1.9/5 (4 Reviewers)
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Portage Mutual Insurance Company prides itself on being a mutual with all Canadian ownership. The company was founded in 1884, and it has been able to stand on its own throughout its entire history.

Portage La Prairie Mutual Insurance Company

HeadquartersPortage la Prairie, Manitoba
Canadian Mkt. Share*0.36% (2022)
Insurance ProductsAgriculture, Auto, Condo, Contractors, Disaster Planning, Home Business, Office, Realty, Residential, Retailers, Tenant Package, & Personal Property Inventory Insurance.
Provinces LicensedAB, BC, MB, NB, NL, NS, ON, PEI, SK
*Of all private P&C in Canada by net premiums written, excluding life and purely A&S companies.

Portage Mutual Insurance Quotes

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We are proud to be brokers for Portage Mutual Insurance Company – ask us about the kind of difference their personalized service can make:rnSpeak with a broker today: 1-800-731-2228

Company Overview

The small town approach the company uses is seen in everything from its custom offerings to the way it handles client issues.

Portage Mutual Insurance Company offers:

  • Personalised attention from the underwriters to the over 500 independent brokers around the country
  • Farm and agriculture insurance that is built on over 100 years of experience
  • An organisation that has been constantly upgrading and developing its insurance products to meet changes in the insurance marketplace
  • Enhanced liability and protection limits on areas such as personal possessions and homes

Portage Mutual Insurance Company offers commercial, farm, home, and auto insurance to a growing number of Canadian clients. The company has a strong financial foundation, which allows it to offer a wide variety of discounts. Throughout its history, the company has never lost sight of its small town roots, and it has never forgotten the personalised service that has spurred its consistent growth.

Portage Mutual’s Strengths

Consistency and a focus on customer service are the two business elements that have driven the success of Portage Mutual Insurance Company from day one. The company is proud of how it has remained true to its roots in terms of managing customer expectations and demand, and it is also proud of how it has retained its name and identity for its entire history. Consumers will find several benefits in working with Portage Mutual Insurance Company, including:

  • Versatile Underwriting – Portage Mutual Insurance Company understands that many of its rural customers retain such home fixtures as boilers and oil heating systems. Older systems present a level of risk that some underwriting groups are uncomfortable handling. But the personal approach used by Portage Mutual Insurance Company allows the company to create coverage options that meet these customers’ needs.
  • Comprehensive Offerings – Portage Mutual Insurance Company clients are able to bring all of their insurance needs under one roof, thanks to the company’s constantly growing and evolving set of offerings. The company is able to create custom packages for clients who want their home, auto, and commercial insurance all under one carrier.
  • Personal Touch – Portage Mutual Insurance Company makes a great deal out of its personal approach to service, and clients will find that a one-on-one broker relationship is possible when working with Portage. The company has maintained its hands-on approach for each client since it was founded, and it responds quickly to client concerns and issues.

Portage Mutual’s Insurance Products

Portage Mutual Insurance Company has been evolving its personal and commercial lines of products since the company first started doing business. Clients will find an array of coverage options, and access to discounts to help bring down premiums.

Agricultural Insurance

Portage Mutual Insurance Company has a full line of ag insurance products that protect every part of your home and business.

  • Home and personal property
  • Agricultural property
  • Equipment breakdown coverage
  • Livestock
  • Business revenue protection
  • Farm liability protection

Auto Insurance

This is a part of the Portage Mutual Insurance Company that continues to evolve. The company currently offers extensive coverage for:

  • Motor homes
  • ATVs
  • Cars
  • Trucks
  • Snowmobiles
  • Vans
  • Motorcycles

Condo Insurance

Portage Mutual Insurance Company offers a broad range of coverage options for condo dwellers. Some of the coverage offered includes:

  • All-risk
  • Personal possession protection
  • Legal liability
  • Loss assessment liability extension
  • Unlimited bicycle and golf cart coverage
  • Jewelry and precious furs up to $6,000
  • Maintenance fees coverage

Contractors Insurance

Contractors will find all of the commercial liability protection they need through Portage Mutual Insurance Company.

  • Tool protection
  • Commercial general liability
  • Liability coverage extension options
  • Optional property and equipment protection

Home Business Insurance

If your business is located in your home, then Portage Mutual Insurance Company has the specialized coverage that you need.

  • Business at home coverage no matter what kind of home you have
  • Blanket coverage for all business-related items on your property
  • Off-premises coverage for any home business items used on a client’s property
  • Extra business expense coverage up to $2,500

Office Insurance

Portage Mutual Insurance Company offers plenty of liability protection for your professional office.

  • Property coverage
  • Crime protection
  • Liability
  • Property enhancement protection
  • Optional coverage for events such as floods and earthquakes

Realty Insurance

This line of insurance offers comprehensive insurance protection for commercial property owners.

  • On-site equipment protection
  • Crime protection
  • Commercial general liability
  • Property enhancement protection
  • Business interruption coverage
  • Optional coverage for events such as floods and earthquakes

Home Insurance

Portage Mutual Insurance Company built a big part of its business on protecting your home and personal property.

  • Property liability insurance
  • Voluntary medical payments and property damage coverage
  • Swimming pool coverage
  • Coverage for fire department fees
  • Personal possession coverage
  • Frozen food protection
  • Arson conviction incentives

Retailers Insurance

Portage Mutual Insurance Company offers a wide array of protection options for owners and operators of retail store property.

  • Property and equipment coverage
  • Crime loss coverage and prevention incentives
  • Property enhancement coverage
  • Commercial general liability
  • Optional coverage for events such as floods and earthquakes

Tenant Insurance

Portage Mutual Insurance Company offers different levels of tenant insurance to protect your possessions, help with medical costs, and protect against credit card theft.

Portage Mutual Insurance Quotes

Get a Quote now

We are proud to be brokers for Portage Mutual Insurance Company – ask us about the kind of difference their personalized service can make: rnSpeak with a broker today: 1-800-731-2228

Portage La Prairie Mutual Reviews

1.9/5 (4 Reviewers)
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Portage Mutual Insurance
Head Office:
25 Corporate Park Drive, Suite 201, St. Catharines, ON L2S 3W2, Canada
Phone Number: 905-937-0100
Rating: .5 .5 /5 stars

Not Transparent

Totally let down by this company after paying in for years and believing we were well insured. As consumers we need the companies to use very clear wording for what is not covered. This company uses advertising that states “when the storm hits, we’ll face it together… That’s Trust”. In reality they don’t cover storm damage if it involves water, NOT talking flooding, any water. Buyer beware. Get the broker to write and sign what’s not covered in your policy and again at every annual renewal.

Rating: 1 1 /5 stars

Worst company to deal with who will not pay for damage.

Worst insurance company to deal with. We had to pay for everything up front from water damage and fight to get reimbursed and finally got about 1/8 of what we paid.

Rating: 1 1 /5 stars

don<t buy from here

had wind damage on my house rates went up over a 100.00 a month and the job was never finished

Rating: 5 5 /5 stars

Great insurer. Employees work hard to be helpful.