can respond to mitigate the damage.

In an earlier article we touched on the growing trend of home-based businesses and highlighted the importance of discussing income generating ventures with an insurance broker to arrange proper coverage. The insurance industry has recognized the popularity of gainful domestic enterprise—that creative entrepreneurial space between a full commercial business and a paper route—and the market has developed products to fill the coverage need.

It’s easy to become overwhelmed when learning about hackers, malware and all the threats that await your business in the online world. We’d like to tell you not to be overwhelmed, but there is a lot to know when it comes to cyber attacks, and the specific scams that hackers use are evolving every day, so be overwhelmed if you must.

We live in a brave new world, where almost half of all employees in Canada work away from the office at least half the time. Where appropriate, flexible work arrangements are helping businesses manage office costs, and helping workers to recalibrate their work-life balance for the better.

Contractor insurance in Ontario varies broadly both in terms of coverage and premiums. Unlike auto insurance, the specifics of contractor insurance are not dictated by regulation.

More than 30 different companies offer contractor insurance in the province, and each has a slightly different combination of coverages, and sets their premiums accordingly.

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.

If you’re not familiar with the dark web, it’s a pretty scary place. You would probably just as soon never know what’s there, but then, the only way to protect yourself from bad people doing bad things is to understand who those people are, what they want, and how much damage they can really do.

Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.